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Interview experience -15th February 2012 --Ratul Koch UBI Kolkata

Here i want to share my interview experience which was held at kolkata
on 15/02/2012 .time 2:30 pm
i was called and i entered the room, saw 3 aged persons. I just opened
the door and i said
“may i come in sir ?”..
“please come in.”..they replied..they asked me to take sit. I said
“thank you sir”..
Now they asked..
“So Mr. Ratul..tell me about urself”..
I replied  very well as i was by all prepared for that question..
They asked me “what is KYC” and “benefits of CBS for customer and
bank(i didn’t get the question and i asked twice them saying sorry sir
i did not get)..
This questions were related to my work as i am working as an SWO in
allahabad bank..i replied
They asked “kya abhi vi bank ka naam likhna jarrori hai ?”.. I said
-”no sir, but branch code is neccessary “..
now they asked me -”will you leave allahabad bank ? Oh! allahabad bank
has given you NOC also”..
I said- yes sir..
They asked – “where is ur branch ? how do you feel in allahabd bank? U
might know all the works of bank, Loans”..
I replied-”yes sir all the work i can do, except loan.. I have not
work on loans. there is a PO and an AFO who looks after that.”..i said
them I likeallahabd banks working environment..they asked me about my
branch’s staffs..
Now by laughing(loudly) they asked me-”allowance kitna milta
hai..milta hai ki nahi..?”.. I just smiled.
They asked me about promotion policy of allahabad bank..and asked me
-”r u eligible for promotion”..
I replied -”no sir! For promotion to scale -I, I will have to wait
another one year..eligiblity counts till march of every year”..
They said-”ok”..
Now they asked- “who is the executive director of allahabd bank ?”..
I couldn’t answer the question..i said twice -J P DUA
they said -”he is CMD..sarkar na ?”
I replied- “sorry sir, I don’t know”..
Now they themselves discussed..one of the three member said..”hey..wo
to bob ka hai”..(but yes sarkar is the executive of allahabd
bank..later on my branch manager said).
They asked me- “are u married ?”
I said -”no sir! I am bachalor”.
They asked- “kahi pe vi posting dene se jawoge naa ?..baad main mat bolna”..
I replied – “yes sir ! Kahi pe vi..if you want i will put my sign on
wherever u want (kuch jyada hi bol diya kya ?)..”..
They asked- “will you sign bond ?”
I said-”yes sir”..
They said thank you ratul.. I exited the room thanking them all one by one..

I profusely thank Ratul for sending this to me and am sure this will be of great use for other candidates who are going to attend the interview.


  1. It was for Union bank of india

    my ibps score- 170, obc

  2. Yes. it was for Union Bank of India. Ratul has presented it nicely. I request others who attend the interview to send a write up like this.


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