AN INTERVIEW -- MODEL
A Model Interview:
Mr. X
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Good Morning, Sirs. It could be Good Noon or Good
Afternoon as per the time of interviews)
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Chairman
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Good Morning Mr. X, please take your seat.
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Mr. X
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Thank you, sir. (He occupies the chair nicely, without
pulling or dragging it)
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Chairman
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Where did you complete your graduation from Mr. X?
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Mr. X
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From Y……. College, Z….. Sir.
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Chairman
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What were your subjects?
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Mr. X
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I did B.Com with Mathematics. Accountancy, Maths and
English were my subjects.
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Chairman
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Your father is a lecturer in English. Why didn't you think
of a similar career for yourself?
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Mr. X
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I have a liking for Maths and Accounts since
Matriculation. I got my maximum marks in Maths in the Board Examinations in
10th and 12th classes. My parental uncle who is a Chief
Manager in the State Bank of India advised to go for B.Com. seeing my liking
for the pertinent subjects. So here I am, Sir.
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Chairman
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How would you find the area of a circle?
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Mr. X
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Sir, it is equal to <3 .14=".14" p="p" r="r" x="x">
3>
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Chairman
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What is the Double Entry System in accounts?
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Mr. X
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It is a system of recording a debit and a credit for an
entry. It follows that for every debit there is a credit and credit for every
debit.
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Chairman
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What is a Balance Sheet?
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Mr. X
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It is the statement of the balances of all the accounts of
a firm or a company as on a particular date depicting its financial position
as on that date.
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Chairman
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Should the Profit and Loss A/c of that company of the same date?
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Mr. X
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No Sir, the Profit and Loss A/c is not for a particular date. It is a particular period, say a half year or a year.
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Chairman
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OK, but why is it so?
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Mr. X
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Sir, the Profit and Loss A/c is for a period, say a financial year, to show what the
business has done during that period; whether it has earned a profit, and if
so, how much, or whether it has suffered a loss, and if so, how much. The
Balance Sheet is as on a particular date; say 31st March of the
year, to show the detail of the assets and liabilities of a company, i.e. its
financial position as on that date.
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(The Chairman is done with his questions and the interview
passes on to the 1st
Member)
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Comments
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The candidate has made a Good initial impression on the
Board. He has not only shown Good manners but also self-confidence. He seems
to have chosen the profession on the basis of his interest and aptitude; not
mere desire. He is able to answer the questions correctly which shows that he
has prepared well.
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1st Member
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What are LIBOR and SIBOR?
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Mr. X
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Sir, LIBOR is London Inter-Bank Offered Rate while SIBOR
is Singapore Inter-Bank Offered Rate.
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1st Member
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Which is-the largest bank in India?
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Mr. X
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It is The State Bank of India, Sir both in terms of number
of branches and the amount of deposits; and also among public sector banks
and private sector banks.
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1st
Member
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Can you tell me the major difference between these two
types of banks?
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Mr. X
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Sure Sir. Public sector banks are those which are operated
by Govt. bodies and the employees get salaries from the Govt. funds. Private
sector banks on the other hand are the banks which are controlled by the
private lenders with the approval from the RBI. Their interest rates are
slightly costly as compared to public sector banks
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1st Member
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Do you have a bank account Mr.X?
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Mr. X
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Yes Sir. I have a Savings bank Account in Canara Bank.
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(2nd Member takes over)
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2nd Member
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Why the banks were
nationalized Mr. X?
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Mr. X
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Sir, private banks were nationalized way back in 1969 and
six more in 1980. The purpose was to make them work more in accordance with
national priorities of development of agriculture and industry by making
advances liberally in these sectors instead of concentrating on making more
and more profits.
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2nd member
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Did it make a difference?
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Mr. X
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Yes, certainly Sir. If India's agriculture and industry
have developed over the years, some credit must go to the nationalised, banks
for contributing capital in the shape of timely finance for buying inputs,
raw materials and introducing latest technology.
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2nd Member
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Who is' the Finance
Minister of India at present?
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Mr. X
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Mr. Pranab Mukherjee, Sir.
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2nd Member
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By which designation Foreign Minister of U.S.A. called?
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Mr. X
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The Secretary of the State
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2nd Member
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Which city is called the commercial capital of India?
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Mr. X
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It is Mumbai.
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2nd Member
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Who is the Governor of RBI now?
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Mr. X
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Dr. D. Subbarao
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2nd Member
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Can you tell us how
many Deputy Governors are there in RBI
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Mr. X
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Yes Sir, there are four Deputy Governors.
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2nd Member
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Can you name the present ones?
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Mr. X
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I can name two: Smt. S. Gopinath and Dr. K. C.
Chakrabarty.
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2nd Member
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Never mind, the other two are Dr. Subir Gokarn and Mr.
Anand .Sinha
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Mr. X
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Thank you, Sir, I'll remember these names.
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Comments
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The candidate has built on the initial Good impression by
answering all the questions correctly. His confidence is also growing which
is clearly based on his Good knowledge. He listens to the questions patiently
and then answers briefly and properly. His voice is not loud, yet emphatic.
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(Now 3rd Member takes over)
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3rd Member
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What is the capital of Andaman and Nicobar Islands?
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Mr. X
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It is Port Blair
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3rd Member
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Do you know Mr. X how Narmada and Tapti are different from
the other rivers of the South?
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Mr. X
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They flow from East to Wes while other rivers of the South
ie. Mahnadi, Godavari, Krishna and Cauvery flow from West to East. Secondly,
Narmada and Tapti flow into the Arabian Sea while the others, flow into the
Bay of Bengal.
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3rd Member
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How were you able to answer this Mr. X? You were not
regular student of Geography.
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Mr. X
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Thank you. Sir. Geography is regular subject for all the
students in class 10th as per CBSE curriculum. It was also one of
my favourite subjects as it gives knowledge of various natural phenomena as
well as places. I also feel Sir, one must know about the main geographical
features of one's country.
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3rd Member
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All right. What is your aim in life Mr. X?
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Mr. X
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For the time being it is to clear this interview and
become a Probationary Officer in a bank. (Everybody laughs)
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3rd Member:
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Suppose you are selected and sent to a far-off place like
Guwahati or Bangalore how would you feel?
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Mr. X
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I would feel excited and happy at my selection. I would
gladly go and serve even at those places which are far away from my home city
Chandigarh. But I would get an
opportunity to see new places, meet people of different cultures and tastes.
I would learn many things. Moreover, I know that the bank job is
transferable. After the completion of my duration I would surely be placed at
some nearby place.
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3rd Member
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I appreciate your spirit Mr. X but won't you remain far away from your parents?
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Mr. X
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Yes Sir, but only for a small period. My father is going
to retire after six months. My mother is a house wife. I would take both of
them along with me. They would get an opportunity for sightseeing and
relaxing.
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3rd Member
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But supposing you are not selected?
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Mr. X
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Well, Sir I am quite confident of being selected but if,
unfortunately l am not able to make it this year, I will try again next year
with more hard work and even better preparation.
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3rd Member
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Do you have interest in sports?
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Mr. X
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Yes Sir. I was a regular member of college cricket team. I
love watching cricket matches, football and tennis on T. V.
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3rd Member
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Who is your favourite tennis player from India?
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Mr. X
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Mahesh Bhupati and Leander Paes in doubles. Both are
extremely versatile doubles players. I also like young , Devvaraman.
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Comments
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The candidate was asked questions from different fields to
test his GK and general awareness. He has come out very well by' answering
them easily. Things are going nicely for him.
(The Chairman wants to· ask some final few questions and
he addresses the candidate)
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Chairman
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Mr. X should we save money and put it in the bank when
everybody knows that value of money is decreasing day by day as prices of
Goods and services are increasing.
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Mr. X
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Sir. I am' strongly in, favour of saving. Money swells in
the bank. It stops you from spending needlessly. A penny saved is a penny
earned is a time tested adage.
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Chairman
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What changes do you think have come about in banking
during the last two decades or so?
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Mr. X
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Sir, banking has undergone great changes during the last
twenty years· or so. Most of these changes have to do with the application of
new technology. Now all transactions are done through computers: debit,
credit, issuing drafts, fixed deposit receipts, issuing account statements,
completing pass books, applying interest on accounts, etc. all have become
easy, accurate and quick with technology. Even we have note-counting machines
now.
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Chairman
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Very well Mr. X that will be all. Thank you and best of
luck!
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Mr. X
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Thank you very much, Sirs. (Rises up with a smile on his
face and walks , confidently out of the interview room)
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Comments
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The candidate has given a very Good account of himself. He
possesses all the qualities required for the job of a P.O. He not only has an aptitude for finances,
accounts and banking but also a good knowledge of the prevailing banking
scenario in the country. He is well prepared for the occasion and is
therefore able to answer the questions with aplomb. He is selected with high score.
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Sir, model interview is very good
ReplyDeleteplease can you post more?