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Interview technique is aimed at a fair assessment of personality traits of an individual. Written examination tests the knowledge of facts, intellectual ability and attainment but the interview probes deep into the personality of the candidates.

What is an interview?

The oxford dictionary defines an interview as a face-to-face meeting, especially for the purpose of obtaining a statement or for assessing the qualities of a candidate. Interview is derived from the French word entrevoir which means glimpse. It is, therefore, an interaction between two or more person for a specific purpose.

Interview is a face-to-face interpersonal role in which the interviewer asks the candidate selected set of questions in order to assess his suitability for admission, recruitment or promotion or to know the ability of the candidate if he/she suits for the job applied for.

It is psychological and sociological instrument. It is a systematic method to contact with a person to know his views. It is regarded as the most effective tool for collection of data to arrive at the reasonable assessment of a candidate’s personality

Requirement of banks

Candidate being interviewed at banking interview board is not supposed to be very intelligent and an all rounder. In fact, what he is expected to possess is an average intelligence with other objective, subject knowledge, general knowledge, self confidence and mental alertness fully balanced. The banks are looking for the candidate who could be brought a balanced and intelligent gentleman by providing training.

Interview: A battle of nerves

This type of an interview tests the behavior of the candidate to be interviewed under stress. It is observed whether under stressful condition a candidate deviates from his normal behavioral pattern and whether his performance gets affected by the stress he is subjected to. It is obvious that in an organizational setup a person invariable comes across stressful situations where he is required to keep his cool and manage stress in such a way that it doesn’t affect his performance or his decision making abilities.

This is the reason that these types of interviews find an important place in the process of selection for the right candidate

In stress interviews, the approach of the interviewer is to unsettle the candidate by unexpected questions and behaviour.The candidate is subjected to stress by the following methods.

  • Being asked more than one question at a time.
  • Being asked further question without being allowed adequate time to respond to the first one.
  • Being questioned in an interrogatory tone and voice.
  • Being asked an unrelated bunch of questions
  • Having his feelings provoked.

Types of question asked

The interviewer’s task is to get the best out of a candidate. Therefore, it is very essential that the candidate feels comfortable with the interview panel. Normally, the interview begins with the informal interaction like education and family background, interest and hobbies or something which would be answered by every candidate. Once the rhythm of speech gets momentum, it becomes quite easy for the candidate to present himself.

Though interview does not follow a set of pattern, yet the pattern can be classified on the basis of four types of questions.

  1. leading questions
  2. open-ended questions
  3. probing questions
  4. close-ended questions

Leading questions

Normally, an interview begins with leading questions. Such questions help a candidate to feel comfortable and confident to do well. The purpose of asking these questions is to make the candidate feel at ease to make the process of interview interesting and less ominous for the candidate.

The questions may relate with the education and family background, interest and hobbies, general awareness and other areas of general nature.

For example:

  • You have degree in Mechanical Engineering and your father is running an automobile parts manufacturing unit. Then instead of shouldering your father’s profession, why do you want to join banking?
  • I understand from your bio-data that you are fond or reading. Could you please tell me what type of study material do you like through?

Open-Ended questions

Once the candidate has made himself comfortable, the process of interview advances with open-ended questions put to the candidate. Such questions let the interviewee deliver more information about himself and his achievements.

For example:
You have mentioned in your bio-data that you like marketing job. Why do you want join this profession despite it being tedious and laborious?

Probing questions

Since an interview is an assessment of the total personality of the candidate. It is essential on the part of the interviewer to explore the implications of the behavioral pattern of the candidate right from the moment of his entrance in the interview hall. His disposition and other personality parameters are kept on a close scrutiny. Though the body language speaks a lot about the personality of the candidate, yet some hidden traits like-decision making ability, power of analyzing a situation etc, are tested by way of asking some probing questions.

For example:

Do you feel that India is justified in carrying out three nuclear tests in pokharan on May 13?

These probing questions test a candidate’s general knowledge, his study of specific subjects, his understanding of current affairs, his interest and critical awareness of all that is happening around him. Candidate ability to apply his ability to organize ideas and information into a coherent concept or approach is also evaluated.

Close-Ended questions

The probing questions are followed by close-ended questions which are primarily intended to seek information on specific items and to test your knowledge of facts and figures. The interviewer also makes a final impression of the candidate. Therefore, some questions may get repeated to find whether a candidate is consistent in his approach.

Range of questions

Why does water extinguish fire?” asked the Interviewer.

Because it is a liquid””, replied the candidate.
“”Is kerosene oil or petrol not a liquid?”” retorted the interviewer.
The candidate was non plussed.
The above is a verbatim reproduction of what transpired in an interview.
Keeping the above instance in view, one can only pity the way in which that particular candidate displayed his ignorance about the question posed on him. The very purpose of writing about this to caution or forewarn the candidate about to go the selection board well prepared and groomed and saves them the awkwardness and the embarrassment that the particular candidate was faced with in the foregoing example.

The interviewer officer does not ask questions just at random.His purpose are to test the ability of the candidate to fit in the role he is required to play. He has a certain set pattern which he follows

This pattern is of the following nature and is generally followed in the same order:

Family background
  • Parent’s occupation, income, their characteristics.
  • Whom do you like most-father or mother and why?
  • How’s your relation with your parents/brother/sister?
  • How do you help them?

Educational Background

Duration spent in various educational institutions, position and percentage and special achievements in each examination passed.
  • Why did you get less percentage in (10th/12th/…?)
  • What did you do to improve your percentage?
  • Why there is a gap between… (A particular year or class)?
  • Which is your favorite subject and why?
  • The teacher whom you like and why?
  • The teacher whom you don’t like and why?
  • Why did you change your stream?
  • Why do you want to join bank instead of professional qualification
  • What do your friends/teachers say/think about you?

NCC, NSS and games and sport

  • Which certificate did you get in NCC/NSS?
  • Where did you go for camps and how many camps did you attend?
  • What did you learn in NCC/NSS and how it is useful for our bank?
  • Which game do you play and since when?
  • Why do you play this game?
  • Which position do you play at?
  • What is the task allotted to this post?
  • Name all the equipment used in the game and tell the measurement of playground and equipments?
  • How many tournaments did you play and what achievements did you get?
  • A few questions about the rules of game.
  • Who is your favorite player and why?
  • Compare these players (any particular players).
  • Who are the players of all India fame in this game?

Hobbies and interest

  • What is your hobby?
  • Since when you are in the habit of it?
  • Why did you adopt this hobby?
  • More specific questions related to one’s hobby?
  • Interest in reading books/magazines/Newspaper.
  • What type of literature are you interested in?
  • Who is your favorite author?
  • Why do you like him?
  • What are his important works?
  • Name the books of author read by you?
  • Which is his best book and why do you consider it so?
  • Discussions about the main theme/plot and the important characters.
  • The lessons learnt from the book.
  • Which newspaper do you read regularly?
  • Who is the editor of the newspaper?
  • What is the general policy of this newspaper?
  • General lay out of the paper (what is on a particular page?)

Extra curricular Activities

·         Duration of participation, name of groups and institutions and special achievements.
·         General extra curricular activities-Speech making, discussions, drama, debates etc.
·         Describe the responsibilities you performed ever.

Interview and Bank

  • Why do you want to join the banking industry?
  • What is your motivational factor?
  • If not selected, what will you do?
  • Have you appeared at bank interview earlier? Where and what was the result?
  • Why did you not get selected last time?
  • What improvement have you done to be selected this time?
  • Which of the test, written exam or interview, do you think difficult and why?
  • What do you think about your selection
  • If I select you, what will you do for the bank?
  • The role of bank

Some questions asked in the real bank interview

  • Tell me about yourself?
  • Introduce yourself?
  • Tell me something about your family?
  • What is you hobby?
  • Tell me your hobby?
  • How many brother and sister you have? Are they married?
  • What is your father doing?
  • Tell me about your family members?
  • What is the meaning of your name?
  • Do you know about farming, as you belong to village?
  • What crops you grow in your fields?
  • What is your brother doing?
  • What is your family background?
  • Do you help your mother in kitchen?
  • Your brother is working in banking sector and father is from roadways. Did you get any help from them?
  • What is your passion in your life?
  • Can you sing a song for us?
  • What is your philosophy of life?
  • Introduce yourself in English?
  • How did you prepare for your interview?
  • What does your mother do?
  • Which type of movie songs you sing?
  • Is anyone from your family in bank?
  • Tell me about your qualities?
  • If you have to attend an all India student conference, where you have to speak and suppose you have to speak on TN, then tell its 5 qualities which you speak on?
  • Why do you love motivational books? Do you lack motivation?
  • Do you watch dance India dance?
  • At which moment of life you were happy?
  • What was the sad moment of your life?
  • What are your achievements?
  • Your hobby is writing poem? Name the poets whom do you like the most?
  • If you sing well, why did you not go for Indian idol?
  • What is your strength?
  • What did you do in NSS?
  • Tell me about your home city/town?
  • Do you have personal computer?
  • What is the difference between Meerut and Delhi as you got education in Meerut but you are living in Delhi?
  • From where do you belong?
  • Why is your city famous?

Behavior/Maturity level

  • Why don’t you try for officer’s grade when you have qualification?
  • What do you learn from the previous job?
  • What is the relation between Vidya (education) and vinay (politeness)?
  • Can you prove that today’s younger generation really has vinay (politeness)?
  • How you react, when you sit with a 12th pass student?
  • Your brother get more than you, Could this be a cause for conflict in your family?
  • Which thing hides all the bad things of a person?
  • Suppose you are working on the road and somebody tries to tense you out, then how will you react?
  • Suppose you are in the situation facing a traffic jam, then what suggestion you will give me if I will go on that route or not?
  • If a customer comes to your bank in anger shouting on you then what will you do?
  • If you are selected in SBI then what will you do?
  • If there is agitation comes then what will you do?
  • How will you adjust in another city?
  • You told that your strength is positive attitude towards any situation, how will it be helpful?
  • Where do you want to see yourself in five year in this bank?
  • Why do you want join bank in this small age of 19 years?
  • Your younger brother is doing LLB and after sometime he will earn more, so how do you feel?
  • If your customer is angry and crying on you what will you do?
  • Do you feel nervous?
  • Are you scared?
  • After marriage how will you manage?
  • How man becomes successful?
  • Do you deserve higher post?
  • What qualities you have for this post/bank?
  • What are Ed, ego and super-ego?
  • Suppose if some members of your organization are not motivated and not performing their duties well, how will you motivate them?
  • What qualities should a banking employee have?
  • What is honesty? How it is different from truth?
  • Playing with kids is your hobby but kids are very naughty and noisy, how you handle them?
  • Why bank should take you?
  • How would you prove that have qualities which will be useful in bank?
  • What can do you do for bank what others can’t do?
  • How can you prove customer service in bank?
  • What is the most important quality used in banking sector?
  • How will you deal with the person who is not a regular customer of a bank?
  • You are so young. Why do you want to do job so early?
  • After interaction with the board members what did you learn?
  • How will you react when you are informed about your promotion?
  • At where you see yourself after 5, 10 0r 20 years?


  • What have you done in your education?
  • What were you doing for the last 3 years after completing your education?
  • What is the relevance of your subjects in banking sector?
  • Tell me about your past qualification?
  • Why did you do MBA?
  • Which was your favorite subject in your graduation?
  • Tell me the percentage of HSC, SSC, and graduation?
  • You have done B.Ed. Did your parents force you?
  • In which stream you did your graduation?
  • Why you want to come in HR while you had marketing in major in your MBA?
  • Why are you doing MBA?
  • Tell me something about your college?
  • Why did you choose tourism as a subject in your graduation?
  • How tourism can help you in banking sector?
  • Why you change your stream from science to Arts?
  • You are of science background? What was your aim for taking science stream?
  • If you want to make your career in banking, why did not you take commerce?
  • How your B.E degree help in banking?
  • Why did you do MA as you have been a science student?
  • Why you opted for commerce in spite of good marks in biology in class xii?
  • What kind of education you would like to give to the children in primary school?
  • Tell me the type of education techniques?
  • IN today’s age why students commit suicide?


  • Why are you applying for a post of clerk?
  • Why did you leave your job?
  • Do you know about the post of clerk?
  • Teaching is the best option for you as you are also taking tuition then why do you want to join bank?
  • What is the role of clerk?
  • Why do you want to come in banking?
  • Are you willing to do job anywhere in the country?
  • If you are selected in more than one bank then which bank will you select and why?
  • How many attempts did you give?
  • Can you do the job in village?
  • Can you work at computer?
  • What should be the idle time frame of working hours in job?
  • Your father works in SBI. So you might have applied for that also?
  • You have also done NCC so why haven’t applied for the armed forces?
  • What is your work experience?
  • Would you like to work in remote areas?
  • Which other banks have you applied for?
  • Why don’t you think for IAS as your all subjects are scoring?
  • If you selected for PO will you leave this job?
  • Being a science student why did you come in bank as a clerk?
  • What type of growth you want in your organization?
  • What is your job profile?
  • Do you know about the future of the bank as you are taking it as career?
  • If you get a choice in medical or bank, which stream will you choose?
  • If HDFC gives you 25,000 and sbi gives you 12,000 which bank will you choose?
  • When you are state level cricketer, why do you want to join banking?
  • Why do you want to come in this field as you are already working as a teacher? 
BANK CLERKS/PO INTERVIEW -- FIRST SET Reviewed by sambasivan srinivasan on 8:12:00 PM Rating: 5

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