IBPS PO questions asked

General Awareness Questions:

1.    According to census 2011Lowest density state - Arunachal Pradesh

2.    Which country does not belong in European Union but use Euro as a currency - Vatican city

3.    Who won bronze medal in swimming: Sandeep Sejwal

4.    Jai hind slogan given by –  Subhash Chandra Bose

5.    Capital of Turkey: Ankara

6.    Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – Rs 50,000

7.    In NSDL ,word ”S” stands for - National Securities Depository Limited 

8.    SBI tag line: Pure Banking Nothing Else

9.    Santi Swaroop Bhatnagar award in mathematic: Dr. Kaushal Kumar Verma

10.  Bank celebrate 150 years with Sri Lanka: SBI

11.  Cheque amount written is called exchange of notes done by customer

12.  Overnight money needed by bank from RBI on which rate bases: MSF

13.  Poverty elevation minster – Ramvilas Paswan

14.  CPI full form: Consumer Price Index

15.  Urban dev and Parliament minister: Venkaiah Naidu

Computer Questions 

1.    A card like a plastic credit card used for the expansion of computer capabilities is:expansion card/ pendrive etc.

2.     To view how a document appears in MS Office: print preview

3.    What is WINDOWS EXPLORER: File Manager

4.    Mouse behaves like, when it turns upside down - track ball

5.    Transfer of applications from memory to hard disk?

6.    When a computer is switched on, the first instruction performed by RAM is from: ROM

7.    Shifting from Windows 98 to windows XP is - upgrade

8.    A saved program stores in :hard disk

9.    The vertical lines on a product: barcode

10.  Palm operating device - PDA

11.  GUI (Graphic user Interface means) – user friendly

12.  Pass words are used for - unauthorized access in to the system

13.  Pass accessing - pass word rights/access rights

14.  Not a malware  - data spy

15.  The first part of the URL which is used for access in to the web - protocol

16.  In MS Word to reverse the action of UNDO - Redo

General Awareness Questions 

1.    Currency of Spain – Euro

2.    Jan Dhan Yojana Benefits – Overdraft Loan in Bank Account

3.    Foreign Institutional Investor – FII

4.    Writer of The Mother I Never Knew - Sudha Murthy

5.    L stands in SLR- liquidity

6.    Money laundering is done to- Avoid tax

7.    Abhinav Bindra wins Two Bronze & Retirement

8.    When did Manalapan reach Mars - 24 September 2014

9.    In how days KYC custom fill identity proof – 5 working days

10.  Nuku’alofa is the capital of – Tonga

11.  Nitin Gadkari related to which ministry - Transport

12.  Which Indian movie selected for  Oscar Award 2015  - Liar's Dice

13.  PPF limit change from 1 lakh to 1.5 lakh

14.  Largest hydroelectric power plant in India – Koyna

15.   Fusion points agreement 118 countries related to –

16.  What is 'M' in MIFF- Mumbai (MIFF- Mumbai International Film festival)

17.  Heidelberg Cement India': - Ashish Guha

18.  Mogadishu is the capital of – Somalia

19.  Basic saving bank deposit account maximum credit amount in a year – 1 lkh

20.  NIM full form- Net Interest Margin

21.  MTSS- Money Transfer Service Scheme

22.  kisan vikas patra was closed by govt. earlier why  - to avoid Money laundering activities

23.  Vishal Sikka is CMD of which company - Infosys

24.  One question on Negotiable Instruments Act, 1881

25.  Rbi issued the permission to Muthoot finance to set up - white label ATM

26.  SBI life insurance partnered with – BNP Paribas Cardif 

27.  Merchant payments in India is controlled by - SEBI

28.  According to census 2011 Every ____ in the world population is Indian.

29.  Who gave the principle of objects submerged partially or fully in water – Archimedes

Banking Awareness Quiz

1.    Interest payable on Savings bank account is :

(1) not regulated by RBI

(2) regulated by State Govt

(3) regulated by Central Govt

(4) regulated by individual banks

(5) None of these

2.    Money lend for 15 days or more inter-bank is called:

(1) Call money                 

(2) notice money

(3) term money                

(4) All of these

(5) None of these

3.    The Statutory Liquidity Ratio (SLR), the amount of liquid assets such as cash, precious metals and other short-term securities are kept with:

(1) RBI                             

(2) Individual banks          

(3) Finance Ministry         

(4) A bank designated by RBI

(5) None of these

4.    The rate of interest, banks charge to its main/major and prime; customers is popularly called as

1) Prime Lending Rate     

2) Repo Rate 

3) Cost of Fund                

4) Risk Premium  

5) Reverse Repo Rate

5.    Micro Credit or Micro finance is a novel approach to banking with the poor. In this approach bank credit is extended to the poor through-

(1) Self Help Groups                                            

(2) Anganwadees

(3) Cooperative Credit Societies             

(4) RBI                             

(5) None of these

6.    Fiscal Responsibility and Budget Management Act (FRBM) concerns:

I. Fiscal Deficit                             

II. Balance of Payment                

III. Revenue Deficit

(1) Only I                          

(2) Only II                         

(3) I & II                            

(4) I & III                           

(5) All of these

7.    Which of the following cannot be called as a Debt Instrument as referred in financial transactions?

(1) Certificate of Deposits          

(2) Bonds

(3) Stocks                                   

(4) Commercial Paper

(5) Loans

8.    Whenever RBI does some open market operation transactions actually it wishes to regulate which of the following?

(1) Inflation only

(2) Liquidity in economy

(3) Borrowing powers of the banks

(4) Flow of Foreign Direct Investment

(5) None of these

9.    Expand the term LRMT?

(1) Liquidity Risk Monitoring Tools

(2) Liquidity Ratio Monitoring Tools

(3) Liquidity Rate Monetary Tools

(4) Liquidity Ratio Monetary tools

(5) None of these

10.  Bank assurance is –

(1) an insurance scheme to insure bank deposits.

(2) an insurance scheme exclusively for the employees of banks

(3) a composite financial service offering both bank & insurance products

(4) a bank deposit scheme exclusively for employees

(5) None of these

11.  The objective of Know Your Customer (KYC) norms is?

(1) To give boost to bank deposits                                             

(2) To safeguard bank advances

(3) To monitor transactions of suspicious nature            

(4) Both 1 and 2

(5) None  of these

12.  Recently RBI has issued draft guidelines for setting up small banks and payment banks. The minimum paid-up capital requirement of both payments banks and small banks is 

(1) Rs. 50 crore                            

(2) Rs. 20 crore                

(3) Rs. 100 crore

(4) Rs. 40 crore                            

(5) Rs. 500 crore

13.  Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – 

(1) Rs 50,000                               

(2) Rs 10,000                   

(3) Rs 20,000

(4) Rs 25,000                               

(5) Rs 5000

14.  The letter ‘F’ denotes which of the following in the term IFRS.

(1) Formative                   

(2) Formal

(3) Functional                   

(4) Fiscal

(5) Financial

15.  Which of the following rates is not decided by RBI?

(1) Bank Rate                  

(2) Repo Rate

(3) Reverse Repo rate     

(4) Prime Lending Rate

(5) Cash Reserve Ratio

16.  Consider the following in context with the CVV or Card security code of an ATM or Credit card:

(A) Magnetic Stripe

(B) Front of the in embossed or printed digits

(C) Back of the card as a separate group of 3 digits to the right of the signature strip.

At which among the above locations CVV or Card security code of an ATM is found?

(1) A & B

(2) B & C

(3) A & C

(4) All of the above

(5) None of these

Answers:

Qs	Ans	Qs	Ans	Qs	Ans
1	4	7	3	13	1
2	3	8	2	14	5
3	2	9	1	15	4
4	1	10	3	16	3
5	1	11	3
6	4	12	3

Read more: http://www.bankersadda.com/2014/10/banking-awareness-questions-for-ibps-po.html#ixzz3GanmOOsj

source: bankersadda.com

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