IBPS PO/CLERK MAIN 2015 --OBJECTIVE GENERAL AWARENESS --USEFUL

PAPER – III

1. As per the IRDAI’s new norms, the corporate agents can tie up with up to _________ insurers each in life, non-life and health insurance segments.
a) two b) threec) four d) fivee) Any number 

2. What is India’s ranking among 60 leading economies in terms of ‘business growth environment’ in the Grant Thornton Global Dynamism Index (GDI)?
a) 4th b) 5th  c) 15th d) 34the) 53rd 

3. Which of the following cities has been confirmed as host of the 2022 (19th) Asian Games by the Olympic Council of Asia?
a) Tokyo b) Kochic) Jakarta d) Guangzhoue) Hangzhou 

4. Ashok-Alexander Sridharan became first person of Indian origin (PIO) to be elected as mayor of ________ recently.
a) Frankfurt b) Bonnc) Paris d) Romee) London 

5. In the first-ever river interlinking in the country, Godavari and Krishna rivers were formally linked, recently, with the commissioning of Pattiseema lift irrigation project in Krishna district in
a) Andhra Pradesh b) Telanganac) Karnataka d) Keralae) Tamil Nadu 

6. The India Gadget Expo 2015 (IGE) was held in which of the following cities recently?
a) Hyderabad b) Chennaic) Pune d) Gurgaone) Indore 

7. The RBI has granted in-principle approval for small finance banks licence to 10 entities. These entities does NOT include
a) Utkarsh Micro Finance b) Ujjivan Financial Servicesc) Suryoday Micro Finance

d) Au Financierse) None of these 

8. __________ has won a top UN environment award - Champions of the Earth (Policy Leadership category) - for 2015.
a) Park Geun-hye b) Thein Seinc) Tshering Tobgay d) Sheikh Hasina

e) Chandrika Kumaratunga 

9. The International Day of Democracy is observed on
a) 10 Sep b) 12 Sepc) 15 Sep d) 16 Sepe) 21 Sep 

10. The Montreal Protocol, which was agreed on 16 Sep 1987, is associated with
a) protection of the Ozone Layer b) elimination of chemical weapons
c) diplomatic intercourse, privileges and immunities d) protection of child rights

e) None of these 

11. Aqeela Asifi was awarded with the 2015 Nansen Refugee Award by United Nations High Commissioner for Refugees (UNHCR) recently. She is an Afghan
a) refugee teacher b) police officerc) political leader d) judgee) business woman 

12. The 21st International Day for Preservation of Ozone Layer was observed recently on
a) 14 Sep b) 15 Sepc) 16 Sep d) 18 Sepe) 11 Sep 

13. Name the West Indies cricketer who was honoured with the Icon Award by the Indo-Caribbean Alliance recently.
a) Chris Gayle b) Brian Larac) Denesh Ramdin d) Shivnarine Chanderpaul

e) Ramnaresh Sarwan 

14. Manpreet Kaur, who set a new national record at the 55th National Open Athletics Championships in Kolkata, is associated with the game of
a) shot put b) pole vaultc) discuss throw d) long jumpe) sprint 

15. As per the reports published in newspapers, the military in Burkina Faso has confirmed coup and has dissolved the govt. The capital city of Burkina Faso is
a) Lome b) Accrac) Porto-Novo d) Ouagadougoue) Sana'a 

16. India and which of the following countries inked two MoUs under the ‘Quick Impact Projects Initiative’ recently?
a) Vietnam b) Thailandc) Malaysia d) Indonesiae) Cambodia 

17. The Union Cabinet approved a mission aimed at developing rural growth clusters in all States and UTs recently. Name the mission.
a) Jayaprakash Narayan Rurban Mission b) KB Hedgewar Rurban Mission
c) Deendayal Upadhyaya Rurban Missiond) Shyama Prasad Mukherji Rurban Mission
e) Atal Bihari Vajpayee Rurban Mission 

18. The Constituent Assembly of which of the following countries approved a new constitution recently. The country has had an interim Constitution since 2007.
a) Sri Lanka b) Maldivesc) Bhutan d) Nepale) Thailand 
19. The book titled “The Girl in the Spider’s Web” has been authored by who among the following?
a) Stieg Larsson b) David Lagercrantzc) Andy Weir d) Henning Mankelle) Lee Child 

20. A magnitude 8.3 earthquake struck in which of the following nations recently forcing more than a million people out their homes?
a) New Zealand b) Chilec) Argentina d) East Timore) Samoa 

21. India’s two institutions, _______ and _______ has been ranked 147th and 179th respectively in the QS World University Rankings for 2015-16.
a) IISc, IIT-Delhi b) IIT-Mumbai, IIT-Delhic) IIM-Ahmedabad, IIT-Delhi

d) IISc, IIM-Lucknowe) IIM-Ahmedabad, IIM-Lucknow 

22. A NASA probe has spotted a ‘global’ ocean beneath the icy crust of Enceladus, the geologically active moon of
a) Saturn b) Venusc) Mercury d) Marse) Jupiter 

23. Which of the following committees submitted its report on mis-selling and streamlining of incentives for market-linked products recently?
a) Nachiket Mor Committee b) Subir Gokarn Committeec) Shyamala Gopinath Committee 
d) Bimal Jalan Committeee) Sumit Bose Committee 

24. The RBI has granted in-principle approval to 10 entities for small banks. What is the minimum capital requirement for small banks?
a) Rs 100 cr b) Rs 200 crc) Rs 300 cr d) Rs 500 cre) Rs 800 cr 

25. A total of Rs 21,586 cr has been disbursed under the MUDRA scheme so far. As per the RBI circular, no collateral security should be insisted for loans up to _______ under the scheme.
a) Rs 2 lakh b) Rs 5 lakhc) Rs 8 lakh d) Rs 10 lakhe) Rs 15 lakh 

26. The Vice President Hamid Ansari visited Cambodia recently. The capital city of Cambodia is
a) Vienna b) Buenos Airesc) Santiago d) Hanoie) Phnom Penh 

27. Name the Indian American who got the Champions of Change award from the US President Barack Obama recently. She is the founder of ‘Everybody Code Now!’ which is a non-profit organisation.
a) Abraham Verghese b) Swetha Prabhakaranc) Madhulika Sikka d) Rakesh Khurana
e) Preet Bharara 

28. Aimed at bridging the rural-urban divide, govt will set up _______ rural clusters by 2019-20 across the country under Shyama Prasad Mukherji Rurban Mission.
a) 100 b) 200c) 300 d) 500e) 1000 

29. Which of the following banks has launched India’s first mobile app for bank account opening named FedBook Selfie?
a) IndusInd Bank b) Federal Bankc) Axis Bank d) Bandhan Banke) Yes Bank 

30. The type of sales practice whereby the sales person misrepresents or misleads an investor with regard to the features of a particular product or service is called
a) up-selling b) mis-sellingc) relationship marketing d) unethical sellinge) impersonation 

31. Michelle Bachelet is the present president of which of the following countries?
a) Chile b) Cubac) Spain d) Norwaye) Sweden 

32. The Vice-President Hamid Ansari visited which of the following countries recently and signed two MoUs with his counterpart Bounyang Vorachith?
a) Belarus b) Laosc) Vietnam d) Thailande) Cambodia 

33. What is India's ranking in the Global Innovation Index 2015 released recently?
a) 5th b) 17^thc) 37th d) 75^the) 81st 

34. Jagmohan Dalmiya, who died recently, was the president of which of the following sports bodies in India?
a) Hockey India b) AIFFc) BCCI d) BAIe) SAI 

35. Ajay Jayaram is associated with which of the following games? He lost the final of the Korea Open Super Series event in Seoul recently.
a) Table tennis b) Squashc) Golf d) Badmintone) Tennis 

36. Jackie Collins died of breast cancer at the age of 77 recently. She was a renowned
a) singer b) novelistc) actress d) psychologiste) journalist 

37. India’s first space observatory Astrosat is set to be launched on Sep 28. Which of the following is a similar satellite launched by a country?
a) Suzaku b) Spektr Rc) Hubble d) All the abovee) Only a) and c)

38. Which of the following spacecrafts launched by NASA sent some stunning photos of Pluto recently?
a) Cassini b) Messengerc) Surveyor 7 d) Ranger 9e) New Horizons 

39. The Retirement fund manager EPFO has decided to increase the benefits under the Employees’ Deposit Linked Insurance (EDLI) scheme from the current Rs 3.6 lakh to
a) Rs 4 lakh b) Rs 5 lakhc) Rs 5.5 lakh d) Rs 6 lakhe) Rs 6.5 lakh 

40. The Global Innovation Index 2015 is topped by which of the following countries?
a) US b) Netherlandsc) Sweden d) UKe) Switzerland 

41. Who among the following has won the Singapore Grand Prix F1 Championship?
a) Daniel Ricciardo b) Kimi Raikkonenc) Lewis Hamilton d) Sebastian Vettel
e) None of these 

42. Which of the following is NOT a condition to be followed by small financial banks?
a) Take small deposits and disburse loans 
b) Distribute mutual funds, insurance products
c) Lend 75 per cent of their total adjusted net bank credit to priority sector

d) Minimum 50 per cent of loans should be up to 25 lakhs
e) None of these 

43. Which of the following is the unofficial term used to describe housing loans that carry ultra-low fixed rates in the initial years, but charge market-linked rates thereafter?
a) Floating rates b) Market ratesc) Prevailing rates d) Teaser ratese) None of these 

44. The economy of which of the following countries shrank again in the second quarter and a modest recession was confirmed there? The plunge in oil prices spurring companies to chop business investment in the country.
a) Mexico b) Chilec) Canada d) Venezuelae) Belarus 

45. The 69th session of the UN General Assembly concluded on 14 Sep and the 70th session began on 15 Sep. Who among the following is the president of the 70th session of the UNGA?
a) Courtenay Rattray b) Sam Kutesac) Jan Eliasson d) Mogens Lykketoft

e) John William Ashe 

46. Which of the following countries resumed normal operations at the Yongbyon complex, the country's main nuclear facility recently? The nuclear reactor is seen as a source of weapons-grade plutonium.
a) France b) Germanyc) Japan d) South Koreae) North Korea 

47. Nepal on 20 Sep adopted its new fully secular and democratic Constitution. Which of the following is NOT correct about the provision of the new constitution?
a) There will be seven provinces to be finalised within a year. 
b) The Constitution has 37 divisions, 304 articles and 7 annexes.
c) There will be a bicameral legislation. 
d) The Lower House (the House of Representatives) will have 375 members.e) None of these 

48. The International Day of Peace, sometimes unofficially known as World Peace Day, is observed annually on
a) 18 Sep b) 20 Sepc) 21 Sep d) 22 Sepe) 23 Sep 

49. President Pranab Mukherjee presented the National Tourism Awards 2013-14 recently. Which of the following was awarded as the Best State/UT for Comprehensive Tourism Development?
a) Gujarat b) Keralac) Maharashtra d) Delhie) Karnataka 

50. Which of the following countries successfully launched a newly-developed smaller version of carrier rocket Long March-6 as part of the country’s space program recently?
a) Indonesia b) Chinac) Malaysia d) Vietname) Thailand