is the most asked question in interviews for banking jobs for
engineering graduate freshers. Similar to the question "Why
MBA after B.E. or B.Tech"
that we've discussed a lot on this forum, this is a very important
question that one needs to prepare for when going for any banking
sector interview. Traditionally,
it is believed that bank jobs are taken up either by commerce
graduates or MBA degree holders. However, with the sheer amount of
engineers that India is producing year after year, that picture has
changed quite a lot in the last decade. More and more engineers
readily choose banking jobs straight out of their engineering
straight-forward answer to that is either one of these two or
Banking career in India is secure. 2.
Banks offer better salary package over other sectors. Even
if you have a third option in mind already, you need to be able to
put it very clearly before the interviewer. Many applicants aren't
very sure of why they are going into a banking sector job, so I
advise that you take time out before the interview to write down what
a career in banking means to you and why you are a perfect fit for
the said position in the bank. Here
are some of the points that I think should come in handy for any
engineer preparing for bank interview. I
chose a banking job after engineering because: 1.
Changing with times, banks have been fastest to adopt new
technologies. As an engineer, I keep myself up-to-date with latest
trends in technology sector. 2.
ATMs, Internet Banking, Mobile Banking, Credit/Debit Card Management
all these departments need engineers. 3.
Engineers have really good mathematics & analytical skills -
something that the job demands. 4.
If applicable to your profile, you can talk about leadership. How you
organised events at college level or at internship level. Banks need
leaders in every department. 5.
Communication Skills. A must for any banker. You need to quote real
life examples from your experience at college and extra-curricular
activities that helped you build really good communication skills. 6.
Stability IT/Core Engineering jobs are highly unstable. If I am
looking for a stable career option that pays well, banking offers
really good options. 7.
Perks at a bank job are really attractive for me as an engineer
looking for a long-term stay. For eg: Cheaper loans, Accommodation
facilities, Fuel for vehicles, LTC or LFC etc.
Banks have a fair selection process that relies heavily on merit. You
can prove it to the interviewer that your technical know-how coupled
with analytical skills are perfect for the bank job. 9.
Every bank today has an Information Technology department. You can
learn software used in bank (at least the basics) and that will come
in really handy. For
eg: Finacle, BANCS, Flex Cube are the various leading software used
in banks. As an engineer, it should be easy to train yourself in any
one of those. 10.
Last but not the least: Let the interviewer know that you are in this
for the long-ride. Banks suffer from high attrition rates and most
employees frequently shift their jobs. If you convince the
interviewer that you don't like job-hopping (Something that's
prevalent in IT sector), you increased your chances of getting