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2016 BANKING ONE

1. Banking Ombudsman is appointed by
a) SEBI
b) NABARD
c) RBI
d) None of these
2. Name of Union Territory which as recently presented a tax free budge of Rs.6100 Crore for
the union territory:
a) Chandigarh
b) Puducherry
c) Dadra Nagar Haweli
d) None of these
3. Maximum age for retirement for MD/CEO of all private banks is
a) 60 years
b) 65 years
c) 70 years
d) None of these
4. Two new Savings Bank products for children namely ‘PehlaKadam and PehliUdaan’
introduced by
a) State Bank of India
b) United Bank of India
c) Axis Bank
d) None of these
5. 'Financial Exclusion' is:
a) Exclude the Finance
b) Lack of Access to Financial Services
c) Instability of Financial Services
d) None of these
6. Vijay Mallya as 'Willful Defaulter' is declared by:
a) United Bank of India
b) Canara Bank
c) Dena Bank
d) None of these
7. Mutual Funds are regulated by:
a) Reserve Bank of India
b) Securities and Exchange Board of India
c) Mutual Funds Board of India
d) None of these
8. To solve the problems of Balance of Payments of membercountries is function of:
a) World Bank
b) IMF
c) GATT
d) None of these
9. Which term is not associated with banking operations:
a) Equator
b) Prime Lending Rate
c) Corporate Finance
d) None of these

10. U.T.I. officially changed into:
a) Vijaya Bank
b) Dena Bank
c) Axis Bank
d) None of these
11. Regulatory Authority for Regional Rural Bank is of:
a) Sponsor Bank
b) State Government
c) RBI and NABARD
d) None of these
12. EBT stands for
a) Electronic Beginning Transaction
b) Electronic Benefit Transfer
c) Electric Belated Transfer
d) None of these
13. The instrument can not be presented for the payment in the Clearing House is:
a) Fixed Deposit Receipt
b) Dividends
c) Demand Drafts
d) None of these
14. BharatiyaMahila Bank Limited on 19 November, 2014 launched its Internet Banking Facility.
Name of it was:
a) BMB Net
b) BMB Online
c) BMB Smartbanking
d) None of these
15. Apex institution which handles refinance for agriculture and rural development in India is:
a) NABARD
b) SEBI
c) SIDBI
d) None of these
16. The private sector bank which recently allowed children above 10 years to open savings bank
accounts after SBI is:
a) PNB
b) HDFC
c) ICICI
d) None of these
17. IMF stands for
a) International Money Fund
b) International Monetary Fund
c) Indian Mutual Fund
d) None of these
18. The private sector bank which launched FACEBOOK based instant fund transfer service to
enable users to send money to friends on social media network is :
a) Kotak Mahindra Bank
b) Syndicate BankLaxmi Vilas Bank
d) None of these
19. First Multi-currency international Debit Cards are issued in India by:
a) Punjab National Bank
b) State Bank of India
c) Axis Bank
d) None of these
20. IT company which will set up local data centers in India by the end of 2015 is:
a) Apple
b) Google
c) Microsoft
d) None of these
21. The Foreign Exchange Reserves of India are kept in the custody of:
a) International Monetary Fund
b) Reserve Bank of India
c) State Bank of India
d) None of these
22. "Bank of Rajasthan" merged with which bank"
a) Global Trust Bank
b) ICICI Bank
c) Axis Bank
d) None of these
23. Which bank opened a Lockless branch at Maharashtra to respecting the local customs:
a) State Bank of India
b) UCO Bank
c) Bank of Maharashtra
d) None of these
24. 'Drawer' in the bank cheques is:
a) Who receives the cheques
b) Who encash the cheques
c) Who issues the cheques
d) None of these
25. 'Drawee in the bank cheque is:
a) Who rejects the payment of cheques
b) Who encash the cheques
c) Always the Banker
d) None of these
26. Which was the first bank to set up talking ATM in India:
a) Union Bank
b) Dena Bank
c) ICICI Bank
d) None of these
27. In 1976, Narang Bank of India was acquired by which of the following bank:
a) UCO Bank
b) Union Bank
c) United Bank of India
None of these
28. Initially there were how many associate banks of State Bank of India in 1959:
a) Seven
b) Five
c) Two
d) None of these
29. During the period of Inflation, tax rates should:
a) Increase
b) Decrease
c) Fluctuate
d) None of these
30. Biggest tax paying sector in India is:
a) Agricultural Sector
b) Banking Sector
c) Industrial Sector
d) None of these
31. Which Indian Bank became the first to touch a market capitalization of Rs. 1,00,000 Crore in
India:
a) SBI
b) Axis Bank
c) HDFC Bank
d) None of these
32. Insurance sector is regulated by which of the following institution/organization:
a) SEBI
b) IRDA
c) RBI
d) None of these
33. Expanded form of UCO Bank is:
a) United Cooperative Bank
b) Union Commercial Bank
c) United Commercial Bank
d) None of these
34. IRDA stands for:
a) International Reconstruction and Development Association
b) Insurance Regulatory and Development Authority
c) Indian Road Development Agency
d) None of these
35. TRIPS and TRIMS are associated with which of following organization:
a) WTO
b) IMF
c) IDA
d) None of these
36. Which are the first two Indian Banks allowed to open branches in Pakistan in August, 2012:
a) SBI and Bank of India
b) Axis and HDFC Bank
c) HDFC and ICICI Bank
None of these
37. Which one of the leading nationalized bank in 2012 celebrated its 147th year of dedicated
service to the nation and has introduced 'Interactive Voice Response':
a) Bank of Baroda
b) Indian Overseas Bank
c) Allahabad Bank
d) None of these
38. Which of the following is correct about ATM:
a) ATM is a computer which is dedicated to perform certain specific Jobs only
b) ATM is a user friendly machine and the customer does not require any training to use it
c) ATM is totally menu driven which displays instructions to the customers step by step for
operating the same
d) All of the above
e) None of these
39. Universal Bank is one which:
a) present universally in all the countries of the world
b) Undertakes the functions of a development financial institution as well as a commercial
bank
c) All of the above
d) None of these
40. The merchant banking activities in India are governed by which of the following bodies:
a) SEBI
b) IRDA
c) RBI
d) None of these
41. RBI was established in:
a) 1 April, 1935
b) 5 April, 1934
c) 5 May, 1935
d) None of these
42. Original name of the State Bank of India was:
a) Bank of Calcutta
b) Bank of Bengal
c) Both Above
d) None of these
43. State Bank of India comes in to existence in the year:
a) 1947
b) 1955
c) 1959
d) None of these
44. "Hum Hai Na" is slogan of which bank:
a) ICICI Bank
b) Punjab National Bank
c) Vijaya Bank
d) None of these
45. World Bank was established in the year:
1955
b) 1942
c) 1944
d) None of these
46. Headquarter of World Bank is located at:
a) London
b) Washington D.C.
c) Geneva
d) None of these
47. 12th President of World Bank Group is:
a) Kelvin BlayerOdwich
b) ShinjoYuang
c) Jim Yong Kim
d) None of these
48. "Overdrafts" covered under which of following function:
a) Accepting Deposits
b) Advancing of Loans
c) Both of Above
d) None of these
49. For the overdraft facility, customer have to pay:
a) Interest
b) Commission
c) Normal Charges
d) None of these
50. SIDBI stands for"
a) Specially Industries Development Bank of India
b) Sound Industries Development Bank of India
c) Small Industries Development Bank of India
d) None of these

thanks:  BANK EXAMSTODAY.com



2016 BANKING ONE Reviewed by sambasivan srinivasan on 9:10:00 PM Rating: 5

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