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GENERAL AWARENESS --- use banking and financial awareness questions

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Pl ignore questions on outdated current affairs questions relating to 2014. other questions can be used. (q. 141, 143, 151, 158)

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141. Who is the music director of “mile surmeratumhara”?
            a)   Ashok Patki      b)   AnoopSeelin       c)    S.P.Balasubramanyam
            d)   Bhavanatharini        e)    Chakri
142. Expand ADR –
            a)   Austrian Depositary Receipt        b)   Australian Depositary Receipt
            c)   American Depositary Receipt      d)   Adjusted Depositary Receipt
            e)   American Deposit Recall
143. BKS Iyengar , who died recently, got which of the following award –
            a)   Noble Prize      b)   Grammy Award      c)   Oscar Award      d)   Padma Award
            e)   Gandhi Shanti Award
144. Who is the head of Unclaimed PPF committee?
            a)   ArunJaitley      b)   H R Khan      c)   Urjit Patel      d)   C Rangarajan
            e)   D Subbarao
145. What is the currency of Spain?
            a)   Euro      b)   Pound      c)   Franc      d)   Shilling      e)    Birr
146. “Pahlakadampahliudan” is launched by which bank?
            a)   RBI       b)   NABARD       c)   SIDBI       d)   SBI       e)   CBI
147. What is the capital of Arunachal Pradesh?
            a)   Agartala       b)   Itanagar       c)   Shillong       d)    Bhopal       e)   Dispur
148. Who is the “father of atomic Infra structure” in INDIA?
            a)   Homi J Bhabha     b)   J. Robert Oppenheimer    c)   Ernest Rutherford
            d)   Zulfiqar Ali Bhutto          e)   None of the above
149. What is the full form of RTGS –
            a)   Real Technology Ground Settlement        b)   Real Task Gross System
            c)   Real Time Gross Settlement        d)   Real Time Gap System
            e)   Real Time Gross System
150. Serena Williams is related with which sports?
            a)   Badminton       b)  Tennis       c)   Squash       d)   Billiards        e)   Swimming
151. Donald Tusk was the Prime Minister of which country?
            a)   Swaziland      b)    Greenland      c)   Poland      d)   Eritrea       e)  Liberia
152. Prime Minister of India, NarendraModi want to build which city like Kyoto city ,
            a)   Ahmadabad       b)   Jabalpur      c)   Kanpur      d)   Nasik       e)   Varanasi
153. United bank of India declared Vijay Mallya as a Wilful defaulter, Vijay Mallya is the
owner of which airline?
            a)   Indigo       b)   Jet       c)   Star      d)   Kingfisher       e)   Air India
154. Rupay card launched by which organization in India?
            a)   National Payment Corporation India        b)   Reserve Bank of India
            c)   Government of India        d)   State Bank of India        e)   Finance Ministry
155. Book “The Lover and his Beloved A Curtain Raiser” is written by –
            a)   Persis John       b)   J P Dalvi        c)   S HussianZaidi
            d)   Gabriel Garcia Marquez       e)   Blake Morrison
156. Which of the following pair is/are True?
a)     State Bank Group Pure banking nothing else; With you all the way
b)     Allahabad Bank A tradition of trust
c)     Andhra Bank Much more to do, with YOU in focus
d)     Bank of Baroda India’s international bank
e)     All are correct
157. Which of the following pair is not correct?
            a)   Canada – dollar       b)   Bangladesh – taka       c)   UK – pound       
            d)   Germany – euro      e)   Japan – Yuan
158. Recently, which among the following countries has launched the “Yaogan XX” a remote
sensing satellite to carry out scientific experiment and provide early alerts about natural
            a)   Japan        b)   Russia       c)   China      d)   USA       e)   None of these
159. Which of the following are functions of foreign bank?
A.    remitting money from one country to another.
B.    discounting of foreign bills
C.    buying and selling of metals
D.    helping in import and export trade
      a)   Only A and B       b)   B and C       c)   A, B and C       d)   All of the above
      e)   None of these
160. What does the M in M-banking stands for?
            a)   money       b)   marginal        c)   message       d)   mutual fund       e)   mobile
161. Once the borrower has failed to make interest or principal payments for _______ the
loan is considered to be a non-performing asset.
            a)   90 days        b)   180 days      c)   130 days       d)   150 days       e)  None of these
162. _________ was proposed for hygiene and cleanliness in the recent Union Budget
            a)   Swachh Bharat Mission       b)   Clean Bharat Mission       c)   SafaiAbhiyan
            d)   SaafSwachh Bharat Yojana         e)   None of these
163. What stands for LAF?
            a)   Liquidity Adjustment Facility        b)   Liquid Adjustment Facility
            c)   Liquidity Adjusted Facility         d)   Liquid Adjusted Facility
            e)   None of these
164. ATMs operated by Non-Banking Companies are called ________
            a)   Brown Label ATMs (BLAs)      b)   Automated Teller Machines (ATMs)
            c)   White Label ATMs (WLA)       d)   Point of Terminal (PoT)
            e)   None of these
165. The headquarters of Allahabad Bank is located in ________
            a)   Karnataka          b)   New Delhi        c)   Baroda       d)   Kolkata       e)   Bengaluru
166. Who is known as the “father of the atomic bomb”?
            a)   Albert Einstein       b)   Flower Grath       c)   Allen Jones      
            d)   J.Robert Oppenheimer         e)   None of these
167. Know your customer (KYC) is the process used by a bank to verify the ________
            a)   name of the customer         b)   address of the customer
            c)   identity of the customer       d)  profession of the customer
            e)   None of these
168. How much fund India will get from Japan over the next five years for developmental
            a)   USD 30 billion       b)   USD 35 billion       c)   USD 100 billion
            d)   USD 75 billion       e)   None of these
169. How many languages are written on a note?
            a)   18      b)   16      c)   17     d)   20      e)   19
170. Which of the following is not a use of ATM cards?
a)     These are used for deposits
b)     These are used for cash withdrawals
c)     These are used for contacting bank officials
d)     These are used for obtaining account information
e)     None of these
171. __________ is trading in products or services using computer networks, such as the
            a)   Commercial trading       b)   E-commerce       c)   Internet Banking
            d)   Forex                             e)   None of these
172. Who decides the interest rate on saving bank account?
            a)   SEBI      b)   RBI       c)   individual banks      d)   Government of India
            e)   None of these
173. What is the minimum amount that can be remitted through Real Time Gross Settlement
            a)   Rs.1 lakh       b)   Rs.2 lakh       c)   Rs.4 lakh       d)   Rs.5 lakh     
            e)   None of these
174. What is the tag line of Bank of Baroda?
a)     Good People to Bank with
b)     A Name you can Bank Upon
c)     India’s International bank
d)     A tradition of trust
e)     None of these
175. Which is the venue of 2020 Summer Olympics?
            a)   Paris       b)   Tokyo       c)   Rome       d)   New Delhi    e)   None of these
176. Under the PradhanMantri Jan DhanYojana (PMJDY) how much accidental insurance
will be provided?
            a)   Rs.2 lakh       b)   Rs.60000          c)   Rs.30,000              d)   Rs.1 lakh
            e)   None of these
177. Which freedom fighter was killed during protest of Simon Commission?
            a)   Bipin Chandra Pal                        b)   Pt. Jawaharlal Nehru        c)   LalaLajpatRai
            d)   BalGangadharTilak          e)   None of these
178. ________ is the rate at which RBI lends money to commercial banks.
            a)   Repo Rate             b)   Base Rate             c)   Bank Ratae          
            d)   Reverse Repo Rate      e)   None of these
179. Which of the following contains 11 digit alphanumeric codes?
            a)   IFSC code       b)   MICR       c)   PAN Card        d)   Aadhaar card       
            e)   None of these
180. What is the full form of NEFT?
            a)   National Electric Fund Transfer  b)   National Electronic Funds Tuncation
            c)   National Electronic Funds Transfer        d)   Net Electronic Funds Transfer

            e)   None of these


141.  (a)  “Ek Sur” (One Tune) (language of India), or “Mile Sur MeraTumahara” as it is                 better known, is an Indian song and accompanying video promoting national                 integration and unity in diversity.
142.  (c)  An American depositary receipt (ADR) is a negotiable security that represents                 securitites of a non-US company that trades in the US financial markets.
143.  (d)  Yoga guru BKS Iyengar were today chosen for this year’s Padma Vibhushan, the                 second highest civilian honour.
144.  (b) Finance Minister ArunJaitley has set up a committee under RBI deputy governor                 H.R.Khan to assess the amount of unclaimed deposit in the popular PPF and Post                 Office saving schemes, and suggest steps for utilisation of funds for the benefit of             senior citizens.
145.  (a)  Euro is the currency of Spain.
146.  (d)  ‘PehlaKadam and PehliUdaan’, two new savings bank products for children, was                 launched by Arundhati Bhattacharya, Chairman, State Bank of India (SBI) and                 Vice Admiral AR Karve, Chief of Staff at the Navy Children School, Mumbai.
147.  (b)  Arunachal Pradesh is one of the 29 states of India. Itanagar is the capital of                 Arunachal Pradesh.
148.  (a)  Homi Jahangir Bhabha, FRS was an Indian nuclear physicist, founding director, and           professor of physics at the Tata Institute of Fundamental Reseach.
149.  (c)  Real time gross settlement systems (RTGS) are specialist funds transfer systems                 where transfer of money or securities takes place from one bank to another on a                 “real time” and on “gross” basis.
150.  (b)   Serena Jameka Williams (born September 26, 1981) is an American professional                 tennis player who is currently ranked No.1 in women’s single tennis.
151.  (c)  Donald Tusk was the Prime Minister of Poland. He will become President of the                 European Council on 1 December 2014.
152.  (e)  Prime Minister NarendraModi signing of a Memorandum of Understanding (MoU)     with Japanese PM Shinzo Abe to turn Varanasi into a ‘smart city’ with help from                 Kyoto.
153.  (d)   United Bank of India (UBI) has declared Vijay Mallya and three directors of                 Kingfisher Airlines (KFA) as wilful defaulters. The development was confirmed by            the bank’s executive director Deepak Narang.
154.  (a)  RuPay  is an Indian domestic card scheme conceived and launched by the National
               Payments Corporation of India (NPCI)
155.  (a)  “The Lover and his Beloved A Curtain Raiser” is written by Persis John and is                 published by Indian Society for Promoting Christian Knowledge.
156.  (e)  All taglines of the given banks are true.
157.  (e)  Japan – Yen
158.  (c)  China successfully launched the “Yaogan XX” a remote-sensing satellite to carry                 out scientific experiments and provide early alerts natural disaster.
159.  (d)  All of the above are true about functions of a foreign bank.
160.  (e)  Mobile banking is a system that allows customers of a financial institution to                 conduct a number of financial transactions through a mobile device such as a                 mobile.
161.  (a)   Once the borrower has failed to make interest or principle payments for 90 days,                 the loan is considered to be a non-performing asset.
162.  (a)   Swachh Bharat Mission was proposed for hygiene and cleanliness in the recent                 Union Budget 2014-15. The Swachh Bharat Mission was launched on 2nd of                 October.
163.  (a)   Liquidity Adjustment Facility (LAF) is a monetary policy tool.
164.  (c)  ATMs operated by Non-Banking Companies are called White Label ATMs (WLA).
165.  (d)  Allahabad Bank which began operations in 1865, has its headquarters in Kolkata. It              is the oldest joint stock bank in India.
166.  (d)  J . Robert Oppenheimer is known as the “father of the atomic bomb”
167.  (c)  “Know Your Customer”, a term used for customer identification process.
168.  (b)  India will get USD 35 billion from Japan over the next five years for developmental                      projects.

169.  (c) 17 languages are written on a note.
170.  (c)   ATM cards cannot be used for contacting bank officials.
171.  (b)   E-commerce is trading in products or services using computer networks, such as th             internet.
172.  (c)   Banks are free to set their own interest rates on savings accounts.
173.  (b)  The minimum amount to be remitted through RTGS is Rs.2 lakh. There is no upper       ceiling for RTGS transactions.
174.  (c)  Banks

Union Bank of India
Good People to Bank with

Punjab National Bank
A Name you can Bank Upon

Allahabad Bank
A tradition of trust
175.  (b)  2020 Summer Olympics is a planned major international sporting event that is                 scheduled to be held from 24 July – 9 August 2020 in Tokyo, Japan.
176.  (d)  Under the PMJDY every account holder will get a ‘RuPay’ debit card with                 Rs.30000 life insurance besides accidental insurance of up to Rs.1 lakh.
177.  (c)  LalaLajpatRai was the freedom fighter who was killed during protest of Simon                 Commission.
178.  (c)  Bank rate, also referred to as the discount rate in American English, is the rate of                 interest which a central bank charges on the loans and advances to a commercial.
179.  (a)  The Indian Financial System Code (also known as IFSC) is a 11 character code for                 identifying the bank and branch in which an account is held.
180.  (b)  NEFT stands for National Electronic Funds Transfer
GENERAL AWARENESS --- use banking and financial awareness questions Reviewed by sambasivan srinivasan on 6:49:00 PM Rating: 5

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