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IBPS PO FREE INTERVIEW GUIDANCE -- by S SAMBASIVAN




IN CASE YOU NEED INTERVIEW GUIDANCE PLEASE WRITE TO  samba.ssivan@gmail.com giving your cell phone mentioning convenient time during which you can be called.  (FREE MOCK INTERVIEWS).

In case you get some doubts you may send email and you will get reply within two days.



I have been guiding candidates for bank interview over phone and through email since 2011.  Many candidates have joined variouY Ss nationalised banks, RRBs, SBI.   The credit for this goes to candidates but I take credit for guiding them properly for preparing for the interviews.

WHAT YOU SHOULD DO FOR SUCCEEDING IN BANK INTERVIEW:

1.   Try to revise the basics of your graduation subject so that you can manage peripheral questions asked from therein.   For nature of questions you may refer www.indiabix.com (INTERVIEW)

2. Read Banking awareness seriously.  Pose questions to you based on banking like ---

 RBI, CRR, SLR, BASE RATE, LEAD BANK SCHEME, REPO RATE, REVERSE REPO RATE, SMALL BANKS, PAYMENT BANKS, GOVERNORS OF RBI, DEPUTY GOVERNORS OF RBI, CREDIT POLICY OF RBI, NPA, PROMPT CORRECTIVE ACTION, PRIORITY SECTOR ADVANCES, MERCHANT BANKING, HOUSING FINANCE, EXPORT FINANCE, RETAIL LENDING, JEWEL LOANS, MORTAGES, HYPOTHECATION, PLEDGE, DOCUMENTATION, LIMITATION IN RESPECT OF DOCUMENTS, RRBS,  NABARD, IDBI, SIDBI, CHAIRMANS OF NATIONALISED BANKS, ECGC, NITI AAYOG CHAIRMAN, DEPUTY CHAIRMAN, FUNCTIONS OF NITI AAYOG, 15TH FINANCE COMMISSION CHAIRMAN AND OTHER DETAILS , 14TH FINANCE COMMISSION, WHICH BANK YOU HAVE ACCOUNT -- COMPLETE DETAILS ABOUT THAT AND ONE MORE BANK --  DEPOSIT SCHEMES, LOANS SCHEMES, PERFORMANCE OF BANK, PROFIT, NUMBER OF BRANCHES, ATMS, INTERNET BANKING, MOBILE BANKING, DEBIT CARD, CREDIT CARD,. DEMAND DRAFT, NEFT, RTGS, CLAIMS IN RESPECT OF DECEASED DEPOSITORS, TYPES OF ACCOUNTS SUCH AS INDIVIDUALS, JOINT ACCOUNT, E OR S , F OR S, ANYONE OR SURVIVORS OR SURVIVOR, PARTNERSHIP FIRMS, LIMITED COMPANIES, JOINT HINDU UNDIVIDED FAMILIES, MINORS, MARRIED WOMEN, ILLITERATE PERSONS, CHAIRMAN OF THAT BANK, A FEW MORE DETAILS ABOUT THAT BANK'S ACHIEVEMENTS ETC.

CTS, CORE BANKING SOLUTION, COMPUTERISATION OF BANKS, WIFI AND INTERNET BANKING, EDUCATION LOANS, AGRICULTURAL LOANS, INDUSTRIES LOANS, VEHICLE LOANS, INFRA STRUCTURE LOANS.    SAVINGS BANK DEPOSIT, CURRENT ACCOUNT, FIXED DEPOSIT, REINVESTMENT DEPOSIT, RECURRING DEPOSIT,  INTEREST RATES, OPENING OF ACCOUNTS, OPERATION OF ACCOUNTS, CLOSURE OF ACCOUNTS.

ROLE OF BANKS IN INDIAN ECONOMY, IMPORTANCE OF RURAL DEVELOPMENT, 

WHICH DEGREE DID YOU COMPLETE, WHY NOT POST GRADUATION>, WHY BANKING?  WHY BANKING AFTER ENGINEERING? YOUR STRENGTHS, WEAKNESSES, ACHIEVEMENTS, HOBBIES, ABOUT YOUR FAMILY -- FATHER, MOTHER, SIBLINGS (BROTHERS/SISTERS), WHAT DO YOU KNOW ABOUT BANKING, WHY YOU SHOULD BE SELECTED IN RELATION TO OTHERS?  FUTURE OF BANKS IN INDIA,

INSURANCE -- LIFE INSURANCE, GENERAL INSURANCE -- COMPANIES, POLICIES, DETAILS,(MINOR ASPECTS)

ECONOMY -- INDIAN ECONOMY -  THREE DIVISION OF ECONOMY LIKE PRIMARY, SECONDARY, TERTIARY ETC.    ROLE OF THESE AND THEIR CONTRIBUTION TO INDIAN ECONOMY, FIVE YEAR PLANS, HOW TO ERADICATE POVERTY,

WHAT ROLE WILL YOU PLAY IN THE BANK? hOW WILL YOU FIT INTO THAT ROLE? HOW WILL YOU MANAGE AN IRATE CUSTOMER, ROUGH STAFF MEMBER, , DRUNKARD ,.

ANCILLARY BANKING SERVICES LIKE LOCKERS, SAFE CUSTODY, MERCHANT BANKING, BANCASSURANCE ETC. 

SEBI, STOCK MARKETS, MUTUAL FUNDS,  DEMAT ACCOUNTS, FRDI BILL,  

QUESTIONS BASED ON CURRENT AFFAIRS IN THE LAST THREE MONTHS MOSTLY RELATED TO BANKING, SPORTS, ARTS, SCIENCE.--- INSTANT TALAQ BILL, UNION MINISTERS LIST, STATE CHIEF MINISTERS LIST, BASIC STATIC GK -- CAPITALS OF STATES, COUNTRIES, TOURIST SPOTS, 

DEMONETISATION -- EFFECTS--SWAACHH BHARAT, AADHAAR, MANNKIBAAT, JALLIKATTU, GST, RECENT ELECTIONS,


Please search in www.sbank.in BANK INTERVIEW, BANK INTERVIEWS, Banking related general awareness and read.

IN THE ABOVE AREAS YOU MAY FRAME QUESTIONS ON EACH TOPIC

WHAT

WHEN

WHY

WHERE

WHICH

WHO

HOW

For each topic raise multi questions on these lines, answer them.  Make group study and group interviews, 

Go though my videos  ---

   https://www.youtube.com/results?search_query=bank+interview+s+sambasivan

there are 15+ videos.  Watching them will give a fair idea of as to how the interview will be useful.

I am giving below a few links which will be of use for you:














I am sharing the questions which were asked during my interview for IBPS PO:

Location : Indian Overseas Bank, Zonal Office - Chennai

Q1 : Hello Shyam!! Take your seat
Ans : Wished the board (4 male members and 1 female member) and sat down

Q2 : Tell me your experience about training students of this generation?
Ans : Told them it was equally challenging and interesting. Shared few of my experiences at top universities (All positive)

Q3 : How many banks are there in your locality?
Ans : 3 (SBI, BOI and Vijaya Bank)

Q4 : Which is the biggest problem in the current banking industry
Ans : NPA

Q5 : What is NPA and tell me the ways to reduce NPAs?
Ans : Answered. DRT, Lok Adalats, Recovery camps, Compromise packages, writing off, etc

Q5 : What kind of loans can you write off?
Ans : Sorry sir! I don't know

Q6 : If you are in the banking sector, rate the following qualities : Honesty, Work Knowledge, some other two qualities (i do not remember)
Ans : Honesty comes first and then Work Knowledge. 

Q7 : Do you think we can recover the loans from Mallaya?
Ans : No. Stated few points related to extradition and legal process.

Q8 : Which Coaching institute?
Ans : I prepared myself by taking advice from eminent persons whom I came to know through SMART.

The female member did not ask any question. Except one, the remaining three had a very average communication. There were lot of grammatical errors when the questioned me (I just ignored them)

http://www.sbank.in/2017/11/regional-rural-bank-po-interview.html

BEST WISHES

S.SAMBASIVAN
RETD. CHIEF MANAGER
INDIAN BANK.
author of competitive exam books published by SAKTHI PUBLICATIONS, CHENNAI.

https://www.sakthibooks.com/

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