SBI PO MAIN 2018 MAIN ENGLISH ANSWERED
Directions
(121-123): In each of the following questions, a sentence is written in four
different ways conveying the same meaning and following the correct grammar
structure. Choose the sentence among the four options which is grammatically
incorrect or carrying a grammatical/idiomatic error in it as the answer. If
there is no error in any of the sentences, choose (5), i.e. "All are
correct" as the answer.
121. (1) Racing for the bus, her bag flew open
and all the documents were lost.
(2) As she raced
for the bus, her bag flew open making the documents lose
(3) Racing for
the bus, her bag, flung open and all the documents were lost.
(4) The
documents were lost, when racing for the bus, her bag flung open.
(5) All are
incorrect.
122. (1)
The Trump administration is intensifying its effort to crack down the so called
sanctuary cities that refuse to comply with federal immigration authorities.
(2)
Efforts were intensified by the Trump administration to crack down the
sanctuary cities that refused to comply with federal immigration authorities.
(3)
The so called sanctuary cities that refused to abide by the federal immigration
authorities will be cracked down by the intensified efforts of the Trump
administration.
(4)
Federal immigration authorities must be compiled into by sanctuary cities if
the efforts of the Trump Administration must be intensified.
(5)
All are incorrect.
123. (1) Dark web transactions were initially
carried out using legally state-issued currencies.
(2) The initial
dark web trans-actions were carried out by legal state-issue currencies.
(3)
The legal state-issued currencies were used to initially carry in the
transactions between the dark webs.
(4)
Legal state-issued currencies were initially used to carrying out dark web
transactions.
(5)
All are incorrect.
Directions
(124-126): Select the phrase/connector (STARTERS) from the given three options
which can be used to form a single sentence from the two sentences given below,
implying the same meaning as expressed in the statement sentences.
124. I. The surface of our planet appears to be
firm and stationary.
II.
There is convincing evidence that the materials that form the solid rock on the
surface of earth are moving.
(i)
Even though the surface of our planet....
(ii)
However, the evidence is convincing...
(iii)
Notwithstanding that the surface....
(1)
Only (i) (2) Only (ii) (3) Both (i) and (iii) (4) Both (ii) and (iii)
(5)
None of these
125. I. The
implementation rules of the program describe pre-defined criteria for
evaluation of projects.
II.
The quality of project proposals is evaluated by the independent evaluators.
(i)
In line with the implementation rules of...
(ii)
In accordance with the implementation rules...
(iii)
Complying the implementation rules...
(1)
Only (iii) (2) Only (ii) (3) Both (i) and (iii) (4) Both (ii) and (iii)
(5)
All of these
126. I. Theresa May won the general election in
2017.
II.
She has been forced to re-shuffle her Cabinet a number of times amid a number
of high profile resignations..
(i)
Since Theresa May won...
(ii)
Owing to the fact that Theresa May....
(iii)
While Theresa May won the....
(1)
Only (iii) (2) Only (ii) (3) Both (i) and (iii) (4) Both (i) and (ii)
(5)
All of these
Directions
(127-133): Read the following passage divided into a number of paragraphs
carefully and answer the questions that follow it.
Paragraph 1: Financial markets don't much like uncertainty.
Thanks to, Italy's politicians, in recent days they have had plenty. By May
30th some calm had returned: it seemed possible that a pair of populist
parties, the Five Star Movement and the Northern League, would form a
government after all. Markets had been in turmoil for two days, unsettled by a farcical back-and-forth between the
populists and the country's president who had rejected the parties' choice of a
Eurosceptic economist as finance minister. The Politicians may have done the
markets a service, by shaking them out of complacency.
Investors may have returned the favor, by shaking some sense into the
politicians—at least for now.
Paragraph 2: Italy is perennially slow-growing and groans
under public debt of around $2.7 trillion, or132% of GDP. The drama reawakened
dormant worries about those two problems—and the deeper fear that the euro
zone's third-biggest member might be sneaking towards the exit. So the yield on
Italian two-year bonds, negative as recently as May 15th, leapt toalmost 1% on
May 28th. It carried on climbing the next day, touching 2.73%, the highest
since 2013, before retreating. Ten-year yields also rose, if less
spectacularly. yields on German Bonds; Europe's safest government bonds, declined.
Paragraph 3: Share prices tumbled. Banks in Italy, holders
of 600bn of government bonds, were hit hardest. Uni-Credit, the country's
biggest, fell by 9.2% and Intesa Sanpaolo, the number two, lost 7.2% on May
28th and 29th. Other European banks' shares were also roughed up. The worries
rippled across the Atlantic. The S&P 500 index slipped by 1.2% on May 29th,
with banks again leading the way down. The yield on ten-year Treasury bonds
fell fr6m 2.93% to 2.77%, the biggest drop since the day after Britons voted
for Brexit in June 2016. So far, this adds up to a nasty bout of the jitters'
rather than full-blown panic. Italy's two-year bond yield is far below the 7.6%
it hit in November 2011, at the 'depths of the euro zone's previous crisis. The
effect on the euro area's other problem members has been limited—even though
yields in Greece, Portugal and Spain, where the prime minister faces a
confidence vote on June 1st, reached their highest this year on May 29th.
Paragraph 4: Foreigners are also unlikely to have suffered much
direct harm from the fall in bond prices (the corollary of rising yields). Nor
has the run-up in yields yet threatened the sustainability of Italy's debt. On
May 30th Italy sold a total of5.6bn-worth of five-, seven- and ten-year bonds
at yields of 2.32%, 2% and 3% respectively. Granted, that is dearer than in the
re-cent, past, but it is well below the average coupon of 3.4% on its existing
stock of debt. And the longish average maturity of its bonds, around sevenyears,
gives it breathing space. Alberto Gallo of Algebris, an investment firm,
estimates that yiel6 would have to be at least 4-4.5% for several months before
higher coupon payments would make debt unsupportable. That is not unimaginable,
but is some way off.
Paragraph 5: One reason for that is the backing of the
European Central Bank. Under its quantitativeeasing programme, which has held
down borrowing costs across the euro area, the ECB has bought • 340 bn worth of
Italian bonds; it holds around a sixth of the stock. In effect, it has been a
willing buyer as foreigners have quit. Yetnone of this means that markets could
not turn against Italy with greater violence—if, say, a populist government
undid recent reforms, opened the fiscal taps or picked a fight with bureaucrats
in Brussels or Frankfurt. Although the biggest banks are now in decent health
(or getting there), they own lots of government bonds. One bank: Monte del
Paschi di Siena, is still in intensive care. The bad-loan burden, though
reduced, remains heavy. Departure from the euro area would be unthinkably
costly—for both Italy and the zone. Just like when Argentina abandoned dollar
parity at the start of 2002, the value of Italians' bank deposits would plunge.
Italy is not Greece, in that it is in far better shape. But it is not Greece,
too, in that it is much, much bigger. In 2012 Mario Draghi, the ECB's
president, quelled the crisis that looked likely to destroy the currency club
by saying that the ECB would do "whatever it takes to preserve the euro".
127. Which
of the following is/are synonyms of farcical?
I.
Skeptical II. Preposterous III. Ludicrous IV. Perplexed
(1) Only I (2) Only II and III (3) Only I, III and IV (4) Only II, III and IV
(5) All of the
above
128. Which of the following is/are antonyms of complacent?
I. Vitriolic II. Slack III.
Humble IV. Gloat
(1) Only IV (2) Only III (3)
Only I, III and IV (4) Only
II and IV
(5) Only I, III
and IV
129. Which
of the following statements from paragraph 2 shows that investors were losing
confidence in Italy?
I.
Its debt hit a level of $2.7 trillion, many times above its GDP.
II.
Yield on Italian bonds rose in general.
III.
Yields on German Bonds fell.
(1)
Only II (2) Only III (3) Only I and II (4) Only II and III
(5)
Only I and III
130. Which
of the statements below strengthen the argument -So far, this adds up to a
nasty bout of the jitters rather than full-blown panic'?
I.
The bond yields in Italy are still far below the levels reached during the 2011
Euro-zone crisis.
II.
The effect of the issue has not impacted other members very hard.
III.
The ratings given to many Italian Bank stocks by credit agencies has not changed
at all.
(1)
Only I (2) Only III (3) Only I and III (4) Only II and III
(5)
All of the above
131. Which
of the following could be a possible reason for the line- 'Foreigners are also
unlikely to have suffered much direct harm from the fall in bond prices'?
I.
Italy's huge public-debt market gives it a decent weight in global bond
indices.
II.
Foreign investors have cut their Italian holdings from 473 bn to (250 bn during
the last year.
III.
Exposure of banks outside Italy has fallen by almost half since 2009, to 133bn.
(1)
Only II (2) Only I and II (3) Only II and III (4) Only I and III
(5)
All of the above
132. As per
paragraph 4, which of the following does not adverse-ly impact the
sustainability of Italy's debt?
I.
The rate offered on the bonds has increased when compared to the past.
II.
The current rate offered on bonds is around the average rate of the existing
debt.
III.
Most of the debt is short to mature in terms of maturity.
(1)
Only II (2) Only I and II (3) Only III (4) OnlyII and III
(5)
None of the above
133. Which of the following is/are true in
context of the passage?
I. Italy's
Populists prefer the option of leaving the EU.
II. Bond yields
and bond prices are inversely related.
III. Italy is
not much bigger than Greece in terms of the size of its economy.
(1) Only III (2) Only I and II (3) Only I and III (4)
Only II and III
(5) All of the
above
Directions
(134-136): Given below are six sentences (A) (B) (C) (D) (E) and (F). Answer
the following questions after rearranging the following sentences into a
coherent paragraph.
134. (A)The nature of threats is such that they
continue to evolve all the time.
(B)
Both the 2001 terror attack in New York and the November 2008 attack in Mumbai were
one of a kind with few parallels at the time.
(C)
Anticipating an attack of this nature remains in the area of an
"Intelligence gap" rather than an "intelligence failure".
(D)
The real problem is that when dealing with terrorism and terror networks, no
two situations in the actual world arc identical.
(E)
Most experts explain an intelligence gap as one denoting an absence of
intelligence output while an intelligence failure is one where, based on
available evidence, no warning was issued.
(F)
Even while the IS has gained a great deal of prominence due to its brand of
violence, other terror networks have continued to be no less active. If the
sentence (D), "The real problem is that when dealing with terrorism and
terror networks, no two situations in the actual world are identical." is
the first sentence of the paragraph, then which of the following sentences does
not fit into the paragraph formed after rearranging other sentences?
(1)
A (2) E (3) B (4) C (5)
F
135. (A) A
number of viruses, malware and cryptoworms are also being developed in the
JavaScript, which gives the attackers cross-platform options.
(B)
The attacks aren't limited to mobile phones and e-Pads.
(C)
While Windows operating Systems were the most vulnerable to cyber-attack, a
number of Android threat; have been reported in the last couple of years,
including potent crypto-ransomware attack, on Android device.
(D)
In 2016, the first known Ransomware, named KcRenger, targeting Mac was also
reported.
(E)
All devices, including televisions that use Android, are also potentially
vulnerable.
(F)
The Miralbotnet malware affected 2.5 million home router users and other
Internet of Things device. If the sentence (C), "While Windows Operating
systems were the most vulnerable to cyber-attacks, a number of Android threats
have been reported in the last couple of years, including potent
crypto-ransomware attacks on Android devices." is the first sentence of
the paragraph, then what is the sequence of other sentence, after
rearrangement?
(1)
DEFAB (2) BEDFA (3) BADFE (4)
AFBED (5) ADBEF
136. (A)
Funding varies with the political climate: there will be money to buy equipment
but no certainty that resources will flow for all the years needed to ensure
significant results.
(B)
But, Mr. Bhattacharjee says, "Working with hands is not encouraged among
scientists. The words used in Indian labs are; one needs hands to do
experiments, not brains."
(C)
To succeed, experiments re-quire at least two conditions: guarantees of
long-term funding and scientist's collaboration with each other.
(D)
Lab assistants are the hands, while scientists avoid what they regard as mere
manual labour.
(E)
Experimental science "is very poor in India".
(F)
And collaboration is a social process, not an intellectual one.
(G)
It involves, among other things, physical labour together with others.
If
the sentence (F) And collaboration is a social process, not an Intellectual one
is the fourth sentence of the paragraph, then which of the following options
indicates the follow-up sentence, the FIFTH sentence of the coherent paragraph
so formed?
(1) A (2) C (3) G (4)
B (5) D
Directions
(137-140): In each of the following questions, a passage is given with three
blanks. Select the correct option of fill the blanks appropriately.
137. Where
curriculum designers fear to tread, film directors take relaxed, bold__________.
Few will consider ghosts and witchcraft as suitable topics for a textbook.
Killing of women on the __________that they are practicing witchcraft
occasionally figures in the news. Such episodes may be on the decline, but
witches and ghosts continue toshape the deeper layers of the collective __________mind.
I.
abrade II. Suspicion III. Strides IV.
Impute V. Convoke VI. Social
(1)
III, II,VI (2) I, II, IV (3) VI,V,III (4) II,V,I (5)
III,IV,II
138. Memory
is a great charger. It is also a great __________. The Congress's memory of its
past __________energizes it but restricts its scope for a practical of current
realities.
I.
Accommodation II. Leavening III. Supremacy IV. Fallacy V.
Inhibitor
VI.
lampoon
(1) III, VI, IV (2) I, II, IV (3) II, VI, V (4) V, III, I
(5) IV,II,I
139. While
education has improved the distribution of __________and job opportunities for
women, it has made little impact on male aggression and self-righteousness. The
potential that education has for improving male sanity has been severely __________
by the Unprecedented and easy__________ provided by digital devices to
pornography, including child pornography.
I.
Eligibility II. Hampered III. Access IV.
Enmesh V. Notable VI. Bewitch
(1)
III, IV, V (2) I, II, III (3) II, I, III (4) IV, V, VI (5) None
of these
140. The
Road Accidents in India report of the Ministry of Road Transport and Highways
for 2017 comes as a disappointment. By __________ poorly performing policies
and programmes, it has failed to signal the __________ shift necessary to
reduce death and disability on the roads. It expresses concern at the large
number of people who die every year and the thousands who are __________in
accidents, but the remedies it highlights are weak, Incremental and unlikely to
bring about a transformation.
I.
Quantum II. Reiterating III. Overhang IV. Crippied V.
Rampart
VI.
Tribulation
(1)
VI, V, IV (2) II, I, IV (3) III, VI, I (4) V, III, II (5) III,
V, II
Directions
(141-145): In the following questions, a paragraph is divided into five parts
with one of the parts omitted. You must choose the most suitable alternative
among the five that should fill the omitted part making the paragraph grammatically
correct and contextually meaningful. if none of the given alternatives are
appropriate to fill the blank, choose option (5) i.e. "none of these' as
your answer choice.
141. The
present impasse between China and India, is a flare up of a long- standing
eczema that is the result of incessant border scratching. The legalities of the
present issues aside, diatribes of reminders of a previous war
(1) Besides the
countries are bound by bilateral peace and diplomatic treaties.
(2) goes beyond
what may be considered as acrimonious diplomatic language.
(3) not impose
on what you yourselfdo not desire.
(4)
having suddenly having hit many "home runs", from where President
George W Bush left
(5)
None of these
142. We
believe in many, gods but the basics are a belief in nature and the universe
and a oneness with these elements and thus __________. If we talk about this
or say we are proud of it, we become Hindutva. It seems it is a shame to be
Hindu, at least this is what the so called liberals have been saying for
decades and now we are also called intolerant.
(1)
are jaded; beyond belief and are clutching at straws
(2)
The Geeta and so many more including the Buddhists and Jains
(3)
are of a philosophy that was born in this land
(4)
are only a billion of us who belong to this rather prolific geographical race
(5)
None of these
143. __________
the spread of fake or questionable information, then it also helped in making people
aware of, the world around them by making information access virtually free.
This medium has been exploited by politicians to win elections, bigots to
spread the message of hate, cheats to earn quick bucks —and NASA to share the
latest discovery.
(1)
If the growth of digital media gave a boost to
(2)
the times we live in, 'live-action science' is not a bad idea
(3)
there is an urgent need for a well-crafted strategy to
(4)
these obscurantist forces that are backed by powerful political and
(5)
None of these
144. This
is exactly the kind of situation that the Right to Information law is meant
for. The RBI is always in the news for monetary policy or licensing or its leadership.
That mostly obscures the fact that its track record in consumer protection is
terrible. It's time for bank customers __________ changes.
(1)
the banks and their so-called regulator
(2)
to why banks must continue to be allowed to dip
(3)
into your pocket whenever they feel the need
(4)
to step up, get organized and start forcing some
(5)
None of these
145. And
the trends are ominous. Petrol prices are now rising by 16.7%, high speed
diesel by 33.1% and aviation fuel by a massive 67.3%. In contrast cereal prices
have come down from 9.6% in November 2016 to 6.1% in February with __________
of a good rabi crop.
(1)
global recovery in other commodity prices is also adding to the price pressures
(2)
even wheat prices decelerating in anticipation
(3)
wholesale prices very different is unlike in the past when food prices
(4)
fuel and power prices which is driving the priceline
(5)
None of these
Directions
(146-152): Read the following passage and answer the questions that follow.
Paragraph
1-
One of the easiest ways to establish a savings habit is to participate in your
employer's 401(k) plan. Funds are withheld from each pay-check and deposited
into your account. If your employer matches part of your contribution — and
many dol — you will accumulate yet more. A second way to consistently save is
with an automatic savings transfer program with your financial institution.
You decide how
much and when you want funds transferred from your checking account into a
savings account. You can also use a payroll deduction plan from your employer
and get the same results.
Paragraph
2
– Along with how much and how often you save, what you earn on your funds will
determine how fast your money grows. You cannot control what happens with Interest
rates or the stock market, but you can consider different types of savings
vehicles that Provide different returns. The simplest savings vehicle to
consider is buying certificates of deposit (CDs) instead of leaving funds in a
savings account. CDs usually offer higher interest rates, but they are time
deposits and have ………. for early withdrawal. If you can accept not having
immediate access to your funds, CDs can be an attractive savings vehicle.
Paragraph
3 –
Budgetingis an important tool for saving. First, you need to segregate all your
income and expenses. Now, categories your expenses as least important,
important and very important to prioritize them while settling them through
your income, which is limited. Try to figure out ways in which you can increase
expenses. Ensure that your income exceeds the expenses with as wider a margin
as possible. The surplus fund after meeting all the expenses would be your
saving. It is only after you have assured savings that you can thinking about
investment.
Paragraph
4 –
The way most of us save is to put away whatever is left after all expenses are
taken care of, or put away any surplus income. But that is not the best way of
saving and there are chances of us falling short. Avery stringent savings plan
that favours future demands over current aspirations is also likely to fail.
Instead, a better approach is where due consideration is given to Current and
future needs. This will help divide the available income between Current
consumption and future saving. If an expense or a need is too large to be met
out of the regular income, earmark it. for the future. So the ………. way to buy a
coveted watch is not to swipe the credit card and commit yourself to debt, but
to set aside money from your current income and buy the watch when you have the
required funds.
146. According
to paragraph-3, which of the following is the correct chronology of steps as
can be inferred?
(1)Saving-Budgeting-Investment
(2) Investment-Budgeting-Saving
(3)Budgeting-Saving-Investment
(4) Budgeting-Investment-Saving
(5)
None of the above
147. What is the tone of writing according to
Paragraph-1?
(1) Satirical (2) Critical (3)
Didactic (4) Sarcastic (5) Nostalgic
148. From
combining paragraph-1 and paragraph-2, which of the following can be inferred
as the theme of the passage?
(1)
Certificate of deposits is the best way to establish savings habit.
(2)
Establishing a consistent saving habit and also smart saving with CDs.
(3)
Employer's 401 (k) plan provides a convenient way for consistent and smart
savings.
(4)
You savings decide how well you flourish and grow.
(5)
None of these
149. Which of the following can be best inferred
from the paragraph-4?
(1)
The better way to save is to give due consideration to current and future needs
and plan accordingly.
(2)
It’s better to buy the things that you require at present than to 'save money and
buy them later.
(3)
Buying a watch is more important than saving for the future.
(4)
A stringent savings plan will produce a good result for the future.
(5)
None of these
150. Which
of the following word can fill the blank in the paragraph 2 to make it
meaningful and grammatically correct?
(1)
gifts (2) lucrative (3) casualties (4) penalties (5) None of
these
151. Which of the following can be the next line
after the last line of the paragraph-4?
(1) Most of us
never have enough money for immediate expenses as well as saving.
(2) There will
be a lot of un-wanted expenses that can creep in every now and then.
(3)
If we had enough money to meet our current expenses and future goals, there
would be no problem.
(4)
Expenses or needs that have to be met at a point of time in the future are
called goals.
(5)
Just as we segregate the essential and less important things in our shopping
list, do the same with our goals.
152. Which
of the following word can fill the blank in the paragraph 4 to make it
meaningful and grammatically correct?
(1)
Stringent (2) bad (3) unethical (4) moneywise (5)
Both (1) and (4)
Directions
(153-155): In each question below four statements are given. These four
statements are connected with the four options given below in each question.
You have to determine in which option the four statements have been most
appropriately expressed giving the full meaning of the statements and select it
as your answer.
153. It
received generally negative reviews from critics; it has amassed a strong fan
following; it has grossed a total of $539 million; it has a combined budget of
$212 million.
(1)
It received generally negative reviews from critics nevertheless it has amassed
a strong fan following as well as it has grossed a total of $539 mil-lion yet
it has a combined budget of $212 million.
(2)
Despite receiving generally negative reviews from critics, the five films have
amassed a strong fan following and have grossed a total of $539 million,
against a combined budget of $212 million
(3)
Although it has a combined budget of $212 million yet it has grossed a total of
$539 million and it has amassed a strong fan following instead of receiving
generally negative reviews from critics
(4)
It not only ha's amassed a strong fan following but also received generally
negative reviews from critics despite grossing a total of $539 million over a
budget of $212 million
(5)
None of these
154. He
obtained his doctorate in economics; he obtained it from oxford; he worked for
the U.N. during 1966-69
(1)
As he obtained his doctorate in economics from Oxford. He worked for the U.N.
during 1966-69.
(2)
After obtaining his doctorate in economics from Oxford, he worked for the
United Nations during 1966-69.
(3)
Being obtained his doctorate in economics from Oxford, he worked for the United
Nations during 1966-69.
(4)
Because he worked for the United Nations during 1966-69, he obtained his
doctorate in economics from Oxford.
(5)
None of these
155. This book is short; this book is
'interesting; this book arrived late.
(1) As the book
arrived late, it is interesting and short.
(2) Despite
arriving late this book is short yet interesting.
(3) Instead of
arriving late and interesting, the book is short.
(4) As the book
arrived late though it is short and interesting.
(5) None of
these
@@@@@@@@@@@@@@@@ANSWERS
121. (5) 122. (4) 123. (5) 124.
(1) 125. (3)
126. (3) 127. (2) 128. (4) 129.
(5) 130. (1)
131. (5) 132. (4) 133. (2) 134.
(1) 135. (2)
136. (3) 137. (1) 138. (4) 139.
(2) 140. (2)
141. (1) 142. (3) 143. (1) 144.
(4) 145. (2)
146. (3) 147. (3) 148. (2) 149.
(1) 150. (4)
151. (5) 152. (1) 153. (2) 154.
(2) 155. (5)
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