Wednesday, July 23, 2014

Reserve Bank of India (RBI) : Careers : Assistants vacancy

Reserve Bank of India (RBI) invites On-Line applications from eligible Indian Citizens for the post of Assistant in Reserve Bank of India (RBI).
Before applying, Candidates should ensure that they fulfill the eligibility criteria for the post. Candidates are requested to apply online through online Application portal. Candidates can apply online only from July 16 to Aug 06, 2014 and no other mode of application will be accepted.
Before applying online, candidates should scan their photograph and signature ensuring that both the photograph and signature adhere to the required specifications.
Vacancies & Eligibility Criteria :
Name of the Post: Assistant
1. Ahmedabad : 10 Posts
2. Bangalore : 37 posts
3. Bhopal : 37 Posts
4. Bhubaneswar : 25 posts
5. Chandigarh : 40 Posts
6. Chennai : 30 Posts
7. Guwahati : 10 Posts
8. Hyderabad : 36 Posts
9. Jaipur : 26 posts
10. Jammu : 10 Posts
11. Kanpur & Lucknow : 46 Posts
12. Kolkata : 30 Posts
13. Mumbai : 60 Posts
14. Nagpur : 20 Posts
15. New Delhi : 20 Posts
16. Patna : 39 Posts
17. Thiruvananthapuram & Kochi : 30 Posts
  • Educational Qualifications : Bachelor’s Degree in any discipline with a minimum of 50% marks and the knowledge of word processing on PC.
  • Age (as on 01-07-2014) : Between 18 and 28 years
  • Pay Scale : Rs.8,040 - 20,100/-
Dates to Consider :
Online Application will be accepted from July 16 - Aug 06, 2014
Payment of Examination Fees - Online : July 16 - Aug 06, 2014
Payment of Examination Fees - At Bank Branches : July 18 - Aug 11, 2014
Schedule of Online Test (Tentative) : Varied dates around fourth week of September 2014.

Mode of Recruitment :
Selection will be through Online Examination and Interview. The Online Examination will be for 200 marks and is tentatively scheduled to be held in the fourth week of September 2014.
The tests except the Test of English Language will be available bilingually, i.e. English and Hindi.
Fee Structure :
Application fee is Rs. 50/- for SC/ST/PWD/EXS candidates and Rs. 450 /- for OBC/General candidates.
Candidates have the option of making the payment of requisite fees/ intimation charges either through the ONLINE mode or the OFFLINE mode:
(1) Payment of fees/ intimation charges via the ONLINE MODE :  The payment can be made by using only Master/ Visa Debit or Credit cards or Internet Banking by providing information as asked on the screen.
(2) Payment of fees/ intimation charges via OFFLINE MODE (at counters of specified Bank branches) : Payment of fee/ intimation charges through the offline mode can be made through the CBS branches of any one of the 7 Public Sector Banks (viz, Bank of Baroda, Bank of India, Bank of Maharashtra, Central Bank of India, Indian Overseas Bank, Punjab National Bank, United Bank of India).

How to Apply :
Candidates can apply online only from July 16, 2014 to Aug 06, 2014 and no other mode of application will be accepted. Before applying online, candidates should scan their photograph and signature ensuring that both the photograph and signature adhere to the required specifications.
Candidates should carefully fill in the details in the On-Line Application at the appropriate places very carefully.
Candidates should take a printout of the system generated fee payment challan for future reference.


Ration card out - Aadhar card in -- new rules for opening bank accounts.

Ration card’s out, Aadhaar in to open bank accounts

MUMBAI: The ration card — the government issued booklet for availing of subsidized food under the public distribution service — is set to lose its privileged status as a valid document for opening bank accounts. Aadhaar is now set to become the single universal document for opening a bank account in India.

In a circular dated July 17 addressed to banks, the RBI said that it has revised its "know your customer" guidelines with the government's prevention of money laundering norms. One of the changes is that the RBI has now specified "officially valid documents" to be the Aadhaar card, voter ID card, permanent account number (PAN) card, driving licence, passport, or the NREGA card. The list is identical to the earlier list except for one change. The earlier definition also included "any other document as may be required by the banking company or financial institution or intermediary". This has now been replaced with "any document notified by the central government". 


Until now banks had been using the leeway under "any other document" to apply their discretion for accepting a wide range of documents, including ration cards and utility bills. The new dispensation changes this. According to a report on financial inclusion, prepared by Ashish Das, professor of statistics at IIT-Bombay, the significance of the concept of officially valid documents is that Aadhaar would become the single universal document to open a bank account in India. "Most of the unbanked customer may not have the other five valid documents. A pan card is meant for those with taxable income, the driving licence is for those who need to drive, the passport is meant for those who travel abroad and the NREGA job card is usually meant for poor in rural areas," said Das. This left Aadhaar and the voter ID card. But the voter ID card cannot be obtained until adulthood whereas the RBI allows younger individuals to open accounts.
Tightening the description of officially valid documents will not impact the unbanked. This is because banks can open "small accounts" without any documents. These accounts cannot have a balance of more than Rs 50,000 and have aggregate credits of more than Rs 1 lakh in a year. After the account is opened, the customer needs to make efforts within the next 12 months to get a valid document. Government, public sector and bank employees can also open accounts with the help of their identity cards. 


Tuesday, July 22, 2014


Since all recruitment exams are conducted online, (SBI PO followed by SBI clerks, IBPS PO, IBPS Clerks etc. one after the other are coming) candidate must have a good practice in online tests. There are many sites/

i came across this and this appears to be good. You need to pay Rs.300 only for fix months practice.

If you come across other useful sites please give details in comments so that others will be benefitted.

Friday, July 18, 2014


Hello candidates

IBPS has released its advertisement in its website regarding the PO Examination to be conducted in October /November 2014.  

I am giving the link below:

If you have any questions please write to

I am in Toronto new.  However I will reply your mails early.

blessings and good wishes


Thursday, July 17, 2014

Housing Loan Eligibility

Dear Visitor,
E-Mail me the following to calculate your eligible loan amount across banks to

1. Latest 3 years IT returns with all schedules
2. Flat Cost – Quotation or Building Estimation

Based on the above I’ll calculate the maximum eligible amount and suggest you the best offer.

Click Here to send mail from GMAIL
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