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2017 ENGLISH one-- SBI PO / IBPS PO SYNDICATE BANK PO


ENGLISH LANGUAGE

Directions (101-105): Rearrange the given six sentences/ group of sentences (A), (B), (C), (D), (E) and (F) in a proper sequence so as to form a meaningful paragraph and then answer the given questions.

(A)       While an ischemic stroke is a one wherein a clot forms in one of the arteries and stops blood flow to the brain, a hemorrhagic stroke is a one wherein the blood vessels bursts and bleeds, thereby killing the brain cells of the affected region.

(B)       Therefore, treatment within the first 8 hours of the onset of symptoms is required to prevent long-term morbidity and mortality.

(C)       However, in reality, these are two different phenomena.

(D)       Stroke, however, is either a blockage (ischemia) or a rupture (hemorrhage) in an artery that supplies blood to the brain.

(E)       It is common notions among people that heart attack and stroke (or brain attack) are one and the same.

(F)       As these brain cells die, the person loses control of whatever functions those brain cells perform.

101.     Which of the following should be the sixth (last) sentence after the rearrangement?

(1) E                (2) B                (3) D                (4) A                (5) C

102.     Which of the following should be the fifth sentence after the rearrangement?

(1) F                (2) A                (3) E                (4) C                (5) B

103.     Which of the following should be the third sentence after the rearrangement?

(1) B                (2) A                (3) F                (4) D                (5) E

104.     Which of the following should be the second sentence after the rearrangement?

(1) B                (2) A                (3) E                (4) D                (5) C

105.     Which of the following should be the first sentence after the rearrangement?

(1) F                (2) D                (3) E                (4) C                (5) B

Directions (106 — 115): In the following questions, one part of the sentence may have an error. Find out which part of the sentence has an error and choose the option corresponding to it. If the sentence is free from error, choose the "No error" option.

106.     Despite having been inspected (1)/ and pronounced safe earlier, (2)/ the century old bridge collapse after (3)/ a train went across it. (4)/ No error (5)

107.     The study published last year revealed (1)/ that the use of body cameras has (2)/ result-ed in sharply dropping (3)/ false complaints against the police. (4)/ No error (5)

108.     At present when urban planners (1)/ try to understand the patterns (2)/ of activity in a district (3)/ they do it by con-ducting surveys. (4)/ No error (5)

109.     The Prime Minister has stated that changing (1)/ the 'over-work work culture' in Japan (2)/ is one of the main arms of the labour reforms (3)/ he plans to introduce next' year. (4)/ No error (5).

110.     Just over a year ago, policy-makers were worried (1)/ about China's tumbling stock markets, (2)/ but now it is China's property market (3)/ that causing worries at home and abroad. (4)/ No error (5)

111.     Typical measures that schools employ to (1)/ boost results include putting the best Teachers (2)/ in charge of students whom are about to take tests (3)/ and cutting the time de-voted to activities unrelated to exams. (4)/ No error (5)

112.     This is Africa's largest and (1)/ most profitable of airline, earning (2)/ more than all its rivals (3)/ across the entire continent. (4)/ No error (5)

113.     The government is hoping (1)/ to 'raise the electricity generated (2)/ from nuclear plants from (3)/ 25 per cent to 50 percent since 2020. (4)/ No error (5)

114.     Ask economists how best to (1)/ reduce pollution and the chances (2)/ are; that they will recommend (3)/ taxing carbon emissions. (4)/ No error (5)

115.     Foreign investors already own (1)/ about half of the firm (2)/ which has a market valuation (3)/ of more than $9 billion. (4)/ No error (5)

Directions (116 - 120): The sentence has two blanks, each blank indicating that something has been omitted. Choose the set of word for the blanks which best fits the meaning of the sentence as a whole.

116.     Despite being _____ in minerals, this State remains one _____ the poorest in the country.

(1) dearth, in                           (2) abundant, as                      (3) rich, of

(4) despondent, for                 (5) scarce, to

117.     The country's education system still _____ very old-fashioned and is in _____ need of a revamp.

(1) languishes, fastidious        (2) stays, firm                          (3) stand, imperative

(4) is, quickly                          (5) remains, urgent

118.     _____ injured with a hamstring injury, the player remained in the field _____ for his country.

(1) Even, played                      (2) Besides, playing                (3) Inspite, play

(4) Despite, plays                    (5) Though, playing

119.     Everything has _____ superfast these days, with the _____ of technology.

(1) gone, evolves                     (2) becoming, vanguard          (3) became, initiative

(4) become, advent                 (5) been, culling

120.     All has had a _____ for trains and endeavours to become a railway engineer _____ grows up.

(1) liking, what                        (2) passion, when                    (3) dream, because

(4) pioneer, wherein                (5) penchant, whereas

Directions (121 — 130): Which of the phrases given 'against the sentence should replace the word/phrase given in bold in the sentence to make it grammatically correct? If the sentence is correct as it is given and no correction is required, select `No correction required' as the answer.

121.     Both ayurvedic and herbal products has gaining popularity among consumers now-a-days.

(1) haye gained popularity                  (2) is gained popularity

(3) will have gains popularity (4) is being popular

(5) No correction required

122.     He is sad to had defrauded many people of Midis of rupees till date.

(1) be fraud of             (2) defraud      (3) be in defraud of                 (4) have defrauded

(5) No correction required

123.     Ring network technology requires many wiring and is not feasible for connecting too many nodes.

(1) require most wiring                        (2) required too more wiring              

(3) require much of wires                    (4) requires a lot of wiring

(5) No correction required

124.     Within the next decade, healthcare is going to be one of the most lucrative sectors in India.

(1) will go on to          (2) has gone in             (3) has been going to be

(4) have become          (5) No correction required

125.     Of late, there have some things or the other going wrong in the recruitment department of the organisation.

(1) have been something         (2) had something                   (3) are something

(4) has been something           (5) No correction required

126.     Predicting consumer behaviour and taking business decisions accordingly makes this company so successful.

(1) taking according business decisions

(2) accordingly make business decision

(3) take according business decision

(4) make business according decisions

(5) No correction required

127.     A recent study has revealed that eight out of ten people suffers as vitamin D sufficiency.

(1) is suffering in                     (2) suffer from                        (3) may be suffered of

(4) will be suffering to            (5) No correction required

128.     From the sweet notes of classical music to the rings of its temple bells, the melody of this area can move you.

(1) ring of bell temple             (2) rings of temple bell            (3) ringing of temple bells

(4) ringing bells of temple       (5) No correction required

129.     Diwali is gaining increasingly popular today and is being celebrated all over the world.

(1) became increasingly popularly                   (2) gaining increasing popularity

(3) gained populous                (4) so more popular than         (5) No correction required

130.     You will lose your deposit if you will cancel the order.

(1) cancelled                (2) cancel         (3) shall cancel            (4) will be cancelling

(5) No correction require

Directions (131-140): Read the following passage carefully an answer the question given. Certain words/phrases have been given in bold to help you locate them while answering some of the questions.

Life is expensive for. America's poor, with financial services the primary culprit; something that also afflicts migrants sending money home. Some 8% of American households and nearly one in three whose income is less than $15000 a year do not have a bank account. More than half of this- group say banking is too expensive for them. Many cannot maintain the minimum balance necessary to avoid monthly fees; for others; the risk of being walloped with unexpected fees becomes too large.

Doing without banks makes life costlier; but in a routine way. Cashing a pay cheque at a credit union or similar outlet typically costs 2-5% of the cheque's value. The unbanked often end up paying two sets of fees one to turn their pay cheque into cash, another to turn their cash into a money order says Joe Valents of the Centre for American Progress, .a think-tank. In 2008, the Brookings Institution, another think-tank, estimated that such fees can accumulate to $40,000 over the career of a full-time worker.

Pre-paid debit cards are growing in popularity as an alternative to bank accounts. A renowned consultancy estimates that deposits on such cards rose by 5% to $570 billion in 2014. Though receiving wages or benefits on pre-paid cards is cheaper than cashing cheques, such cards typically charge plenty of other fees. Many States issue their own pre-paid cards to dispense welfare payments. As a result, those who do not live near the right bank lose out, either from ATM withdrawal charges or from a long trek to make a withdrawal. Other terms can rankle; in Indiana; welfare cards allow only one free ATM withdrawal a month. If claimants check their balance at a machine, it costs 40 cents.

To access credit, poor typically rely on high-cost payday lenders. In 2013 the median such loan was $350, lasted two weeks and carried a charge of $15 per $100 borrowed an interest rate of 322% (a typical credit card charges 15%). Nearly half of those who borrowed using payday loans did so more than ten times in 2013, with the median borrower paying $458 in fees. In 2014 nearly half of American households said they could not cover an unexpected $400 expense without borrowing or selling something. 2% said this would cause them to resort to payday lending.

Costly credit does not mix well with lumpy welfare payments. The earned income tax credit (EITC), an income top-up for poor families, is paid annually, as part of a tax re-fund. The total refund can run into thousands of dollars, making it worth more than many families' monthly pay cheque. Unsurprisingly, cash-strapped households seek to borrow against this windfall in advance. Regulators have recently nudged banks away from issuing high-cost short-term loans secured against imminent tax refunds. But it is still common to borrow to cover the cost of applying for the EITC. In 2014 almost 22 million consumers used 'refund anticipation cheques', which offer a loan to pay the filing costs and collect repayment automatically when the refund arrives. These products typically costs between $25 and $60 for credit that lasts only a few weeks.

How might financial services be made cheaper for the poor? Mobile banking looks promising. But the poor are not yet well placed to benefit from the mobile revolution, in financial services or otherwise. Only half of those earning less than $30,000 per year own a smartphone, compared with 70% of more of those in higher income groups. Nearly, half those who do manage it have had to temporarily cancel their ser-vice for financial reasons. That might itself be the result of disparate prices; those with poor credit ratings rely on pre-paid SIM cards, which unlike normal monthly contracts do not come with a hefty discount for the handset. Low smart-phone preparation in turn makes life more expensive in other ways. The unconnected do not benefit from the cheap communication, education and even transport the app economy provides. A quarter of poor households do not use the Internet at all, which makes seeking out low prices harder.

131.     As mentioned in the passage, many poor American are reluctant to open a bank account because _____.

(A)       They prefer traditional methods of handling their finances.

(B)       They are unwilling to provide the required documents.

(C)       They find it difficult to fulfil the requirements stipulated by banks.

(1) Only A       (2) Only B       (3) Only C       (4) Both B and C        (5) Both A and C

132.     Which of the following is most nearly the same in meaning as the word 'RANKLE' as used in the passage?

(1) please         (2) beware       (3) irk              (4) appease                  (5) written

133.     As mentioned in the passage, one of the reasons mobile banking may prove to be a costly affair for the poor is _____.

(1) there are not enough ser-vice providers to cater to the needs of these segment of people.

(2) they are unable to take ad-vantage of the services owing to financial reasons.

(3) incidences of theft of mo-bile phones is high.

(4) there are no latest hi-tech smartphones available to the poor.

(5) None of the given options

134.     Which of the following is most nearly the OPPOSITE in meaning to the word 'PROMISING' as used in the passage?

(1) hopeless                 (2) worthwhile            (3) desperate               (4) tangible

(5) unhappy

135.     Which of the following is most nearly the same in meaning to the word 'NUDGED' as used in the passage?

(1) pushed                   (2) overwhelmed         (3) judged                   (4) welcomed

(5) annoyed

136.     As mentioned in the passage, pre-paid Cards are gaining popularity because _____

(A) It is very convenient to withdraw money using such cards.

(B) These are durable.

(C) These make provision to withdraw money without any additional fee.

(1) Only A       (2) Only B       (3) Only C       (4) Only A and B        (5) Only B and C

137.     Which of the following is most nearly the opposite in meaning to the word DISPARATE as used in the passage?

(1) distant        (2) similar        (3) equity         (4) anonymous            (5) destructive

138.     Which of the following can be a suitable title for the passage?

(1) Living the American Dream - Not A Distant Dream Anymore

(2) Technology - The Only Tool To Alleviate The Poor

(3) Understanding The House-hold Economics

(4) Exploring A Rich Nation Of Poor People

(5) Innovative Ways Of Banking And Their Success Stories

139.     Which of the following is TRUE in the context of the passage?

(1) More than seventy per cent of those who earn less than $30,000 per year do not have smartphones.

(2) Welfare programs for uplifting the poor have been extremely fruitful so far.

(3) The EITC is given biannually to support the poor

(4) Payday lenders are quite popular among the poor

(5) All the given options are true

140.     Which of the following ex-plains the meaning of the phrase 'looms too large' as used in the passage?

(1) Can be taken care of          (2) Is acceptable          (3) Is awaited              (4) Is morbid

(5) Appears threatening

Directions (141-150): In the given passage there are blanks each of which has been numbered. Against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

A social entrepreneur is one who develops an innovative answer to a social problem (for instance a business model for helping to tack-le poverty). A decade ago, the term was scarcely heard: today, everyone wants to be (141). The idea behind social entrepreneurship is that fresh business like ideas will (142) a productivity miracle in the 'social sector' similar to the one that (143) in business in 1990s. Already a growing number of social entrepreneurs have made a (144). The best known is Muhammad Yunus, founder of Grameen a microfinance organisation. Another (145) example is Wendy Kopp, the founder of Teach for America which puts thousands of recent (146) from leading universities to work as teachers in some of the country's worst schools However (147) far, the enthusiasm for social entrepreneurship has run ahead of its affects. The (148) has not been a lack of good idea. Innovative projects have ameliorated seemingly (149) social troubles for instance by reducing rates of reoffending by former prisoners or by (150) prisoners from rougher parts of American cities to graduate from college. The problem is of speed and scale. Successful innovations have spread only slowly, if at all. Policymakers hope that with encouragement from the government, social entrepreneurs' best ideas can be spread faster and wider.

141.     (1) grown        (2) rich             (3) one             (4) greatest      (5) part

142.     (1) from           (2) into            (3) away          (4) about          (5) do

143.     (1) start            (2) achieved    (3) occur          (4) cropped      (5) began

144.     (1) mark           (2) blot            (3) show          (4) fool            (5) sign

145.     (1) one             (2) indirect      (3) high            (4) funny         (5) prominent

146.     (1) dropout      (2) graduates   (3) steps           (4) official       (5) upstart

147.     (1) too                         (2) accordingly            (3) as   (4) hence         (5) so

148.     (1) problem      (2) crises          (3) key             (4) solution      (5) resolution

149.     (1) creative      (2) hopeless     (3) helpful       (4) worth         (5) wonderful

150.     (1) preventing (2) improving (3) alleviating (4) bettering    (5) helping



ANSWERS:

101. (3)            102. (5)            103. (2)            104. (5)            105. (3)

106. (3)            107. (2)            108. (3)            109. (2)            110. (4)

111. (3)            112. (2)            113. (2)            114. (1)            115. (5)

116. (1)            117. (5)            118. (5)            119. (4)            120. (2)

121. (1)            122. (4)            123. (4)            124. (5)            125. (4)

126. (5)            127. (2)            128. (4)            129. (2)            130. (2)

131. (3)            132. (3)            133. (2)            134. (1)            135. (1)

136. (1)            137. (2)            138. (5)            139. (2)            140. (5)

141. (3)            142. (5)            143. (2)            144. (1)            145. (5)

146. (2)            147. (5)            148. (1)            149. (2)            150. (3)

106. (3)            The sentence shows past time. Hence, Past Simple i.e. the century old bridge collapsed after _____ should be used.

107. (2)            Reporting Verb is in Past Tense. Hence, Reported Speech will also be in Past Tense. Hence, that the use of body cameras had _____ should be used here.

108. (3)            Here, of activities (Plural) in a district _____ should be used

109. (2)            Overwork (Noun) = the fact of working too hard. Hence, overwork cultule _____ should be used.

110. (4)            The second part of the sentence relates to present. Hence, Present Progressive i.e. that is causing worries at home and abroad _____ should be used.

111. (3)            Who is used to show which person or people you mean. Hence, in charge of students who are about to _____ should be used.

112. (2)            Here, use of preposition of is superfluous.

113. (2)            Here, not V3 but Noun i.e. to raise the electricity generation (Noun) should be used.

114. (1)            Here, Ask economists what is the best way to _____ should be used.

117. (5)            Remain (Verb) = to continue to be something

118. (5)            Though = despite the fact that

119. (4)            Advent = the coming of an important event, invention etc.

120. (2)            Passion (Noun) = a very strong feeling of love, enthusiasm, anger etc.

121. (1)            Here, subject (... and herbal products) is plural. Hence, have gained popularity _____ should be used.

122. (4)            Here, to have defrauded should be used.

123. (4)            Here, requires a lot of wiring should be used.

A lot of = a large number or amount of somebody / something.

125. (4)            Here, Singular Verb i.e. has been something _____ should be used.

127. (2)            Here, Subject (eight out of the people) is plural. Hence, Plural Verb i.e. suffer from _____ should be used.

128. (4)            Here, ringing (Adjective) bells of temple should be used. It is proper use of possessive case.

129. (2)            Here, gaining increasing (Adjective) popularity (Noun) ….. should be used.

130. (2)            In such structure, conditional clause should be used in Present Simple.

132. (3)            Rankle (Verb) = if something such as an event or a remark rankles, it makes you feel angry or upset for a long-time; irk.

Look at the sentence: Her comments still rankled.

134. (1)            Promising (Adjective) = showing signs of being good or successful; hopeful.

Look at the sentence: He was voted the most promising new actor for his part in the movie.

135. (1)            Nudge (Verb) = to push somebody gently or gradually; to reach a particular position.

Look at the sentence: Inflation is nudging 20%.

137. (2)            Disparate (Adjective) = so different from each other that they cannot be compared.

140. (5)            Loom large = to be worrying or frightening and seem hard to avoid.

Look at the sentence: The prospect of war loomed large.

144. (1)            Make a mark = to become famous and successful.
2017 ENGLISH one-- SBI PO / IBPS PO SYNDICATE BANK PO Reviewed by sambasivan srinivasan on 7:43:00 PM Rating: 5

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