2017 ENGLISH one-- SBI PO / IBPS PO SYNDICATE BANK PO
ENGLISH LANGUAGE
Directions
(101-105): Rearrange the given six sentences/ group of sentences (A), (B), (C),
(D), (E) and (F) in a proper sequence so as to form a meaningful paragraph and
then answer the given questions.
(A) While
an ischemic stroke is a one wherein a clot forms in one of the arteries and
stops blood flow to the brain, a hemorrhagic stroke is a one wherein the blood
vessels bursts and bleeds, thereby killing the brain cells of the affected
region.
(B) Therefore,
treatment within the first 8 hours of the onset of symptoms is required to
prevent long-term morbidity and mortality.
(C) However,
in reality, these are two different phenomena.
(D) Stroke,
however, is either a blockage (ischemia) or a rupture (hemorrhage) in an artery
that supplies blood to the brain.
(E) It
is common notions among people that heart attack and stroke (or brain attack)
are one and the same.
(F) As
these brain cells die, the person loses control of whatever functions those
brain cells perform.
101. Which of the following should be the sixth
(last) sentence after the rearrangement?
(1) E (2) B (3) D (4)
A (5) C
102. Which of the following should be the fifth
sentence after the rearrangement?
(1) F (2) A (3) E (4)
C (5) B
103. Which of the following should be the third
sentence after the rearrangement?
(1) B (2) A (3) F (4)
D (5) E
104. Which of the following should be the second
sentence after the rearrangement?
(1) B (2) A (3) E (4)
D (5) C
105. Which of the following should be the first
sentence after the rearrangement?
(1) F (2) D (3) E (4)
C (5) B
Directions (106
— 115): In the following questions, one part of the sentence may have an error.
Find out which part of the sentence has an error and choose the option corresponding
to it. If the sentence is free from error, choose the "No error"
option.
106. Despite
having been inspected (1)/ and pronounced safe earlier, (2)/ the century old bridge
collapse after (3)/ a train went across it. (4)/ No error (5)
107. The
study published last year revealed (1)/ that the use of body cameras has (2)/
result-ed in sharply dropping (3)/ false complaints against the police. (4)/ No
error (5)
108. At
present when urban planners (1)/ try to understand the patterns (2)/ of
activity in a district (3)/ they do it by con-ducting surveys. (4)/ No error
(5)
109. The
Prime Minister has stated that changing (1)/ the 'over-work work culture' in
Japan (2)/ is one of the main arms of the labour reforms (3)/ he plans to
introduce next' year. (4)/ No error (5).
110. Just
over a year ago, policy-makers were worried (1)/ about China's tumbling stock
markets, (2)/ but now it is China's property market (3)/ that causing worries
at home and abroad. (4)/ No error (5)
111. Typical
measures that schools employ to (1)/ boost results include putting the best
Teachers (2)/ in charge of students whom are about to take tests (3)/ and
cutting the time de-voted to activities unrelated to exams. (4)/ No error (5)
112. This
is Africa's largest and (1)/ most profitable of airline, earning (2)/ more than
all its rivals (3)/ across the entire continent. (4)/ No error (5)
113. The
government is hoping (1)/ to 'raise the electricity generated (2)/ from nuclear
plants from (3)/ 25 per cent to 50 percent since 2020. (4)/ No error (5)
114. Ask
economists how best to (1)/ reduce pollution and the chances (2)/ are; that
they will recommend (3)/ taxing carbon emissions. (4)/ No error (5)
115. Foreign
investors already own (1)/ about half of the firm (2)/ which has a market
valuation (3)/ of more than $9 billion. (4)/ No error (5)
Directions
(116 - 120): The sentence has two blanks, each blank indicating that something
has been omitted. Choose the set of word for the blanks which best fits the
meaning of the sentence as a whole.
116. Despite
being _____ in minerals, this State remains one _____ the poorest in the
country.
(1)
dearth, in (2)
abundant, as (3)
rich, of
(4)
despondent, for (5)
scarce, to
117. The
country's education system still _____ very old-fashioned and is in _____ need
of a revamp.
(1) languishes,
fastidious (2) stays, firm (3) stand, imperative
(4) is, quickly (5) remains, urgent
118. _____
injured with a hamstring injury, the player remained in the field _____ for his
country.
(1)
Even, played (2)
Besides, playing (3)
Inspite, play
(4)
Despite, plays (5)
Though, playing
119. Everything has _____ superfast these days,
with the _____ of technology.
(1) gone,
evolves (2) becoming,
vanguard (3) became, initiative
(4) become,
advent (5) been, culling
120. All
has had a _____ for trains and endeavours to become a railway engineer _____
grows up.
(1) liking, what
(2) passion, when (3) dream, because
(4) pioneer,
wherein (5) penchant,
whereas
Directions
(121 — 130): Which of the phrases given 'against the sentence should replace
the word/phrase given in bold in the sentence to make it grammatically correct?
If the sentence is correct as it is given and no correction is required, select
`No correction required' as the answer.
121. Both
ayurvedic and herbal products has
gaining popularity among consumers now-a-days.
(1)
haye gained popularity (2)
is gained popularity
(3)
will have gains popularity (4) is being
popular
(5)
No correction required
122. He is sad to had defrauded many people of Midis of rupees till date.
(1) be fraud of (2) defraud (3) be in defraud of (4)
have defrauded
(5) No
correction required
123. Ring
network technology requires many wiring
and is not feasible for connecting too many nodes.
(1)
require most wiring (2)
required too more wiring
(3)
require much of wires (4)
requires a lot of wiring
(5)
No correction required
124. Within
the next decade, healthcare is going to
be one of the most lucrative sectors in India.
(1)
will go on to (2) has gone in (3) has been going to be
(4)
have become (5) No correction
required
125. Of
late, there have some things or the other going wrong in the recruitment
department of the organisation.
(1)
have been something (2) had
something (3) are
something
(4)
has been something (5) No
correction required
126. Predicting
consumer behaviour and taking business
decisions accordingly makes this company so successful.
(1)
taking according business decisions
(2)
accordingly make business decision
(3)
take according business decision
(4)
make business according decisions
(5)
No correction required
127. A recent study has revealed that eight out
of ten people suffers as vitamin D
sufficiency.
(1) is suffering
in (2) suffer from (3) may be suffered of
(4) will be
suffering to (5) No correction
required
128. From
the sweet notes of classical music to the rings
of its temple bells, the melody of this area can move you.
(1)
ring of bell temple (2) rings
of temple bell (3) ringing of
temple bells
(4)
ringing bells of temple (5) No
correction required
129. Diwali is gaining increasingly popular today and is being celebrated all over
the world.
(1) became
increasingly popularly (2)
gaining increasing popularity
(3) gained
populous (4) so more
popular than (5) No correction
required
130. You will lose your deposit if you will cancel the order.
(1) cancelled (2) cancel (3) shall cancel (4) will be cancelling
(5) No
correction require
Directions
(131-140): Read the following passage carefully an answer the question given. Certain
words/phrases have been given in bold to help you locate them while answering
some of the questions.
Life is
expensive for. America's poor, with financial services the primary culprit;
something that also afflicts migrants sending money home. Some 8% of American
households and nearly one in three whose income is less than $15000 a year do
not have a bank account. More than half of this- group say banking is too expensive
for them. Many cannot maintain the minimum balance necessary to avoid monthly fees;
for others; the risk of being walloped with unexpected fees becomes too large.
Doing without
banks makes life costlier; but in a routine way. Cashing a pay cheque at a credit
union or similar outlet typically costs 2-5% of the cheque's value. The unbanked
often end up paying two sets of fees one to turn their pay cheque into cash,
another to turn their cash into a money order says Joe Valents of the Centre
for American Progress, .a think-tank. In 2008, the Brookings Institution,
another think-tank, estimated that such fees can accumulate to $40,000 over the
career of a full-time worker.
Pre-paid debit
cards are growing in popularity as an alternative to bank accounts. A renowned
consultancy estimates that deposits on such cards rose by 5% to $570 billion in
2014. Though receiving wages or benefits on pre-paid cards is cheaper than
cashing cheques, such cards typically charge plenty of other fees. Many States
issue their own pre-paid cards to dispense welfare payments. As a result, those
who do not live near the right bank lose out, either from ATM withdrawal
charges or from a long trek to make a withdrawal. Other terms can rankle; in Indiana; welfare cards allow
only one free ATM withdrawal a month. If claimants check their balance at a
machine, it costs 40 cents.
To access
credit, poor typically rely on high-cost payday lenders. In 2013 the median such
loan was $350, lasted two weeks and carried a charge of $15 per $100 borrowed an
interest rate of 322% (a typical credit card charges 15%). Nearly half of those
who borrowed using payday loans did so more than ten times in 2013, with the
median borrower paying $458 in fees. In 2014 nearly half of American households
said they could not cover an unexpected $400 expense without borrowing or
selling something. 2% said this would cause them to resort to payday lending.
Costly credit
does not mix well with lumpy welfare payments. The earned income tax credit
(EITC), an income top-up for poor families, is paid annually, as part of a tax
re-fund. The total refund can run into thousands of dollars, making it worth
more than many families' monthly pay cheque. Unsurprisingly, cash-strapped
households seek to borrow against this windfall in advance. Regulators have
recently nudged banks away from
issuing high-cost short-term loans secured against imminent tax refunds. But it
is still common to borrow to cover the cost of applying for the EITC. In 2014
almost 22 million consumers used 'refund anticipation cheques', which offer a
loan to pay the filing costs and collect repayment automatically when the
refund arrives. These products typically costs between $25 and $60 for credit
that lasts only a few weeks.
How might
financial services be made cheaper for the poor? Mobile banking looks promising. But the poor are not yet
well placed to benefit from the mobile revolution, in financial services or
otherwise. Only half of those earning less than $30,000 per year own a
smartphone, compared with 70% of more of those in higher income groups. Nearly,
half those who do manage it have had to temporarily cancel their ser-vice for
financial reasons. That might itself be the result of disparate prices; those with poor credit ratings rely on pre-paid
SIM cards, which unlike normal monthly contracts do not come with a hefty
discount for the handset. Low smart-phone preparation in turn makes life more
expensive in other ways. The unconnected do not benefit from the cheap
communication, education and even transport the app economy provides. A quarter
of poor households do not use the Internet at all, which makes seeking out low
prices harder.
131. As
mentioned in the passage, many poor American are reluctant to open a bank
account because _____.
(A)
They prefer traditional methods of
handling their finances.
(B)
They are unwilling to provide the
required documents.
(C)
They find it difficult to fulfil the
requirements stipulated by banks.
(1) Only A (2) Only B (3) Only C (4) Both
B and C (5) Both A and C
132. Which
of the following is most nearly the same in meaning as the word 'RANKLE' as used
in the passage?
(1)
please (2) beware (3) irk (4)
appease (5) written
133. As
mentioned in the passage, one of the reasons mobile banking may prove to be a
costly affair for the poor is _____.
(1)
there are not enough ser-vice providers to cater to the needs of these segment
of people.
(2)
they are unable to take ad-vantage of the services owing to financial reasons.
(3)
incidences of theft of mo-bile phones is high.
(4)
there are no latest hi-tech smartphones available to the poor.
(5)
None of the given options
134. Which
of the following is most nearly the OPPOSITE in meaning to the word 'PROMISING'
as used in the passage?
(1)
hopeless (2) worthwhile (3) desperate (4) tangible
(5)
unhappy
135. Which
of the following is most nearly the same in meaning to the word 'NUDGED' as used
in the passage?
(1)
pushed (2) overwhelmed (3) judged (4) welcomed
(5)
annoyed
136. As mentioned in the passage, pre-paid Cards
are gaining popularity because _____
(A) It is very
convenient to withdraw money using such cards.
(B) These are
durable.
(C) These make
provision to withdraw money without any additional fee.
(1) Only A (2) Only B (3) Only C (4) Only
A and B (5) Only B and C
137. Which
of the following is most nearly the opposite in meaning to the word DISPARATE as
used in the passage?
(1)
distant (2) similar (3) equity (4) anonymous (5)
destructive
138. Which of the following can be a suitable
title for the passage?
(1) Living the
American Dream - Not A Distant Dream Anymore
(2) Technology -
The Only Tool To Alleviate The Poor
(3)
Understanding The House-hold Economics
(4) Exploring A
Rich Nation Of Poor People
(5) Innovative
Ways Of Banking And Their Success Stories
139. Which of the following is TRUE in the
context of the passage?
(1)
More than seventy per cent of those who earn less than $30,000 per year do not
have smartphones.
(2)
Welfare programs for uplifting the poor have been extremely fruitful so far.
(3)
The EITC is given biannually to support the poor
(4)
Payday lenders are quite popular among the poor
(5)
All the given options are true
140. Which
of the following ex-plains the meaning of the phrase 'looms too large' as used
in the passage?
(1)
Can be taken care of (2) Is
acceptable (3) Is awaited (4) Is morbid
(5)
Appears threatening
Directions
(141-150): In the given passage there are blanks each of which has been
numbered. Against each, five words are suggested, one of which fits the blank
appropriately. Find out the appropriate word in each case.
A social
entrepreneur is one who develops an innovative answer to a social problem (for
instance a business model for helping to tack-le poverty). A decade ago, the
term was scarcely heard: today, everyone wants to be (141). The idea behind social entrepreneurship is that fresh
business like ideas will (142)
a productivity miracle in the 'social sector' similar to the one that (143) in business in 1990s.
Already a growing number of social entrepreneurs have made a (144). The best known is
Muhammad Yunus, founder of Grameen a microfinance organisation. Another (145) example is Wendy Kopp, the
founder of Teach for America which puts thousands of recent (146) from leading universities
to work as teachers in some of the country's worst schools However (147) far, the enthusiasm for
social entrepreneurship has run ahead of its affects. The (148) has not been a lack of good idea. Innovative projects
have ameliorated seemingly (149)
social troubles for instance by reducing rates of reoffending by former
prisoners or by (150)
prisoners from rougher parts of American cities to graduate from college. The problem
is of speed and scale. Successful innovations have spread only slowly, if at
all. Policymakers hope that with encouragement from the government, social
entrepreneurs' best ideas can be spread faster and wider.
141. (1) grown (2)
rich (3) one (4) greatest (5) part
142. (1) from (2)
into (3) away (4) about (5) do
143. (1) start (2)
achieved (3) occur (4) cropped (5) began
144. (1) mark (2)
blot (3) show (4) fool (5) sign
145. (1) one (2)
indirect (3) high (4) funny (5) prominent
146. (1) dropout (2)
graduates (3) steps (4) official (5) upstart
147. (1) too (2)
accordingly (3) as (4) hence (5)
so
148. (1) problem (2)
crises (3) key (4) solution (5) resolution
149. (1) creative (2) hopeless (3)
helpful (4) worth (5) wonderful
150. (1) preventing (2) improving (3) alleviating (4) bettering (5)
helping
ANSWERS:
101. (3) 102. (5) 103. (2) 104.
(5) 105. (3)
106. (3) 107. (2) 108. (3) 109.
(2) 110. (4)
111. (3) 112. (2) 113. (2) 114.
(1) 115. (5)
116. (1) 117. (5) 118. (5) 119.
(4) 120. (2)
121. (1) 122. (4) 123. (4) 124.
(5) 125. (4)
126. (5) 127. (2) 128. (4) 129.
(2) 130. (2)
131. (3) 132. (3) 133. (2) 134.
(1) 135. (1)
136. (1) 137. (2) 138. (5) 139.
(2) 140. (5)
141. (3) 142. (5) 143. (2) 144.
(1) 145. (5)
146. (2) 147. (5) 148. (1) 149.
(2) 150. (3)
106. (3) The sentence shows past time. Hence, Past Simple i.e. the
century old bridge collapsed after _____ should be used.
107. (2) Reporting Verb is in Past Tense. Hence, Reported Speech will
also be in Past Tense. Hence, that the use of body cameras had _____ should be
used here.
108. (3) Here, of activities (Plural) in a district _____ should be
used
109. (2) Overwork (Noun)
= the fact of working too hard. Hence, overwork cultule _____ should be used.
110. (4) The second part of the sentence relates to present. Hence,
Present Progressive i.e. that is causing worries at home and abroad _____
should be used.
111. (3) Who is used to show which person or people you mean.
Hence, in charge of students who are about to _____ should be used.
112. (2) Here, use of preposition of is superfluous.
113. (2) Here, not V3 but Noun i.e. to raise the
electricity generation (Noun) should be used.
114. (1) Here, Ask economists what is the best way to _____ should
be used.
117. (5) Remain (Verb) =
to continue to be something
118. (5) Though =
despite the fact that
119. (4) Advent = the
coming of an important event, invention etc.
120. (2) Passion (Noun) = a very strong feeling
of love, enthusiasm, anger etc.
121. (1) Here, subject (... and herbal products) is plural. Hence,
have gained popularity _____ should be used.
122. (4) Here, to have defrauded should be used.
123. (4) Here, requires a lot of wiring should be used.
A lot of = a large
number or amount of somebody / something.
125. (4) Here, Singular Verb i.e. has been
something _____ should be used.
127. (2) Here, Subject (eight out of the people) is plural. Hence,
Plural Verb i.e. suffer from _____ should be used.
128. (4) Here, ringing (Adjective) bells of temple should be used.
It is proper use of possessive case.
129. (2) Here, gaining increasing (Adjective) popularity (Noun) …..
should be used.
130. (2) In such structure, conditional clause should be used in
Present Simple.
132. (3) Rankle (Verb) =
if something such as an event or a remark rankles, it makes you feel angry or
upset for a long-time; irk.
Look at the
sentence:
Her comments still rankled.
134. (1) Promising
(Adjective) = showing signs of being good or successful; hopeful.
Look at the
sentence:
He was voted the most promising new actor for his part in the movie.
135. (1) Nudge (Verb) =
to push somebody gently or gradually; to reach a particular position.
Look at the
sentence:
Inflation is nudging 20%.
137. (2) Disparate
(Adjective) = so different from each other that they cannot be compared.
140. (5) Loom large = to
be worrying or frightening and seem hard to avoid.
Look at the
sentence:
The prospect of war loomed large.
144. (1) Make
a mark = to become famous and successful.
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