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IBPS PO/CLERKS MAIN - GOVERNMENT SCHEMES --ALSO PO INTERVIEWS-- SSC RRB


PART I

Government Schemes in India 2018 - PDF
Published on Friday, September 14, 2018
Benami Transactions Informants Reward Scheme
o   New Benami Transactions Informants Reward Scheme, 2018 launched by the Income Tax Department 
o   To get people’s participation in the Income Tax Department’s efforts to unearth black money and to reduce tax evasion 
o   With the objective of obtaining people’s participation in the Income Tax Department’s efforts to unearth black money and to reduce tax evasion, a new reward scheme titled “Benami Transactions Informants Reward Scheme, 2018”, has been issued by the Income Tax Department. 
o   Under the Benami Transactions Informants Reward Scheme, 2018, a person can get reward up to Rs. One crore for giving specific information in prescribed manner to the Joint or Additional Commissioners of Benami Prohibition Units (BPUs) in Investigation Directorates of Income Tax Department about benami transactions and properties as well as proceeds from such properties which are actionable under Benami Property Transactions Act, 1988, as amended by Benami Transactions (Prohibition) Amendment Act, 2016.
‘Seva Bhoj Yojna’ 
o   The Ministry of Culture, Government of India has introduced a new scheme namely ‘Seva Bhoj Yojna’ with a total outlay of Rs. 325.00 Crores for Financial Years 2018-19 and 2019-20.
o   The scheme envisages to reimburse the Central Government share of Central Goods and Services Tax (CGST) and Integrated Goods and Service Tax (IGST)so as to lessen the financial burden of such Charitable Religious Institutions who provide Food/Prasad/Langar (Community Kitchen)/Bhandara free of cost without any discrimination to Public/Devotees.
Krishi kalyan Abhiyaan for farmers
o   The Ministry of Agriculture and farmers’ welfare in line with the Hon’ble Prime Minister Narendra Modi’s vision of doubling farmers’ income by 2022 has launched the Krishi kalyan Abhiyaan from 1st June, 2018 till 31st July, 2018 so as to aid, assist and advice farmers on how to improve their farming techniques and raise their incomes. 
o   The Krishi kalyan Abhiyaan will be undertaken in 25 Villages with more than 1000 population each in Aspirational Districts identified in consultation with Ministry of Rural Development as per directions of NITI Ayog. In districts where number of villages (with more than 1000 population) is less than 25, all villages will be covered.
o   An Action Plan comprising specifically identified activities under various departments of the ministry namely, Department of Agriculture, Cooperation & Farmers Welfare (DAC&FW), Animal Husbandry Dairying & Fisheries (DAHD&F) and Department of Agricultural Research & Education (DARE-ICAR) will be implemented to saturate these 25 villages in each district with these activities.
Solar power scheme - Suryashakti Kisan Yojana (SKY) for farmers
o   The Gujarat government on Saturday launched a solar power scheme for farmers- Suryashakti Kisan Yojana (SKY) enabling them to generate electricity for their captive consumption as well as sell the surplus power to the grid and earn an extra buck.
o   As per the scheme, farmers having existing electricity connection will be given solar panels as per their load requirements. The State and Central governments will give 60 per cent subsidy on the cost of project. The farmer is required to take 5 per cent cost, while 35 per cent will be provided to him as an affordable loan with interest rates of 4.5-6 per cent.
o   The scheme duration is 25 years, which is split between 7-year period and 18-year period.
Biju Swasthya Kalyan Yojana
o   Odisha Govt. is going to launch Biju Swasthya Kalyan Yojana in the state. Under this Health Insurance Scheme, the state govt. will provide Rs. 5 lakh per family per annum as healthcare assistance for secondary and tertiary procedures of treatment. This cashless treatment will benefit 70 lakh families (3.5 crore people) at all govt. and private empanelled hospitals. On the eve of 72nd Independence Day, the state govt. has roll-out this scheme.
o   The state govt. has also launched Universal Health Coverage (UHC) Scheme. All the citizens visiting any government Health Institution from District to Sub-Center level will be provided all Health Service absolutely free of cost.
o   The health insurance cover to each member is Rs. 5 lakh. An additional amount of Rs. 2 lakh would be given to the women beneficiaries. CM Naveen Patnaik has launched Biju Swasthya Kalyan Yojana (BSKY) on 15 August 2018
Electoral Bond Scheme 2018
o   Government of India has notified the Electoral Bond Scheme 2018 dated 02nd January 2018. 
o   As per provisions of the Scheme, Electoral Bonds may be purchased by a person, who is a citizen of India or incorporated or established in India. A person being an individual can buy Electoral Bonds, either singly or jointly with other individuals.
o   It may be noted that Electoral Bonds shall be valid for fifteen days from the date of issue and no payment shall be made to any payee Political Party if the Electoral Bond is deposited after expiry of the validity period. The Electoral Bond deposited by an eligible Political Party in its account shall be credited on the same day. 
Chandranna Bima Yojana
o   Andhra Pradesh CM Nara Chandrababu Naidu launched the third year of Chandranna Bima Yojana here on Thursday.
o    The program was first launched on 2nd October, 2016 and completed its second year on May 31st this year.
o   He said that around 2.5 crores labourers in the unorganised sector are benefitting under this scheme.
Gopabandhu Sambadika Swasthya Bima Yojana
o   Gopabandhu Sambadika Swasthya Bima Yojana is a new Health Insurance Scheme for the journalists launched by the state government in Odisha This scheme provides Rs. 2 Lakh per annum health insurance cover to all working journalists of the state.
o   Gopabandhu Sambadika Swasthya Bima Yojana has come into effect from June 1, 2018 and will initially cover around 3200 journalists and their family members.
o   The insurance coverage will be applicable for cashless treatment in government and private hospitals. The scheme will also cover the injuries and illness faced by journalists while performing their duties.
‘JANAUSHADHI SUVIDHA’,
o   Government launches ‘JANAUSHADHI SUVIDHA’ – Oxo-biodegradable Sanitary Napkin – under the Pradhan Mantri Bhartiya Janaushadhi Pariyojana 
o   This Suvidha is launched by Union Minister of State for Chemicals & Fertilizers, Road Transport & Highways, Shipping, Mansukh L. Mandaviya. 
o   Making quality oxy biodegradable pads available at affordable prices for all, particularly the poor and disadvantaged, through exclusive outlets Jan Aushadhi Medical Store. 
o   Reduce out of pocket expenses in healthcare by bringing down the rate of the napkin MAKING IT EASILY AVAILABLE FOR POOR WOMEN across 586 Indian districts. 
Bihar Rajya Fasal Sahayata Yojna
o   Bihar government approved the roll-out of an integrated crop assistance scheme to insulate farmers from losses in production on account of natural calamities, beginning Kharif season 2018.
o   The new scheme is a snub to the Centre’s scheme on the ground that it was helping insurance companies more than the farmers.
o   The scheme, christened Bihar State Crop Assistance Scheme (Bihar Rajya Fasal Sahayata Yojna), will be universal in nature with all categories of farmers eligible for financial assistance in case of loss in production due to vagaries of nature, including situations caused by flood, drought, lightening, hailstorm, etc.
‘Bijli Bill Mafi Yojana 2018
o   The Madhya Pradesh government has announced an outstanding power bill waiver scheme for labourers and poor families. The state cabinet headed by Chief Minister Shivraj Singh Chouhan approved the Bijli Bill Mafi Yojana 2018 (Power Bill Waiver Scheme) which is expected to benefit about 77 lakh people of the state.
Wind-solar hybrid power policy - 2018
o   The Gujarat government on Wednesday announced wind-solar hybrid power policy - 2018, aiming to make optimum utilisation of the land and grid.
o   The policy, which will have a coverage period of five years, provides encouragement to renewable power producers supplying to the grid as well as to those having captive use.
Muttathe Mulla scheme
o   The State-level inauguration of the Muttathe Mulla scheme which involves the disbursement of loans at low rates of interests to rural households was performed by Cooperation Minister Kadakampally Surendran here on Tuesday.
o   The programme was organised under the auspices of the Mannarkkad Rural Service Cooperative Bank and is being implemented in Palakkad district as a pilot project. 
o   The scheme is aimed at liberating women from the blade mafia and also micro-finance companies; the latter's interest rates vary between 24 and 30 per cent.
One District One Product Scheme
o   Union Minister for MSME, Mr. Giriraj Singh has announced to launch One District One Product Scheme in Odisha very soon. Under ODOP scheme, each district in Odisha is assigned a single product which is available in abundance and for which the place is famous. 
o   This is done to provide market link to the farmers and to make small industries successful in the state. Central govt. will publish the complete list of district wise products (pdf) and launches the website soon.
New Central Sector scheme
o   Ministry of AYUSH has introduced new Central Sector scheme for promoting pharmacovigilance of Ayurveda, Siddha, Unani and Homoeopathy (ASU&H) Drugs.
o   Prime objective of the scheme is to develop the culture of documenting adverse effects and undertake safety monitoring of Ayurveda, Siddha, Unani and Homoeopathy drugs and surveillance of misleading advertisements appearing in the print and electronic media. The Standing Finance Committee (SFC) chaired by Secretary (AYUSH) approved the scheme on 1st November, 2017 and thereafter it was rolled out for implementation in the country near the end of financial year 2017-18.
Rythu Bima and Kanti Velugu
o   Rythu Beema, the life insurance scheme for farmers, has been kicked off in Telangana, with the Agriculture, Finance and Power Ministers organising meetings in different parts of the State to give away the policy bonds to the eligible farmers.
o   Under the Kanti Velugu scheme, screenings will be conducted across the state, with 828 medical teams being constituted. Apart from screenings, they will also provide free medicines, spectacles and arrange for free surgeries, if required.
o   Telangana anticipates that 4 lakh patients could come forward for surgeries and 40 lakh people will benefit from the free spectacles. The state has earmarked Rs 100 crore for this project.
o   The Rythu Bima scheme promises to cover 28 lakh farmers, aged between 18 and 59 years. The government will pay the annual premium of Rs 2,271 per farmer for their insurance. So far, it has already paid Rs 636 crore to Life Insurance Corporation.
Mukhyamantri Kanya Utthan Yojana
o   Bihar Chief Minister Nitish Kumar has launched an ambitious scheme which promises to provide Rs 54,100 from the birth of a girl child till she graduates.
o   Kumar launched the 'Mukhyamantri Kanya Utthan Yojana' here on Friday and expressed his government's resolve for empowerment of women. 
Swachha Meva Jayate’
o   Karnataka government on Thursday, August 2, launched ‘Swachha Meva Jayate’ campaign to make every citizen in rural Karnataka take a pledge of cleanliness.
o   A special pledge to be administered across the state as part of the campaign, says, “When every village, every district of Karnataka is clean, practices hygienic toilet habits is free from stagnant water and litter free, Karnataka will win. Swachha Meva Jayate!”
Vikas Bonanza 456
o   KVGB, (Karnataka Vikas Grameena Bank), a regional rural bank headquartered in Dharwad has introduced a new deposit scheme on Aug. 1 known as Vikas Bonanza 456. 
o   Launching the new deposit scheme in Dharwad, KVGB Chairman S Ravindran has said the scheme is of a term of 456 days with an interest rate of 7.10% for public and 7.60% for the senior citizens. 
o   Customers can deposit a minimum of Rs 10,000 and a maximum of Rs 10 million under this scheme. 
Mukhyamantri Yuva Nestam
o   The Govt of Andhra Pradesh has come up with an innovative scheme of Mukhyamantri Yuvanestham which will benefit around 12 lakh unemployed youth based on the eligibility criteria in Andhra Pradesh. youths will get this monthly allowance to pursue skill development courses and reduce the burden on the family of unemployed youths.
SAATHI
o   Ministry of Textiles and Ministry of Power have joined hands under the initiative SAATHI(Sustainable and Accelerated Adoption of efficient Textile technologies to Help Small Industries) in order to sustain and accelerate the adoption of energy efficient textile technologies in thepowerloom sector and cost savings due to use of such technology.
o   Energy Efficiency Services Limited (EESL), a Public Sector entityunder the administrative control of Ministry of Power, will replace old inefficient electric motors with energy efficient IE3 motors which will result in energy and cost saving up to 10-15% in the first phase.
o   The use of these efficient equipments will result in energy savings and cost savings to the unit owners at no upfront cost. Powerloom clusters at Ichalkaranji, Bhiwandi, Erode, Surat, Bhilwara and Panipat have been identified for pilot study.
Pradhan Mantri Ujjwala Yojana
o   Under the scheme, five crore LPG connections are to be provided to BPL households. The identification of eligible BPL families will be made in consultation with the State Governments and the Union Territories.
o   The Government has also decided to cover the following categories under the Scheme :- 
o   All SC/STs households beneficiaries of Pradhan Mantri Awas Yojana(PMAY) (Gramin) 
o   Antyoday Anna Yojana (AAY) 
o   Forest dwellers 
o   Most Backward Classes (MBC) 
o   Tea & Ex-Tea Garden Tribes 
o   People residing in Islands 
o   People residing in river islands. 
o   The Scheme would be implemented over three years, namely, the FY 2016-17, 2017-18 and 2018-19 across the country.
‘IMPRINT-2’ scheme
o   The Union Government has approved 122 new research project proposals worth Rs 112 crore for funding under its Impacting Research Innovation and Technology ‘IMPRINT-2’ scheme.
o   The proposals were approved on August 4, 2018 at the IMPRINT 2 Apex Committee meeting held in New Delhi. The initiative aims to advance research in energy, healthcare, security and defence domains in the high education institutions.
RUSA
o   Rashtriya Uchchatar Shiksha Abhiyan (RUSA) is a Centrally Sponsored Scheme (CSS), launched in 2013 aims at providing strategic funding to eligible state higher educational institutions. The central funding (in the ratio of 60:40 for general category States, 90:10 for special category states and 100% for union territories) would be norm based and outcome dependent.
Jan Arogya Abhiyaan
o   Prime Minister Narendra Modi today announced that his government will launch an ambitious healthcare scheme on September 25 this year which will benefit 50 crore citizens of the country.
o   In his last Independence Day address from the ramparts of the Red Fort ahead of the next Lok Sabha election, he said the Pradhan Mantri Jan Arogya Abhiyaan (Ayushman Bharat) will be launched on September 25 on the birth anniversary of Pandit Deendayal Upadhyay.
Draft scheme
o   The Centre on Tuesday unveiled a draft scheme for extending .. the affordable air travel programme UDAN to international circuits, with state governments identifying the routes for operation. 
o   The draft International Air Connectivity (IAC) scheme envisages to increase the international ticketing to 20crore by 2027.
o   "The scheme is to be made operational only for states, which demonstrate their commitment to implement and provide the requisite support for promoting operations under the scheme", the drafts reads. 
Scheme ‘Ocean Services, Technology, Observations, Resources Modelling and Science
o   The Cabinet Committee on Economic Affairs, chaired by the Prime Minister Shri Narendra Modi has given its approval for the umbrella scheme “Ocean Services, Technology, Observations, Resources Modelling and Science (O-SMART)”, for implementation during the period from 2017-18 to 2019-20 at an overall cost of Rs.1623 crore. The scheme encompasses a total of 16 sub-projects addressing ocean development activities such as Services, Technology, Resources, Observations and Science.


Ayushman Bharat Programme
It is one of the most important schemes which got launched in the recently concluded budget speech by our finance minister, Mr Arun Jaitley.We have majorly two initiatives under this programme-

Health and Wellness Centres-
o   To develop or establish around 1.5 lakh health care centres.
o   To  provide the basic essential drugs and diagnostic services.
o   A sum of 1200 crore rupees have been allotted for the scheme.
National Health Protection Scheme
o   A family of an average of 5 members would be catered to their secondary and tertiary care hospitalization upto a maximum of 5 lakhs per family per year.
o   Over 10 crore poor and vulnerable families to be covered based on the SECC-2011.
o   It would cover the pre and post hospitalisation expenses incurred.
o   The funding pattern under this would be 60:40,wherein the central government would sanction 60% of the funds while the rest 40% would be taken care of by the respective state governments(general category states).
Operation Green
o   A price fixation scheme which got launched on the lines of operation flood to achieve our target of doubling the farmers income by 2022.
o   Tomato,Onion and Potato(TOP) are being focused in this particular scheme so as to increase their yield and income by ensuring they get adequate price for their produce.
o   sum of 500 crore rupees has been allotted for it in the union budget.


GOBAR-Dhan Yojana
o   It stands for Galvanizing Organic Bio -Agro Resources Dhan scheme.
o   Under this the residuals and cattle dung would be converted into Bio-CNG and Bio-Gas,thus providing the farmers in generating an alternative source of income.
o   700 districts have been chosen to be covered during the current fiscal year.
o   It would also help in achieving the status of open defecation free villages thus making it cleaner.


KUSUM Scheme
o   KUSUM is the acronym for Kisan Urja Suraksha Evam Utthaan Mahabhiyan.
o   Its a solar power scheme especially for the farmers for setting up grid connected solar plants in rural areas and off-grid solar pumps.
o   The government has proposed and encourages, the use of solar farm water pumps by incentivizing the farmers for employing these.
o   It involves solar power production of upto 28,250(Mw) over the next 5 years.
o   Ministry of New and Renewable Energy is the implementing agency.
Kisan Credit Card
o   Launched in the year 1998,prepared by NABARD on the recommendations of  R.V. Gupta committee
o   KKC aims at providing credit support to the farmers for their use.
o   Now this has been extended to the fishermen and cattle owners.
o   Helps in meeting the working capital needs of the farmers in procuring their farm assets and activities allied to Agriculture.
o   A holder of KKC is also covered by a personal accident cover.


Ekalavya Model Residential Schools(EMRS)
o   Proposed by the Ministry of  Tribal Affairs to set up EMRS in the tribal districts of India for the promotion of education amongst the scheduled tribes.
o   They are going to be on par with the already established Navodaya Vidyalayas.
o   It’s going to come up where there is more than 50% ST population with atleast 20,000 tribal persons by the year 2022.
o   It would facilitate the preservation of local art and culture associated with the tribal groups.


Samarth Scheme
o   SAMARTH- Scheme for capacity building in Textile Sector, got launched by the Ministry of Textiles for the training and employability of the youth in the booming textile sector of India. 
o   Aim: Provide skill development training to around 10 lakh youth(9 lakh in the organised and 1 lakh in the traditional textile sector)over a period of 3 years(2017-2020) with an outlay of 1300 crore Rupees, so as to achieve the governments vision of increasing India’s textile export to 300 billion USD by 2025.
Pradhan Mantri Kisan SAMPADA Yojana
o   Launched on: 6th March 2018 
o   Launched by: The central government of India 
o   Implemented by: The Ministry of Food Processing Industries 
o   Type of Benefits: Agro-Marine Produce Processing and Development of Agro-Processing Clusters 
o   Beneficiaries: All the citizens and Farmers 
o   Budget allocation: Rs.6, 000 Crores 
o   Term Period: 2016-2020 
Objective:
o   To integrate all the current and new schemes in the Food processing sector 
o   To reduce the Food Wastage 
o   To double the Farmers income by giving good returns to all the Farmers. 
o   To create Modern Infrastructure with good supply chain management 
Solar Charkha Scheme
o   Launched on: April 2018 
o   Launched by: the Central government of India 
o   Type of benefit: Employment opportunity 
o   Beneficiary: Women 
o   Budget: Rs 400000 crores 
o   Target: 5 crore jobs across the country 
o   Scheme period: 5 years
o    This employment system will be started first in the Beed district of Maharashtra because of the favourable condition of the textile industry. 
Objective:
o   To generate employment opportunity for the unemployed women 
o   To give Skill-Based Training this will end in employment generation. 
o   To support local level work for the weak and poor section. 
o   To improve and recover Khadi. 
o   To Promote Green Energy and environment-friendly Khadi Fabric. 
o   To deliver this scheme sustainably and replicable.
Rajiv Gandhi Entrepreneurship Encouragement Scheme
o   Launched on: 12th March 2018
o   Launched In: Karnataka State 
o   Launched By: The Information and Technology Minister of the state Priyanka Kharge 
o   Type of benefit: Financial and non-financial help
o   Objective: To boost Information Technology (IT) sector
o   To focus on improving the IT sector for new innovators and Entrepreneurs 
o   Under this scheme, the state government will give a grant of Rs. 30,000 to each individual entrepreneur having innovative approaches.
Swajal:
o   Swajal is a national drinking water programme launched by Union Drinking Water and Sanitation minister Uma Bharati
o   The scheme was launched in Uttarkashi district of Uttarakhand.
o   Swajal is a demand-driven and community-owned drinking water programme for sustained drinking water supply.
o   The project was launched with the help of World Bank
o   Initially, as a pilot program it was Six states. They are Uttarakhand, Uttar Pradesh, Maharashtra, Rajasthan, Madhya Pradesh and  Bihar 
o   These states will be covered under the programme in the first phase.
Gangotri Swachh Iconic Place Project:
o   Gangotri Swachh Iconic Place project was launched by Union Drinking Water and Sanitation minister Uma Bharati in Utstarakhand’s Uttarkashi district.
o   The main aim of the scheme is to make Gangotri as Swachh Iconic Place.
o   For Gangotri, the Oil and Natural Gas Limited (ONGC) has been selected as the CSR partner
Swachh Iconic Place project
o   The Swachh Iconic Place is a drive under the Swachh Bharat Mission.
o   The project aims to improve the sanitation and cleanliness of 100 most iconic places in the country. 
o   Under the Swachh Iconic Place, sites that have been selected under the project  will be jointly developed by the  Union ministry of drinking water and sanitation, in collaboration with Union ministries of housing and urban affairs, Tourism, culture, state governments
Bagori Ganga Gram’s Project
o   Bagori is one of the 24 pilot Ganga Villages picked up to be transformed into Ganga Grams this year. As a first initiative Bagori Ganga Gram project was launched by Union Ministry of water resources.
o   The project is related to solid and liquid waste management in Bagori Gram panchyat.
o   Total Rs. 11.88 lakhs budget allotted for this project.
Atal Bhoojal Yojana
o   Name of the scheme- Atal Bhoojal Yojana 
o   Expenditure of the scheme- Rs.6,000 crores 
o   With the help of World Bank 
o   Ministry-Ministry of Water Resources, River Development and Ganga Rejuvenation. 
o   Duration-5 years 
Objective 
o   To recharge groundwater and create sufficient water storage for agricultural purposes. 
o   The revival of surface water bodies so that groundwater level can be increased. 
o   The Atal Bhujal Yojana will be launched in Gujarat, Maharashtra, Haryana, Karnataka, Rajasthan, Uttar Pradesh and Madhya Pradesh covering 78 districts, 193 blocks and more than 8,300-gram panchayats. 
TARE Scheme: Teacher Associateship for Research Excellence Scheme:
o   The main aim of this scheme is to connect the educators to leading public funded institutions like Indian Institute of Technology (IIT), Indian Institute of Science (IISC) or national institutions like CSIR (Council of Scientific and Industrial Research) to pursue research. 
o   Under Teacher Associateship for Research Excellence (TARE) scheme500 teachers will be assisted 
o   They will be paid Rs. 5 lakh yearly, and a monthly out-of-pocket expense of Rs.5, 000 
Overseas Visiting Doctoral Fellowship
o   Under Overseas Visiting Doctoral Fellowship scheme the government of India offers support to 100 PhD scholars for training in universities and laboratories in foreign countries. 
o   Under this scheme, support will be provided Up to 12 months during their doctoral research. 
o   Under this scheme fellowship equivalent to USD 2,000 would be given to scholars as a monthly stipend and one-time contingency allowance of Rs 60,000 would be given to cover travel and visa fee. 
Distinguished Investigator Award
o   Under this scheme, the government offers a maximum of 100 fellowships to principal investigators of Science and Engineering Research Board/Department of Science and Technology projects. 
o   The selected 100 researchers will be given a monthly fellowship of Rs 15,000 for three years and an optional research grant, based on peer review of the project proposal submitted. 
Augmenting Writing Skills for Articulating Research (AWSAR)
o   The purpose of the scheme is to encourage science writing. 
o   The scheme seeks to tap the potential of over 20,000 PhD scholars in science to popularise and communicate their research outcome. 
o   AWSAR carries a monetary incentive of Rs. 10,000/- each of 100 best entries in a year and a Certificate of Appreciation, besides getting the story published. 
o   Three leading stories from the selected 100 would be awarded Rs. 1 lakh, Rs.50, 000/- and Rs. 25,000/- respectively.
 7.75% Savings (Taxable) Bond Scheme
o   Launched on: 5th January 2018 
o   Commenced from: 10th January 2018 
o   Launched by: Government of India and Reserve Bank of India 
o   Maturity period: 7 years 
o   Replaces to: 8% savings Scheme 
Objective:
o   To help citizens invest in a taxable instrument, without any monetary ceiling. 
o   This will facilitate resident of Indian or Hindu Undivided Families (HUF) to invest in a taxable bond, without any monetary ceiling. 
o   This 7. 75% savings (Taxable) bond scheme will give a steady flow of income although there is a lower rate of interest. 
FAME India Scheme Phase II
o   FAME stands for Faster Adoption and Manufacturing of (Hybrid &) Electric Vehicles.
o   This scheme is a part of National Electric Mobility Mission (NEMM) which was set by the Ministry of Heavy Industries and Public Enterprises under the central government of India. 
o   It is launched by the central government of India under the Ministry of Heavy Industries and Public Enterprises. 
o   The central government has allocated total budget for this scheme is Rs 14000 crore. 
o   Under FAME India Scheme 2, total 11 cities are selected are which are Delhi, Jaipur, Hyderabad, Jammu, Ahmedabad Mumbai Indore, Guwahati, Bengaluru, Lucknow and Kolkata 
Objective:
o   100% electrification of all the Public Transport System 
o   To support hybrid or electric vehicles market development and Manufacturing eco-system. 
o   To promote eco-friendly vehicles 
SABLA Scheme
o   SABLA is a scheme for the empowerment of teenage and young girls was launched under the Rajiv Gandhi Scheme for Empowerment of Adolescent Girls (RGSEAG) 
o   It was launched on the 1st April 2011, International day of women. 
o   In the year 2018, it is extended with an aim to expand and make it applicable in whole India. 
o   This scheme is managed by the ministry of women and child development, Smt Maneka Sanjay Gandhi. 
o   The scheme will cover all the adolescent girls in the age group of 11 to 18 years in 202 districts initially. 
o   The scheme has further divided the age group of 11 to 14 years and 14 to 18 years keeping in view the need for a different age group and to give proper attention to each group. 
Atal Mahaaphan Vikas Abhiyan
o   Announced on: In the year 2017 
o   Launched by: The Maharashtra state government 
o   Inaugurated by: Shri Devendra Fadnavis, the Chief Minister of Maharashtra government. 
Objective:
o   To support and promote non-banking business in a state 
o   To help and give financial support to cooperative communities to start a new business 
o   To encourage, assist and supervise young entrepreneurs. 
o    
o   Atal Mahaaphan Vikas Abhiyan aims to double the income of framers at the end of the year 2022. 
o   The Maharashtra state government has decided to fund approx. 5000 cooperative societies to start a new business. 
Bhavantar Bharpai Yojana
o   Bhavantar Bharpai Yojana is launched on 1st January 2018 by Haryana government within a state. 
o   It is launched by the chief minister of Haryana, Shri Manohar Lal Khattar. 
o   It is managed, regulated and supervised by state agricultural department and state government. 
o   Objective: To give right price of crops to farmers 
PRASAD Scheme
o   PRASAD scheme was announced during the union budget 2017-2018.
o   The government will set special tourism zones with five states and this special zone will work as special purpose vehicles.
o   It will boost an image of India in a foreign country and for this, an incredible 2.0 campaign launched.
o   A total budget for this is Rs 100 allocated by the government and Rs 412 crore is specially funded to promote and make publicity of various schemes and programmes.
o   Along with ministry of tourism, a ministry of railways also started to promote Prasad scheme by launching especially dedicated train.
o   PRASAD scheme will focus on improvement and beautification of the classified pilgrimage destinations. 
o   The ministry of tourism initially aims to cover 25 cities 
Mission SAMPARK
o   Organized by: The National AIDS Control Organization (NACO) and the Union Ministry of Health and Family Welfare 
o   Objective: To eradicate HIV/AIDS by 2030 
o   To track those who are left to follow up and are to be taken under Antiretroviral therapy (ART) services. 
Atal Innovation Mission
o   Launched at: Atal Tinkering Lab’s Community Day in New Delhi
o   Organized By: NITI Ayog
Aim:
o   To make an attempt to promote a culture of innovation and entrepreneurship.
o   To provide a stage to promote world-class innovation hubs, grand challenges, start-up businesses and many other self-employment activities especially in technology driven areas.
Deen Dayal Divyangjan Sashay Scheme
o   To give an equal priority and reverence to the physically challenged persons and to inspire pride in the disabled persons 
o   To end the stigmatization and biases with the disabled persons 
o   To change the mind set of people towards those who are differently abled persons and try to give a superior life 
o   To give financial sustenance to the disable people for the treatment 
o   To support the Deen Dayal Divyangjan Sahajya Scheme, A Assam government has proposed a new Act named " Assam Employees PRANAM act, 2017" and under this new act, each and every government employee of the Assam state have to share 10 percent of his salary to take care of his family member or any other people who are physically disable. 
Pradhan Mantri Mahila Shakti Kendra Scheme
Pradhan Mantri Mahila Shakti Kendra Scheme is an expansion of the umbrella scheme mission which was set up by the Ministry of Women and Child Development for the financial year 2017-2020.
Objectives:
o   To make an improvement in the child sex ratio especially girl child and their education and employment.
o   To improve quality of life, to give security and take care of the rural women all across the India by training and capacity building.
o   To provide a path to the rural women use their potential at maximum level and to get all the availed benefits from the government directly to them.
o   A budget for this scheme is of Rs 3636.85 crore for the financial year 2017-2020 and out of which 3084.96 is given by the central government and the rest by the state government 
National Nutrition Mission
The Union cabinet chaired by Prime Minister Mr Narendra Modi approved setting up of National Nutrition Mission (NNM) with a target to reduce malnutrition and low birth weight by 2% each year with a three year budget of Rs 9046.17 crore commencing from 2017-18.
Key Facts
o   National Nutrition Mission, through robust convergence mechanism and other components, would strive to create the synergy and link the existing schemes. 
o   The mission is implemented by the Ministry of Women and Child Development. 
o   More than 10 crore people will be benefited by this scheme. 
o   All states and districts will be covered in a phased manner. Currently a pilot approach is followed, i.e. first 315 worst affected districts will be targeted this financial year and later on, the mission can be spread to other areas also. 
Bhavantar Bhugtan Yojana
Launched by: Government of India
Aim of this scheme: to make sure that farmers get reasonable prices for their crops
Inaugurated By:Madhya Pradesh Chief Minister Shivraj Singh Chouhan
8 Crops Covered Under Bhavantar Bhugtan Yojana are
o   Soybean 
o   Groundnut
o   Til 
o   Ramtil
o   Maize 
o   Moong
o   Urad 
o   Tuar Daal


Revitalising Infrastructure and Systems in Education(RISE) Scheme-

o   To revitalize the infrastructure of higher educational institutions such as IIT’s,IIM’s,NIT’s etc.
o   A sum of 1,00,000 crore has been proposed for the next 4 years with the majority of funds going to IIT this FY.
o   It would get financed through a,SPV(Special Purpose Vehicle)-HEFA(higher education financing agency) especially formulated for this purpose.
o   Canara Bank has acted as a partner along with the union government for the setting up of HEFA.
Prime Minister Research Fellowship Scheme(PMRF)
o   The rich pool of talented students would be encouraged and lured to carry out research in the cutting edge science and technology domains.
o   This FY,a total of 1000 students doing B.Tech,M.Tech would be selected to pursue Ph.D. program in one of the IIT’s /IISc’s.
o   The students selected would be offered admission to Ph.D program with a fellowship of 70,000 per month for the first 2 years,rupees 75,000 for the 3rd year, and for the 4th and 5th year they would be getting 80,000 rupees.
o   A research grant of 2,00,000 lakh has also been proposed for the students.
o   This scheme is going to be implemented for the next 7 years starting 2018-2019.


Affordable Housing Fund
o   A special dedicated housing fund under the National Housing Bank(NHB) to give an impetus for the demand and supply of low cost dwellings.
o   The funds would be used to construct around 1 crore houses under the PMAY(Pradhan Mantri Awas Yojana).
o   The funds would be channelized through the shortfall in PSL(Priority Sector Lending) and also through the full serviced  government bonds.

Revised Integrated Housing Scheme (RIHS)
o   The scheme provides housing subsidy of Rs. 1, 50,000/- per worker for construction of a house to be paid in three instalments directly into the bank account of the beneficiaries. 
o   The workers engaged in Beedi/Iron Ore Mines, Manganese Ore & Chrome Ore Mines (IOMC)/Limestone Ore Mines, Dolomite Ore Mines (LSDM) /Mica Mines and Cine Industries, registered with the Labour Welfare Organisation (LWO) are eligible under this scheme. 
o   The registered worker under LWO should be engaged for one year or more in the respective industry. 
o   They should have Aadhar registration and Jan Dhan / Bank account number. 
o   The applicants should have a homestead land in their name or jointly/severally own with other members of the family or land allotted/leased by State Government/Gram Sabha. 
o   Ministry provides housing subsidy to the workers for construction of houses. The fund allocated for this purpose in the Financial Year 2017-18 is Rs. 60,95,54,000/- and during current year 8000 houses are proposed to be sanctioned. The construction of houses in next financial year depends upon the allocation of budget. 
Pradhan Mantri Bharatiya Janaushadhi Pariyojana
o   Launched by: The Department of Pharmaceuticals, Govt. Of India
o   Aim:To provide quality medicines at affordable prices to the masses through special Kendra’s
Features:
o   Special Kendra’s known as Pradhan Mantri Bharatiya Jan Aushadhi Kendra and it has been set up to provide generic drugs, which are available at lesser prices but are equivalent in quality and efficacy as expensive branded drugs. 
o   The nodal agencies are • BPPI (Bureau of Pharma PSUs of India), under the administrative control of the Department of Pharmaceuticals, Ministry of Chemicals& Fertilizers, and Government of India. 
o   BPPI will support of all the CPSUs for co-coordinating procurement, supply and marketing of generic drugs through Pradhan Mantri Bharatiya Jan Aushadhi Kendra (PMBJK). 
o   More than 850 Pradhan Mantri Bhartiya Jan Aushadhi Kendra’s are presently worked over 28 States/UTs. 
o   An amount of 35 Crore had been allotted in the budget 2016-17 for the implementation of this scheme. 
Aajeevika Grameen Express Yojana (AGEY)
Launched by: The Ministry of Rural Development

Features:
o   To make the members of Self Help Groups (SHGs) under DAY-NRLM operate public transport services in backward rural areas. (The areas to be identified by the states) 
o   To provide safe and affordable rural transport services like e-rickshaws, 3 and 4 wheeler motorised transport vehicles to connect remote villages with key services and amenities. 
o   Under the sub-scheme, the Community Based Organisation (CBO) will provide an interest-free loan from its own corpus to Self Help Group member for purchase of the vehicle. 
o   The vehicle selected could be e-riksha, 3 wheeler or 4 wheeler within a cost ceiling of Rs.6.50 lakh. 
o   All vehicles under the scheme shall have a specific colour code and carry AGEY branding to ensure their identity and avoid diversion to other routes. 
ICDS Systems Strengthening and Nutrition Improvement Project
o   Launched By: The Ministry of Women and Child Development 
o   Aim: To Strengthening and improvement in Nutrition 
Features:
o   This scheme will get assistance from the World Bank 
o   It is a two-phase project to improve nutrition and early childhood development 
o   Strengthen the ICDS policy framework, systems, capacities, and facilitate community engagement to ensure greater focus on children less than three years of age in the districts 
o   Strengthen convergent actions for improved nutrition outcomes in the stipulated districts 
o   The project will be implemented in selected 162 districts which have a high proportion of child under nutrition across eight States, like Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh, Maharashtra, Rajasthan, Uttar Pradesh and Andhra Pradesh. 
o   The urban pilots will be undertaken in and around NCR of Delhi and convergent nutrition actions pilots in some selected districts in two non-project States like Odisha and Uttarakhand 
o   Total cost for this budget is of Rs 293Crore with 70% IDA share of Rs. 2025 crore (USD$ 450 million) over 7 years 
Saurashtra Narmada Avtaran Irrigation Yojana (Sauni Yojana)
Aim: To divert one MAFt excess overflowing flood water of Narmada allocated to Saurashtra Region

Features:
o   Under Sauni yojana, works of about 230 Km length of pipeline works are commenced since March 2014 and are in progress. 
o   In the project, the water will be filled in irrigation dams that are already equipped with canal network. The key features include 
o   115 dams in the Saurashtra region will be filled with excess water 
o   Around 10 dams and reservoirs of Rajkot, Jamnagar and Morbi districts will be filled with water 
o   Constructing pipe canals instead of the conventional open canals 
o   1,125-km network of pipelines that will help to channel water into farms 
o   The excess overflowing flood water of Narmada will be distributed to 115 reservoirs of eleven districts of Saurashtra through total 1126 km long four link pipelines benefitting 10,22,589 acre land. 
These links are
o   Link: 1 From Machhu-II dam of Morbi district to Sani Dam of Jamnagar District 
o   Link: 2 Limbdi Bhogavo-II Dam of Surendranagar District to Raidi Dam of Amreli District 
o   Link: 3 from Dholidhaja Dam of Surendranagar District to Venu-I Dam of Rajkot District 
o   Link: 4 From Limbdi Bhogavo-II Dam of Surendranagar District to Hiran-II Irrigation scheme of Junagadh 
Credit Guarantee be Fund Scheme for Education Loans (CGFSEL)
Aim: To mitigate the risks and provide guarantee for educational loans taken under the Indian Bank’s Association (IBA) Model Educational Loan Scheme


Features:
o   An amount of Rs.500 crores has been earmarked under the scheme. 
o   With a view to reduce the Non-Performing Assets on an educational loan, allow more loans at reasonable rates and in special cases without any collateral security in the form of third-party guarantee under Credit Guarantee Fund Scheme for Educational Loans (CGFSEL). 
o   The maximum loan limit under this scheme is Rs 7.50 lakh without any collateral security and third party guarantee. 
o   The Interest Rate charged by the Bank for education loans to be covered under CGFSEL should be up to 2% p.a. over the Base Rate. 
Central Sector Interest Subsidy Scheme
Aim: To track the Education Loan right from the inception of the loan application to the sanction of a loan or otherwise.

Features:
o   Under this Scheme, Interest Subsidy is given during the moratorium period to economically weaker sections whose annual parental income is up to Rs. 4.5 Lakh from all sources. 
o   The subsidy is allowed for undergoing recognised Professional/ Technical courses in recognised Institutions in India and just for once. 
o   The interest subsidy is admissible up to a loan amount of 10 lakhs and only once. 
o   Vidya Lakshmi Portal is an education Loan Portal managed by NSDL e-Governance Infrastructure Limited, Mumbai. Under this, any student can have access to Education Loans. The Portal is linked with Scheduled Banks. 
o   This is a scheme to provide interest subsidy on educational loans for overseas studies for the students belonging to the minority communities 
Dr Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies for Other Backward Classes (OBCs) and Economically Backward Classes (EBCs)

Aim: To award interest subsidy to meritorious students belonging to the Other Backward Classes and Economically Backward Classes so as to provide them better opportunities for higher education abroad and enhance their employability.

Features:
o   To provide interest subsidy to the student belonging to the OBCs and EBCs for overseas studies to pursue approved courses of studies abroad at Masters, M.Phil. And PhD level 
o   Applicable for higher studies abroad which is linked with the existing Educational Loan Scheme of Indian Banks Association (IBA) and restricted to students enrolled for course at Masters, M.Phil. And PhD level. 
o   For OBC students, total income shall not exceed Rs.3.00 lakh per annum. 
o   For EBC candidates, total income shall not exceed Rs.1.00 lakh per annum. 
o   Income certificate produced by the student for availing Educational Loan viz. ITR/Form 16/Audited Accounts/Income certificate issued by the authority of State Government/UT Administration is acceptable to determining Income ceiling. 
Integrated Skill Development Scheme For The Textiles And Apparel Sector Including Jute And Handicrafts
o   Launched BY: The Ministry of Textiles 
o   Aim: To address the manpower requirement of the diverse textile and related segments 


Features:
o   The scheme has been scaled up during the 12th plan with a target of skilling 15 lakh persons by the end of March 2017. 
o   The government provides a grant subsidy to the extent of 75% of product cost with a ceiling of Rs. 10,000/- per trainee. 
o   As of now, a total of 11.3 lakh training targets have been sanctioned under 76 projects to around 58 implementing agencies spread across all over India. 
o   Variety of shareholders like Textile research associations, private training partners, industry associations, State Government institutions are working in cooperation and coordination under the ambit of the Ministry of Textiles for fulfilling the skilling requirement of the textile and related sector. 
o   The Scheme is being implemented by leveraging existing institutional strength and training experience through three components. 
o   Component I – Institutions/TRAs under MoT 
o   Component II – Private Industry Partners in PPP mode 
o   Component III – State Government Agencies 
Mahila Kisan Sashaktikaran Pariyojana (MKSP)
Aim: 
o   To create sustainable livelihoods for marginalized households, in various activities of Tasar sericulture and farm-based interventions, 
o   To expand the scope of livelihoods through Tasar sericulture during and post-project period 
o   To mobilize families in new clusters of the project districts through organizing women members into Self-Help-Groups 
Features:
o   Multi-State Project for Promotion of Large-Scale Tasar Sericulture Based Livelihoods are implemented. 
o   It will impact on a significant scale both in terms of livelihood creation at the family level and unleashing sectoral growth in Tasar sericulture. 
o   The Fund routing/ Coordinating Agency, CSB would receive funds from the Ministry of Rural Development, GOI in three instalments of 25 (in two tranches of 10 & 15%):50 (on 60% utilization of the first instalment):25 (on 80% utilization of the second instalment). 
National Handloom Development Programme
Features:
o   Implemented during the 12th Plan period which provide interventions for cluster development, marketing assistance, concessional credit etc. 
o   Comprehensive Handlooms Development Scheme CHDS, a component of NHDP, has been formulated by merging three plan schemes i.e. Integrated Handlooms Development Scheme, Marketing & Export Promotion Scheme, and Diversified Handlooms Development Scheme implemented during 11th Plan. 
o   Direct transfer of funds in the block with a maximum assistance of up to Rs.2.00 crore for various interventions. 
o   Besides, financial assistance of up to Rs.50.00 lakh is available for setting up of dye house at a district level. 
Comprehensive Handloom Cluster Development Scheme (CHCDS)
Aim:  To develop Mega Handloom Clusters that is located in clearly identifiable geographical locations that specialize in specific products,


Features:
o   To develop Mega Handloom Clusters that are located in clearly identifiable geographical locations that specialize in specific products, 
o   The project duration is 5 years. 
o   The maximum permissible Central cost for each cluster will not exceed Rs.40.00 crore. 
o   The cluster development approach focuses on the formation of weavers’ groups as a visible entity so that the groups become self-sustainable. 
o   A cluster will be set up at a Block level, having a concentration of handlooms. 
o   While selecting the Block Level Cluster, preference should be given to the clusters having a concentration of weavers belonging to Scheduled Castes community, contiguity of clusters, and backwardness of the cluster. 
Mahatma Gandhi Bunkar Bima Yojana (MGBBY)
Aim: To provide enhanced insurance which cover handloom weavers in the case of natural as well as accidental death or disability


Features:
o   It is a combination of Janshree Bima Yojana and Add-on Group Insurance Scheme in collaboration with the Life Insurance Corporation of India. 
o   The weaver should be earning at least 50% of his income from handloom weaving. 
o   All weavers must be between the age group of 18 and 59 years. 
o   Responsibility is given to the State Director in charge of Handlooms to verify the eligibility of the weavers who are proposed to be covered under the scheme. 
o   It will be the responsibility of the State Director In charge and LIC to ensure that women weavers, weavers belonging to minorities and weavers of NER States are given adequate representation while implementing the scheme. 
o   In addition to above, a scholarship of Rs. 300/- per quarter per child is available to students studying in standards IX to XII, for a maximum period of four years or till they complete XII standard, whichever event occurs earlier. The benefit is restricted to two children of the member covered. 
Pradhan Mantri Rojgar Protsahan Yojana
Objective: Promoting employment generation


Features:
o   Budget allocated for this project is Rs. 1000 crores. 
o   It is implemented by the Ministry of Labour and Employment in 2016-17. 
o   The PMRPY scheme is targeted for workers earning wages up to Rs. 15,000/- per month. 
o   It will encourage employers including Micro, Small and Medium Enterprises (MSMEs) to avail benefits. 
o   Under Pradhan Mantri Paridhan Rojgar Protsahan Yojana (PMPRPY), Ministry of Textiles will bear additional 3.67% share of the employer’s contribution of the Employees Provident Fund Scheme in addition to the 8.33% already covered under Pradhan Mantri Rojgar Protsahan Yojana (PMRPY). 
Gender Champions Scheme
Features:
o   They are envisaged as responsible leaders who will facilitate environment within their schools/colleges/academic institutions where girls will be treated with dignity and respect. 
o   It is for boys and girls above 16 years of age enrolled in educational institutions. 
o   They will strengthen the potential of young girls and boys to advocate for gender equality and monitor progress towards gender justice. 
o   They will organize focused group discussions, debates, poster competitions, thematic plays, workshops etc., identifying gaps in school/college’s activities vis-à-vis gender, and make recommendations on how to address these gaps. 
Members of Parliament Local Area Development Scheme (MPLADS)
Features:
o   The Members of Parliament Local Area Development Division is responsible for the implementation of Members of Parliament Local Area Development Scheme (MPLADS). 
o   Under the scheme, each MP have to choose and suggest to the District Collector for works to the tune of Rs.5 Crores per annum to be taken up in his/her constituency. 
o   The Rajya Sabha Members of Parliament can recommend works in one or more districts in the State from where he/she has been elected. 
o   The Nominated Members of the Lok Sabha and Rajya Sabha may select any one or more Districts from any one State in the Country for implementation of their choice of work under the scheme. 
Overseas Citizen of India (OCI) card scheme
Features:
o   The Scheme is applicable to those who were citizens of India on 26th January, 1950 or thereafter except who is citizen of Pakistan, Bangladesh or such other country. 
o   A registered Overseas Citizen of India will grant multiple entries, multipurpose, life-long visa for visiting India. 
o   OCI is exempted from registration with Foreign Regional Registration Officer or Foreign Registration Officer for any days of stay in India. 
o   OCI is entitled to all facilities available to them in economic, financial and educational fields except in matters relating to the acquisition of agricultural or plantation properties. 
Trade Related Entrepreneurship Development Assistance Scheme (TREAD) women entrepreneurship programme
Features
 TREAD Scheme envisages economic empowerment of women.
There is a provision of Govt. of India Grant up to 30% of Loan to maximum ceiling of 30 Lakhs to NGOs
It includes activities like Training, counselling, Participation in exhibitions, the establishment of new SHGs etc.
To promote self-employment and income generation activities for women from SHG groups.
To preserve the rich Indian Art and Cultural heritage, the Ministry of Culture has launched National Mission on Cultural Mapping and Roadmap.


E-Pay later Scheme (IRCTC)
Features:
o   IRCTC has also introduced a scheme of booking e-ticket online and making payment after 15 days through ‘ePaylater’ powered by Arthashastra Fintech as a pilot project. 
o   A customer has the option to pay after 15 days of booking an e-ticket through IRCTC website. 
o   The service charge levied on using ‘ePaylater’ scheme is 3.5 percent of the transaction amount and applicable taxes. 
o   Online ticketing through IRCTC website is gaining popularity and its share with regard to counter tickets is increasing. 
o   It also promotes a cashless mode of transaction. 
o   Epay later as a payment option is displayed on the payment page of IRCTC website to make people aware of the availability of this payment method. 
Fame India Scheme
Stands for: Faster Adoption and Manufacturing of (Hybrid &) Electric Vehicles in India

Objective: To support hybrid/electric vehicles market development and Manufacturing eco-system.


Features:
o   The scheme includes 4 focus areas that are Technology development, Demand Creation, Pilot Projects and Charging Infrastructure. 
o   The phase-I of the scheme is being implemented for a period of 2 years i.e. from 2015to 2017. 
o   It aimed at incentivising all vehicle segments i.e. 2 Wheeler, 3 Wheeler Auto, Passenger 4 Wheeler Vehicle, Light Commercial Vehicles and Buses. The scheme covers Hybrid & Electric technologies like Mild Hybrid, Strong Hybrid, and Plugin 
o   Under this scheme, about 99000 hybrid/electric vehicles (xEVs) have been given direct supported. 
o   Department has also approved pilot projects, charging infrastructure projects and technological development projects aggregating to nearly Rs. 155 Crores. 
Market Access Initiative (MAI) Scheme
Features:
o   It is an Export Promotion Scheme envisaged acting as a catalyst to promote India's exports on a sustained basis and assistance for each eligible activity has been fixed. 
o   Assistance would be provided to Export Promotion Organizations/Trade Promotion Organizations/National Level Institutions/ Research Institutions/Universities/Laboratories, Exporters etc., for enhancement of exports through accessing new markets or through increasing the share in the existing markets. 
o   It will include activities like Marketing Projects Abroad, Capacity Building Support for Statutory Compliances and Studies Project Development Developing Foreign Trade Facilitation web Portal to support Cottage and handicrafts units. 
PM Mudra Yojana for Fishermen
Objective: To give financial support and make them strong.

Features:
o   A loan scheme for small and marginal fishermen of our country to make them financially strong and to ease their business. 
o   It will give a loan for the purchase of modern boats so that they can grow their business by venturing into the deep sea. 
o   A loan is get up to Rs. 1 crore in money off for the scheme. 
o   Fisherman rated as being small or marginal in capacity is eligible to take advantage of the scheme. 
PRASAD Scheme Launched by Ministry of Tourism
Stands For: Pilgrimage Rejuvenation and Spiritual Augmentation Drive

Objective: 
o   To form world-class infrastructure in a spiritual destination. 
o   To improve pilgrims destination in an organized, prioritized and a sustainable manner, 
Features:
o   It is announced during the union budget 2017-2018 and covers 25 cities. 
o   It will boost an image of India in a foreign country and for this, an incredible 2.0 campaign launched. 
o   A total budget for this is Rs 100 and focus on improvement and beautification of the classified pilgrimage destinations. 
SAMEEP – ‘Students and MEA Engagement Programme’
o   Launched On: 19th December 2017 
o   Launched At: New Delhi 
o   Launched By: The Union Ministry of External Affairs (MEA) 
Objective: An overreach mission to take Indian external policy and its global commitments to students beyond the country


Features:
o   To make school and college students of India familiar with activities of how the union ministry of External Affairs works. help students to think about voyage as a career option because in India 
o   It also gives knowledge about how foreign relations are developed, formed and maintained. 
o   An interactive program named "Ask the Spokesperson” on social media. 
Scheme for Capacity Building in Textiles Sector
o   Launched On: 20th December 2017 
o   Launched By: The Cabinet Committee on Economic Affairs (CCEA) 
o   Approved by: The Prime Minister Shri Narendra Modi 
o   Scheme period: from 2017 - 2018 to 2018-2019 
Objective:  Provide a constant supply and boost skilled workers in a labour-intensive textile sector.


Features:
o   Cover the whole value string of the textile industry which includes Spinning and Weaving in established Sector. 
o   It will cost a budget of Rs 1300 crores for a period of 2017 to 2019. 
o   SCBTS will follow National Skill Qualification Framework with funding measures notified by the Ministry of Skill Development and Entrepreneurship (MSDE). 
o   The SCBTS will be implemented all over India and give benefits to all sections of society like Rural, urban, LWE affected, North East and Jammu & Kashmir. 
o   A preference will be given to all communities like SC, ST, differently abled, minorities and other vulnerable groups. 
National Strategic Plan 2017-24 and Mission SAMPARK
o   Launched On: 1st December 2017 
o   Launched At: New Delhi 
o   Launched By: Anupriya Patel, the Union Minister of Health and Family Welfare 
Organized by: The National AIDS Control Organization (NACO) and the Union Ministry of Health and Family Welfare

Objective: To eradicate HIV/AIDS by 2030


Features:
o   The aim is to bring more awareness and a “Community Based Testing” service is provided which takes HIV test and help to those whose result is positive by linking to antiretroviral therapy (ART). 
o   It aims to prevent infection from mother to new born baby and set a strategy 90:90:90 which means 90% of all positive HIV/AIDS, provide a facility of Antiretroviral therapy to 90% all those who are diagnosed and achieve result by suppression of 90% of 90% of all those who are treated by 2020. 
Sahafat Finance Scheme
o   Launched on: 14th December 2017 
o   Launched at: Srinagar, Jammu and Kashmir 
o   Launched by: Jammu and Kashmir Launched by Jammu and Kashmir Bank's Chairman and CEO Parvez Ahmed 
Objective: To give easy and hassle-free finance or loan to media professionals.


Features:
o   The purpose is to make strong and sustain channel of media. 
o   It will inspire and encourage young blood to opt for this profession. 
o   Journalists can use this loan amount to purchase photographic tools like camera, Laptop, computer, journals, tablet PC and so on. 
o   It will give amount from Rs 50000 to 300000 with a setting of 60 EMIs. 
o   Jammu and Kashmir bank will keep a margin of 25% it means 75% of loan amount is given and remaining will be given as a line of credit limit. 
o   There is a processing fees of Rs 200 plus GST. 
Udyog Adhar Memorandum
o   Launched By: Ministry of Micro, Small and Medium Enterprises 
o   Objective: To promote ease of doing business for the MSMEs. 
Features:
o   It is a one-page registration process form for the MSMEs and Udyog Aadhar memorandum serves as a replacement for these forms. 
o   The MSMEs has launched an online portal named Udyog Aadhar Portal to fill an online form. 
o   The portal will provide all information related to services provided by MSME ministry by enabling Udyog Aadhar Number. 
o   By facilitating all kind of services, India's rank in ease of doing business has been improved. 
Atal Innovation Mission
o   Launched at: Atal Tinkering Lab’s Community Day in New Delhi 
o   Organized By: NITI Ayog 
Objective: To promote world-class innovation hubs, grand challenges, start-up businesses and many other self-employment activities.


Features:
o   A budget for AIM is Rs 500 and for SETU is of Rs 100 crore which is set by the NITI Ayog. 
o   To make Atal Innovation Mission successful, a tool named "SETU" (Self-Employment and Talent Utilization) will be set up. 
o   It is a three-stage plan to achieve a goal like a short-term plan, a mid-term plan, and a long-term plan. 
o   Its core function is to Promote and Innovate Entrepreneurship by SETU 
o   To achieve this, an Atal Incubation Centres, Atal Tinkering Laboratories and Scale-up support to established Incubation Centres (EIC) are set up. 
o   NITI Ayog will launch "Mentor India Campaign" which will guide more than 900 students. 
Deen Dayal Divyangjan Sashay Scheme
o   Launched on: 3rd December 2017 
o   Launched by: Vice President of India, Shri M Venkaiah Naidu 
Objective:
o   To give equal rights and opportunity to disabled persons 
o   To give financial support for the treatment of disability. 
Features:
o   This scheme will benefit more than 4.5 lakhs of disabling and budget for this scheme is of Rs 250 Crore. 
o   Each disabled person will get an amount of Rs 5000 just for a one time. 
o   A beneficiary must have a unique identity card certified by the competent authority. 
o   TO support this scheme, Assam government has proposed a new act name "Assam Employees PRANAM act, 2017" in which each government employee has to give 10% of his salary. 
o   The government has put an extra weight on the banks to give a loan to disabled for the treatment. 
Bharat 22 Exchange Traded Fund
o   Launched on: November 2017. 
o   Objective: To reach the target of disinvestment of Rs 72,500 crore in the financial year 2017-2018 and measure the performance of the Bharat 22 index. 
Features:
o   It was declared in the budget of the financial year 2017-2018. 
o   BHARAT 22 ETF is made of 22 influencing companies, traded domestically. 
o   Bharat 22 exchange-traded fund will be managed by India's one of the best and largest private sector mutual fund company that is ICICI Prudential Mutual Fund AMC.
Pradhan Mantri Mahila Shakti Kendra Scheme
Objective: To make an improvement in the child sex ratio especially girl child and their education and employment and quality of life

Features:
o   It is a one-stop destination for rural women which covers skill development, employment, digital literacy health and nutrition implemented at 14 lakh Anganwadi centres which will benefit 19000 women. 
o   A budget is of Rs 3636.85 crore for 2017-2020 and out of which 3084.96 is given by the central government and the rest by the state government or any other party. 
o   A one-stop centre will give non-stop 24-hour technical and Non- technical services to the women. 
o   This scheme will give financial assistance of Rs 600 to each rural pregnant woman. 
o   A volunteer and Mahila police will help the beneficiaries by explaining the process in the society; certificates will be given by the central government to the volunteers. 
National Nutrition Mission
Launched By: Prime Minister Mr Narendra Modi

Objective:
o   To reduce malnutrition and low birth weight by 2% each year. 
o   A budget for this mission is Rs 9046.17 crore for three years. 
Features:
o   This will link to create synergy and the link existing schemes and benefit more than 10 crore people. 
o   The mission is implemented by the Ministry of Women and Child Development. 
o   In a pilot project, 315 critically affected districts will be targeted. 
o   As per National Family Health Survey, 38.4% children are suffering from malnutrition and a target is to reduce 25% by 2022.  
Bhavantar Bhugtan Yojana: Key Highlights
o   Launched by: Government of India 
o   Launched On: October 16, 2017 
o   Inaugurated By: Madhya Pradesh Chief Minister Shivraj Singh Chouhan 
Objective: To make sure that farmers get reasonable prices for their crops


Features:
o   To hedge price risks in agriculture items by announcing minimum support price to make sure that farmer will get fair prices for their products. 
o   It also shields farmers from losses caused by natural causes. 
o   Farmers will be compensated the difference between minimum support price and actual selling price which one is higher and this will be deposited in an account within 2 months. 
o   To avail, the benefits farmers have to register with village-level cooperative societies along with their Aadhaar and bank account numbers. 
o   Farmers have to sell their crops only in mandis and obtain a receipt for the same. 
o   It will cover Soybean Groundnut, Til, Ramtil, Maize, Moong, Urad and Tuar Daal. 
Nivesh Bandhu Portal
o   Launched by: Government of India 
o   Launched on: November 3, 2017 
o   Organised by: Union Ministry of Food Processing Industries and Food Safety and Standards Authority of India (FSSAI) 
o   Inaugurated by: Smt. Harsimrat Kaur Badal, union food minister 
Objective: To promote food business by attracting investment all over the globe.


Features:
o   It is launched during the World Food India 2017 expo which was organized in New Delhi. 
o   This will work as an effective and transparent tool to implement food safety law and focuses on six key areas like food standards, consistent enforcement, hassle-free food imports, credible food testing and codified food safety practices of the food sector. 
o   It aims "one nation, one food law". 
o   It assists investors to take investment decisions and provide information about Central and State Governments policies, agro-producing clusters, infrastructure, and potential areas of investment in the food-processing sector. 
o   In world food expo, more than 150 CEOs from all over the world attend an event and target is to attract 65000 crores of investment which creates 10 lakh jobs. 
Khelo India Scheme 2017-18
o   Launched by: Government of India 
o   Objective: To Recognize and groom young blood in a sport 
Features:
o   This will cost Rs 1756 Crore and cover almost 1000 young players 
o   It will give a scholarship of Rs 5 lakh to each player for 8 continuous years. 
o   It is promoted in 20 universities all across India by campaign like “Sports for All” and “Sports for Excellence”, 
o   It aims to raise the standard of competition and to attract a maximum number of players. 
o   It will also run a campaign for fitness and to encourage for a healthy lifestyle which covers 200 million children in the age group of 10-18. 
Varishtha Pension Bima Yojana 2017
o   Launched on: January 24, 2017 
o   Launched by: Government of India 
Objective: To give social security during old age.


Features:
o   It is a part of financial inclusion and implemented by Life Insurance Corporation of India (LIC). 
o   A person must be at an age of 60 years or above to invest and LIC will give guaranteed 8% of return for 10 years. 
o   Maximum investment is Rs 7,50,000 and the minimum investment is yet not decided. 
o   This scheme is active only for one year after the launching date and income generated from it is applicable under tax rules. 
Green Urban Mobility Scheme
o   Launched On: 16th March 2017 
o   Launched By: Government of India 
o   Inaugurated By: Minister of Urban Development Shri M.Venkaiah Naidu 
Objective: To promote the use of green public transports and reduce carbon emissions from the environment.


Features:
o   The scheme will cover 103 cities which have 5 lakh populations and implemented for a period of 7 years. 
o   It involves activities like setting up of footpaths, cycle tracks, public bike sharing, bus rapid transit (BRT) systems, intelligent transport system, non-fossil fuels for public transport and urban freight management and innovating financing for transport systems. 
o   This scheme requires Rs.70, 000crores to implement and for this urban local body will contribute 10%, Centre and states government will 30% and the remaining is arranged as a loan from multilateral agencies. 
o   This scheme will increase private sector participation by an edition of Metro Acts and Standardisation and Indigenisation of Metro systems, new Metro Rail Policy. 
Power Tex India Scheme for Power Looms
o   Launched on: 3rd April 2017 
o   Launched By: Union Textiles minister Smriti Zubin Irani 
o   Launched At: Bhiwandi in Maharastra and Erode in Tamil Nadu 
Objective: To provide financial assistance to weaker and low-end power units


Features:
o   Power Tex India Scheme will run only for 3 years from 2017-2020. 
o   It is specifically designed for small power to loom weavers to survive in competition and for this subsidy is increased by 30% and those who use solar power plants will give 50%. 
o   It will give big relief to Indian state especially Maharashtra and Tamilnadu which counts almost 75% of power loom units. 
o   Components of this scheme are In-situ up gradation scheme of Plain Power looms, Group Workshed Scheme (GWS), Yarn Bank Scheme, Common Facility Centre and Other components are like Facilitation, IT, Awareness, Market Development and Publicity for Power loom Schemes, Tax Venture Capital Fund, Modernisation & Upradation of Power loom Service Centres (PSCs). 
Pradhan Mantri Gram Parivahan Yojana
Objective: 
o   To boost and improve the transportation system in rural India. 
o   To generate employment and promote public transport facility. 
Features:
o   This scheme will fill the gap between cities and villages where roads are constructed but have not enough public transportation facility. 
o   This scheme also provides an interest-free loan to women self-help groups to purchase a commercial vehicle which must be 10 seaters and run 20-22 km per day. 
o   A loan is up to Rs 600000 to purchase a commercial vehicle and government gives up to 35% as a subsidy. so, the applicant has to repay only 65% of the amount. 
o   It provides an opportunity to the rural people to enhance their trade and businesses. 
o   This scheme solves many issues like schooling of children, office place which cased due to lack of transportation. 
SATH Program Launched by NITI Aayog
o   Launched By: NITI Aayog 
o   Objective: To provide ‘Sustainable Action for Transforming Human capital’ 
Features:
o   This scheme will transform education and health sector by discussing the need for many states for technical support. 
o   SATH programme is meant to identify and form a role model for health and education system. 
o   For this, NITI Ayog will work with state government to frame a roadmap, mechanisms for monitoring and tracking and to support a number of organizations to achieve an end result. 
o   It is implemented by collaborating with McKinsey & Company and IPE Global consortium. 
o   NITI will follow a three-stage procedure like Expression of interest, presentations by the states and assessment of commitment to health sector reforms. 
o   The states presented their project proposal to a Committee headed by Member of NITI Aayog, Shri Bibek Debroy and a representative from the Ministry of Health and Family Welfare. 
BHIM Referral Bonus Scheme & Cashback Scheme
o   Launched by: Prime Minister Narendra Modi 
o   Launched at: Nagpur, Maharashtra 
Objective: To push and accept digital payment from customers by using their Adhar identity.

Features:
o   A budget for this is of Rs 495 crore for 6 months to implement. 
o   Managed by MEITY and implemented by NPCI. 
o   In this scheme, traders will get cash back on each transaction up to Rs 300 per month. 
o   Indian People can pay using biometric information and there is no need to have phones, internet, debit or credit cards to transact. 
o   “BHIM Referral Bonus Scheme” is for consumers and a “BHIM Cash back” scheme is for merchants. 
o   In BHIM Referral Bonus Scheme”, the government will credit Rs 10 on each successful transaction. 
o   In BHIM Cash back”, the government will credit Rs 25 on each successful transaction. 
Pradhan Mantri Matritva Vandana Yojana
o   Launched By: The Ministry of Women and Child Development 
o   Objective: To focus on the benefits of pregnant women and help to manage physical needs 
Features:
o   This scheme is a revised version of The Matritva Sahyog Yojana. 
o   It will give financial assistance of Rs 6000 to each pregnant woman. Budget is Rs 12661 crore Ø is set for this scheme. 
o   Each pregnant woman will get an amount which is lost during pregnancy but she must be an employee of central or state government or in a private sector organization which is directly credited to her bank account. 
o   The first payment of Rs. 1,000 is paid at the time of registration for the birth process. 
o   The second payment is Rs. 2,000 to ensure that a woman is able to get the help that she demands in any way. 
o   The third payment of Rs. 3,000 provided after the birth of a child for vaccinations of the hepatitis B, DPT, OPV and BCG among other points. 
Pt. Deen Dayal Upadhyay Vigyan Gram Sankul Pariyojana
o   Launched by: Minister of Science & Technology Dr Harshvardhan 
o   Launched on: September 22, 2017 
o   Launched at: Uttarakhand 
o   Objective: To experiment and implement appropriate S&T Interventions for Sustainable Development in Uttarakhand. 
Features:
o   It is launched in Commemorates of birth centenary of Pt. Deen Dayal Upadhyay. 
o   Total cost for this scheme is 6.3 crores which are funded by Department of Science and Technology for the period of 3 years. 
o   Horticulture and local crops, medicinal & aromatic plants and 
o   Traditional craft and handloom of Uttarakhand, Post-harvest processing of Kiwi, Strawberry, Cherry, Tulsi, Adrak, Badi Elaichi through solar drying technology, Extraction of apricot oil using cold press technology. 
o   The practice of agriculture, agro-based cottage industries and animal husbandry in an eco-friendly manner will be emphasized during the implementation of the project. 
Saubhagya- Pradhan Mantri Sahaj Bijli Har Ghar Yojana
o   Launched on: September 25, 2017 
o   Launched by: Prime Minister Shri Narendra Modi 
o   Deadline: 31st of December 2018. 
o   Objective: To provide electrification to all households in the country. 
Features:
o   The total cost of the project is Rs. 16, 320 crores out of it 14025 is set for RURAL HOUSEHOLDS and Rs 2295 crores is for URBAN HOUSEHOLDS while the Gross Budgetary Support (GBS) is Rs. 12,320 crore. 
o   The central government will provide the funds for the Scheme to all States/UTs and target is to complete the works of household electrification by the 31st of December 2018. 
o   Nodal agencies working in this scheme are Rural Electrification Corporation Limited, the PSU and Public Sector. 
Sankalp Se Siddhi – New India Movement
Objective: The aim is to make new India by making free-form corruption, Terrorism-, Communalism, Casteism, poverty and all other negative aspects.


Features:
o   This scheme is commemorated on the birthday anniversary of the 75th anniversary of Quit India movement for 5 years. 
o   It is an integrated yojana for the betterment of the nation by the end of 2022 organized by Sri Ramalinga Sowdambigai College of Science and Commerce. 
o   This scheme focuses on major issues like Clean India, Literate India, Poverty Free, Corruption free, Terrorism free, Communalism free, and Casteism free India. 
o   It will resolve necessary services like water, electricity, health and education is provided to the districts and aware of LED Bulbs, BHIM Apps and Swachh Bharat Abhiyaan. 
o   The states listed under this scheme are Andaman & Nicobar, Telangana, Tamil Nadu, Kerala, Maharashtra, Gujarat, Rajasthan, Madhya Pradesh, Chattisgarh, Odisha, Bihar, Uttar Pradesh, Haryana, Himachal Pradesh, Punjab, Manipur, Nagaland and Meghalaya. 
SANKALP: A Scheme to Energise Students
o   Stands For: Skill Acquisition and Knowledge Awareness for Livelihood Promotion programme 
o   Objective: To give quality education to the youth 
Features:
o   The total budget for this scheme is 4000 Rs crore which will train almost 3.5 crore youth. 
o   It aims to enhance the quality of vocational training which is provided by ITIs. 
o   By industry-cluster approach, an effort is to strengthen and do the apprenticeship programme. 
YUVA- a skill development programme
o   Launched on: August 29, 2017. 
o   Launched by: Ministry of Skill Development and Entrepreneurship 
o   Inaugurated by: Union Home Minister, Shri Rajnath Singh 
o   Objective: To provide job linked skill training to the selected youth in a combined manner. 
Features:
o   This programme is initiated by Delhi Police which has tied up with National Skill Development Corporation (NSDC) and Confederation of Indian Industry (CII). 
o   To provide skill training to the youth and to provide job-linked training by Sector Skill Council to provide job guarantee. 
o   To select youth, Delhi police has conducted an exercise in 13 districts between the ages of 17-25 years. 
o   Training will be given to School dropouts, Juvenile offenders, Victims of crimes and underprivileged colonies. 
o   Till date, 2,269 candidates are selected to be trained by 36 training partners in 45 skills in the next three months and for this 32 police station, are identified where Skill Development Centres are going to provide. 
SAMPADA Scheme
o   Stands For: Scheme for Agro-Marine Processing and Development of Agro-Processing Clusters 
o   Launched by: Union Food Processing Minister Harsimrat Kaur Badal. 
o   Objective: To focus on the increase in agriculture, modernising processing methods of agricultural products 
Features:
o   The budget for this scheme is Of Rs 6000 Crore which will help 20 lakh farmers and create 530500 jobs by the end of 2020. 
o   This will add many schemes to the Ministry of Food Processing Industries (MoFPI) like Mega Food Parks, Integrated Cold Chain and Assessment Addition Infrastructure, Food Safety and Quality Assurance Infrastructure, etc. 
o   It will push food processing industry and to facilitate modern food processing infrastructure in a unified way and this will help to sell their products at high price. 
MoPNG e-Seva: All You Need To Know
o   Launched on: March 24, 2017 “ 
o   Launched By: Minister of State for Petroleum and Natural Gas, Dharmendra Pradhan 
o   Objective: To provide efficient solutions to the customers 
Features:
o   It is an online dedicated grievance redressal social media platform to help and resolve the grievances, issues and problems of the customers of Oil & Gas Sector within 48 hours or prior to the logging in of the complaint. 
o   It will serve as a single point of contact for all queries on social media Twitter and Facebook 
o   This e-Sewa includes all segments of the Oil & Gas Sector covering CNG, LPG, PNG, Diesel, Kerosene and Petrol among others. 
Tejaswini Yojana for Women Empowerment
Objective: To empower adolescent girls and young women between the age of 14 to 24 to finish their secondary level education and skills for the job.

Features:
o   Jharkhand government has launched this yojana to provide skill training to girls of the state. 
o   The main objective of this Yojana is to support girls between the ages 14 to 24, to complete their secondary level education and acquire relevant skills for the job. 
o   The World Bank provided $63 million loans for the welfare of adolescent girls and young women and will benefit 6.8 lakh girls in Jharkhand. 
o   This scheme will end on 30th June 2021and going to implement in 17 selected districts of Jharkhand. 
Project Saksham for CBEC
Objective: To make easy goods and service tax to all

Features:
o   It is launched to ease GST implementation on 28th September 2016 and it is a back-end IT Infrastructure project integrating CBEC (Central Board of Excise and Customs) and GSTN (Goods and Service Tax Network) systems. 
o   It is going to roll out on April 1, 2017, and developed under Digital India Initiative 
o   A budget for project Saksham is 2256 crores and period of CBEC and GSTN integration project is 7 years.
Start-Up Village Entrepreneurship Programme
Aim: 
o   To create self-employment opportunity for rural youth. 
Features:
o   Ministry of rural development will provide training and skill programmes mainly in the manufacturing sector. 
o   It will be based on the strategies like ICT usage, vocational training, skill developments, residential training and workshops. 
o   The target beneficiaries are SC/ST and women with an aim to provide 75% job of the trained people. 
o   It was already started in Jammu and Kashmir and northeast part named HIMAYAT and ROSHNI respectively. 
Deen Dayal Upadhyay Grameen Kaushal Yojana
Aim: 
o   It guarantees to provide employment to 75% trained people in rural area. 
Features:
o   It comes under the national rural livelihoods mission and implemented through national skill development. 
o   It will comprise 50% SC/ST community, 15% minority community and 33% women. 
o   It targets 5.5 core potential worker of rural area between the age of 15 to 30 years. 
o   It will include green sectors like renewable energy, floriculture, grey sectors like manufacturing and services sector means telecom healthcare and etc. 
Pradhan Mantri Kaushal Vikas Yojana
Aim: 
o   It will mobilise and enable employees to the large Indian youth and take up skill training 
Features:
o   It is a skill certification and reward scheme of the Indian government 
o   It is especially for the 10th and 12th class dropout students in Jammu and Kashmir and North-eastern states and it will benefit 10 million youth till 2020. 
o   Ministry of Skill Development and Entrepreneurship Implemented through National Skill Development Corporation 
Better than Cash Alliance Network
Aim:
o   To promote electronic, digital and transparent financial inclusion to the rural area
Features:
o   It is a joint venture of national and international agencies, corporations and countries like Bill and Melinda Gates Foundation, master card, Citi Foundation, visa card and many more.
o   It will cover more than 300 million citizens of India by linking Aadhar identity.
o   It will change the infrastructure and technology like from traditional to modern which helps to overcome hurdles
Pradhan Mantri Yuva Yojana
Launched on: 9th November 2016
Launched by: Shri Rajiv Pratap Rudy
Aim:
o   To encourage and prepare youth for the global competition.
Features:
o   This scheme will cover 2200 institutes for higher level of learning like premier universities and colleges and 300 schools, 500 Industrial training institution of India’s and 50 open online courses through entrepreneurship development centres
o   It will improve the economy overall by covering trainee in upcoming 5 years.
o   MSDE will give all the guidance related standard use of all the tools and provide training all across India.
Aadhaar Enabled Payment System (AEPS): At a Glance
Aim: To initiate a simple and user friendly payment solution to make cashless economy

Features:
o   A unique 12 digit Aadhar card number is provided by the government of India.
o   An identification number is used to recognise the identity and detail of the customer.
o   Aadhar enable payment system will help to trace the fake data and the direct benefit is given to the beneficiary through it.
o   Aadhar enabled payment system is Cost effective, Accountable and transparent.


13. Various Skill Development Schemes for Minorities
Aim: To promote the rural community and cottage industries on a large scale.

Programmes included
Project Handloom
o   To promote handloom and domestic industries
o   To provide incentives for the research and development
o   To collaborate the weavers with designers
Shyama Prasad Mukherjee Rurban Mission
o   This scheme will include skill development and economic developmental activities
o   It is a public-private partnership model for the delivery of service and fund management.
o   Train rural youth for the skill development programme and lessen the rural migration
USTTAD
o   This scheme will upgrade the skills in crafts and arts for development of the minority community and helps to preserve the art and craft
o   It is implemented by the ministry of minority affairs
o   Training will be given to the artisans, weavers and craftsmen from minority communities who are already practising in this field.
NAI MANZIL SCHEME
o   To create employment awareness to youth and spread loans for starting up new businesses to the school dropouts and
o   Madrassa students
o   It will benefit the people between the age group of 17-35 in minority communities
o   The training covers courses in four main sectors including engineering, manufacturing, soft skills and services
BHIM (Bharat Interface for Money): All You Need To Know

o   Launched by: Prime minister of India, Shri Narendra Modi
o   Launched on: 30th December 2016
o   Aim: To make cashless economy and promote digital payment


Features:
o   It is developed by national payment corporation jointly with just pay.
o   Payment is based on unifies payment interface and uses an immediate payment service.
o   No need to have a smartphone or a connection to the internet.
o   If a bank account is connected to the Aadhar card, one can make payment by thumb impression.
o   It is supported by various banks like SBI, ICICI, Axis Bank, HDFC Bank and so on.
National Skill Development Mission (NSDM):
o   Launched On: 15th July 2015 a world youth skills day
o   Launched by: Prime minister of India, Shri Narendra Modi
o   Aim: To give skill training in various sectors and cover the millions of Indian youth.
Features:
o   It jointly promoted by Ministry of Skill Development and Entrepreneurship, National Skill Development Agency (NSDA), National Skill Development Corporation (NSDC) and funding by National Skill Development Corporation.
o   It aims to provide stable life, infrastructure, institutional training and overseas development.
o   It has a 5 phase strategic framework like to create, to correct, to certify, to connect and to catalyse.
o   By the end of the year 2020, India will supply skilled labour to the world
National Youth Policy
Aim: To provide training and employment based on the identified priority areas between the age group of 15-29 by skill training.

Features:
o   It aims to cover the area like Entrepreneurship, Employment, Health and healthy lifestyle, education and sports activity.
o   By 2020, India set to become the youngest country in the world with a youth force of 64% of Indian population
o   By 2020, India will have a surplus of 47 million men power as compared to the other nations.
o   This scheme is also aligned with four other schemes that are PM Mudra Yojana, Stand up India, Digital India and Make in India.
o   NYP will address the huge problem of unemployment in India and bridge the gap between corporate and employees through skilled youth
National Apprenticeship Promotion Scheme
Aim: To train 50 lakh apprentices by 2020

Features:
o   The initial funding of Rs 10000 crore is given by the NAPS and 50% of it is by the government of India.
o   It provides industry lead training in a formal way in the most efficient and effective way.
o   Employment department in each district empowered to provide career guidance programs in lieu of NAPS to youth pertaining to education or job
o   It helps prevent the migration of rural youth to urban areas by establishing network with different rural non-governmental institutions and provide training to rural youth and get employment in the rural areas
o   NAPS interfaces institutions like Khadi and Village industries, educational institutions, Small farmers’ agro-business association, NGO etc. to impart skill training to the apprentices in various job-creating fields
Deen Dayal Upadhyay Swaniyojan Yojana

o   Launched on: 2016
o   Launched by: Prime minister of India, Shri Narendra Modi
o   Aim:To promote entrepreneurship through skill training in rural areas for self- employment, to provide financial assistance,


Features:
o   It is jointly promoted by Ministry of Rural Development, Ministry of Skill development and Entrepreneurship and MUDRA bank.
o   It is funded by National Rural Livelihoods Mission and loan is provided by MUNDRA bank.
o   It will cover the courses like Beauty courses, Dairy farming, Driving, Agriculture, Plumbing, Horticulture, Grafting, Masonry, Food processing, Textile and Animal Husbandry
o   It will encourage self-help groups for the self-employment and more importance is given to the women.
o   The rural economy will get a boost in other areas other than farming and it lessens the pressure on agriculture.
o   This scheme will address rural unemployment and reduce poverty on a mass scale
Surya Mitra Skill Development Program
Aim: To train suryamitras in the field of solar and the target is to give training to the 5000 trainers until 2017.

Features:
o   It is an autonomous body under MNRE and it has a 3-month course and the course will complete in 6000 hours.
o   It is jointly promoted by National Institute of Solar Energy (NISE) is the implementation agency of Surya Mitra and Ministry of New and Renewable Energy (MNRE) and funded by central government.
o   The target is to achieve 100 GW solar powers in the upcoming 25 years.
o   It will cover the services like Solar project installation, Provide servicing for solar powered panels, Solar project repair, Solar equipment servicing, Solar project maintenance, Servicing in solar power plants, Servicing of solar products like and Solar cookers Solar pumps Solar lamps Solar heaters etc.
o   The training for the Surya Mitra will be given in the ITI, Polytechnic, Educational institutions
Pravasi Kaushal Vikas Yojana
Launched on: Pravasi Bharatiya Divas
Launched at: Bengaluru, Karnataka
Aim:
o   To impart skill training to Indian youth seeking employment overseas
o   To give respect to the Indians overseas by ensuring their welfare and safety
Features:
o   Training will be based on the international standard and end of the scheme a certificate will be given.
o   The scheme will be jointly promoted by the National Skill Development Corporation (NSDC), Ministry of External Affairs, Ministry of Skill Development and Entrepreneurship and Training partners of NSDC
o   It will include the skill development programme along with welfare, safety and security of overseas Indians.
o   This scheme will help India to become a supplier of the skilled professionals in the next decade.
o   PKVY will serve a proper medium to the disoriented Indian youth to aspire to go to the abroad and work with certified skill training
o   PKVY will help keep a track record of the Indian youth going abroad after getting trained in the skill development program
Skill Banks: All You Need To Know
Aim:
o   To provide training to potential immigrant workers
Features:
o   Youth trained in skill banks will get acquainted with the local culture of the country in which they want to go to work.
o   Before emigration, trainees are made familiar with language and work ethics of the foreign country.
o   Skill banks train the workers and certify them and ensure that the employees get the good working condition in the foreign country.
o   The focused countries are South East Asia, Norway, Germany, Canada, Sweden and Japan
o   Skill banks focus on these countries for job opportunities and train people according to the requirement and it will cover the sectors like Healthcare, Medicine, IT, Hospitality, Retail trade and Automobile.
o   Rural poor and unaware people can completely trust the skill banks for their overseas job opportunities.
Nayi Manzil Scheme: All You Need To Know
Launched in: Jammu and Kashmir initially and then all over India
Launched by: Minister for Minority Affairs
Aim:
o   Focuses on school dropouts in minorities and help them complete their school education and to provide employment opportunities and to provide non-residential training
Features:
o   The scheme is implemented by the ministry of minority affairs and the fund is managed by the Government of India and World Bank has given $50 million.
o   The scheme will cover all the sectors and create employment in the youth and extend loans to the minority community by motivating and helps to cover livelihood needs.
o   It will cover the age group between 17 to 35 and the one who is dropouts from the school or madrasa students and 30% of the seats are vacant for the minority girls.
o   It will last long for 9 to 12 months and also provide bridge courses to get 10th and 12th certification in distant mode and give benefit to the 3 lakhs.
o   It will cover the main four sectors that are Engineering, Manufacturing, Soft skills and Services
Shyam Prasad Mukherjee Rurban Mission: Key Points
Launched at: Rajnandgaon district of Chattisgarh
Launched by: Prime minister of India
Aim:
o   Overall social, infrastructure and economic development of villages and to make 300 villages smart until the financial year 2020.
Features:
o   This scheme is a successor of Provision of Urban amenities in Rural Areas (PURA) model envisioned by our Late President Dr APJ Abdul Kalam and planning is to develop villages on cluster based approach and it is formed on demography base.
o   It will include activities like skill development and economic development
o   The scheme is promoted jointly by the state governments and fund is managed by the various government schemes and public-private partnership mode.
o   Components of the scheme are Cluster based Skill Development, Digital literacy ,Skill training linked to employment ,Inter-village road connectivity ,Mobile health units ,Infrastructure development ,LPG gas connections ,E-gram connectivity ,Electronic delivery of citizen-centric services ,Public transport ,Warehousing ,Agriculture services ,Agro-processing ,Storage ,Water supply provisions through pipes ,Sanitation ,Waste management – solid and liquid and Education facilities up gradation


INSPIRE: Innovation in Science Pursuit for Inspired Research Program
Aim:
o   To attract youth and talent to pursue and study science.
o   To inspire and promote study, developing research and development activities in Science.
o   To attract in the science field and to train the youth.
Features:
o   The scheme is jointly handled by the Department of Science & Technology, Ministry of Science & Technology and Ministry of Skill Development and Entrepreneurship.
o   It will strengthen the Research and Development base of the children at an early age and develop a strong pool of human resource in science and technology field.
o   This unique INSPIRE scheme aims to develop and skill students in science in an innovative manner.
o   The students are given scholarships to pursue higher education in science through this scheme.
Vidyanjali Scheme: School Volunteer Program: Key Points
Aim:
o   Providing volunteer teachers to government-run schools
o   Promoting the government education system through skill development
Features:
o   The scheme is launched under Sarva Shiksha Abhiyan and in the initial phase it will cover 21 states and 2200 schools and the future plan is to cover all the government schools,
o   It is managed by Ministry of HRD and Department of School Education and Literacy
o   This scheme will add value addition to the teaching programme in schools by Music, writing, Public speaking, Creative skills and so on.
o   Those who want to teach in schools as a volunteer can apply online at www.mygov.in under Vidyanjali scheme.
o   Vidyanjali scheme is seen as an innovative measure to improve the quality of education in government schools.


SWAYAM Scheme: Important Things to Know

Aim: 
o   To achieve the three cardinal principles of Education Policy - access, equity and quality.
o   To take the best teaching-learning resources to all, including the most disadvantaged.
o   To join the gap for people who are still far from enjoying the fruits of digitization and those who have not joined the mainstream of the knowledge economy.
Features:
o   It is a massive open online course platform and provides self-actualization opportunity for lifelong learning.
o   Hundreds of courses are offered and are offered by best teachers in India.
o   All the courses are interactive and free of cost to the residents in India. More than 1,000 specially chosen faculty and teachers from across the Country have participated in preparing these courses.
o   A student studying in a college can transfer the credits earned by taking these courses into their academic record. For example, if you are working or in school, SWAYAM presents a unique educational opportunity to expand the horizons of knowledge.
o   Professors are from the central institutions like IITs, IIMs, central universities who will offer online courses to citizens of India.
o   The courses will be covered in four parts that are Video lecture, specially prepared reading material, Self-assessment tests and online discussion forum
E-Paathshala: Service To Higher Education Institute: Key Points
Aim:
o   Raise the education standards to global level and Increase in student’s admission rate at high funding
o   To check the services and functions of any higher educational institution like colleges and universities
Features:
o   External body to check the services and functions of any higher educational institution like colleges and universities.
o   ERP- Enterprise resource planning is management software to do all the functions of an organisation as a single integrated unit.
o   It reports the gap and recommendations to improve the organisation to get a better grade for accreditation.
o   It improves the efficiency and transparency of an institution. It reduces manual work and time.
o   It has external quality Assurance team to do Academic Audit, Administrative Audit, Green Audit, Gender Audit and Academic roadmap with prospective plans.
o   It also provides IQAC (Internal Quality Assurance Cell) help to IQAC workflow and document verification service for accreditation.
Pradhan Mantri Jan Aushadhi Yojana: Important points to Know
Launched on: October 2016

Objective:
o   To lower the cost of healthcare items by providing high-quality medicines at affordable rate
o   To create awareness and encourage public about the importance and usage of generic drug
o   To make available all necessary and common drugs and the main target group is poor people.
Features:
o   To make this Yojana successful, a government opened a Jan Aushadhi Store at Amritsar Civil Hospital.
o   Under this Yojana, more than 700 drugs are included and 708 Jan Aushadhi Store is opened in 26 states with a maximum number of stores in Uttar Pradesh.
o   An NGO, Cooperative society, Charitable Institutions, Private Hospitals and Self Help Groups can open Jan Aushadhi Stores by following the guidelines of the government and for this, a government will help of Rs 2 lakhs for establishment and 50000 for infrastructure support.
Chief Minister Samagra Gramya Unnayan yojana-Key Points
Launched on: 5th February 2017
Launched at: Sri Madhavdev International Auditorium of Srimantha Sankardev Kalakshetra in Guwahati
Launched by: Chief Minister of Assam; Mr Sarbananda Sonowal

Objective:
o   To develop all villages of Assam state in the upcoming 5 years
o   To make income of farmers double by the end of the financial year 2022
Features:
o   This scheme will be implemented by “Saturation model” and this model will help by making easy direct economic activities, logistic support by market linkages and community support.
o   To make this scheme successful, a village knowledge centre is going to set in each village by making collaboration with Mahatma Gandhi National Rural Employee Guarantee scheme.
o   A total budget of 5 years for this scheme is Rs 3000 crore and for the first year, it is 500 crore.


Prime Minister Gramin Digital Saksharta Abhiyan: Key Points to Remember
Launched by: finance minister, Mr Arun Jaitley

Objective:
o   To provide digital literacy to the rural citizens and to widen the use of digital transactions by making cashless economy
Features:
o   This mission is observed by two ministries i.e. Finance ministry and Ministry of Electronics and IT along with State, Union Territories and District e-Governance Society.
o   It will be implemented in three phase means in the first phase 25 lakh candidates, in the second year 275 lakh and in the third phase 300 lakh candidates given training related to digital literacy.
o   A budget for this scheme is of Rs 2351.38 crores and the main focus is given on the Digital Wallets, UPI (Unified Payment Interface), mobile banking, USSD (Unstructured Supplementary Service Data) and AEPS (Aadhaar Enabled Payment System).
o   A scheme will help people how to use smartphones and many other digital types of equipment for cashless transactions and make people digital literate.
Attracting and Retaining Youth in Agriculture (ARYA) Scheme
Launched by: the Indian Council of Agricultural Research

Objective:
o   To promote green revolution in the country.
o   To promote and inspire farmers to grow something after harvesting paddy
o   To encourage farmer for the Prime Minister Crop Insurance Scheme and use the latest technology by connecting with the Kisan Call Centre
o   To inspire farmers to use Soil health card and follow it by using the necessary fertilizers and doing seed treatment.
Features
o   This scheme is implemented through Krishi Vigyan Kendras in 25 states and each Kendras will train approx. 200 to 300 youth in the agriculture activity and many other supplementary activities like poultry farming, dairying, fisheries, goat rearing, and mushroom production and so on.
o   A trained entrepreneur will help and assist to prepare project reports for a bank loan.
o   ARYA scheme keeps the potential of the educated youth within the rural areas by improving agro productivity and helps to reduce migration from villages.
Skill Acquisition and Knowledge Awareness for Livelihood Promotion programme (SANKALP)
Launched by: Finance Minister Mr Arun Jaitley

Objective:
o   To re energize quality education in youth
o   Budget: 4000 crore
Features:
o   It will be at a cost of Rs 4000 crore to train 3.5 crore youth.
o   The focus will be given to the quality vocational training which is given by it.
o   By industry cluster method, an apprentice programme will be strengthening.
o   Allocations of sources are done based on the Annual Learning Outcomes and more emphasis is given to the science education, Innovation fund to boost ICT enabled transformation.
o   The focus is on the backward community and for this UGC reform will be taken and framework will be revised based on the outcome.
o   A national testing policy will work as an autonomous body and administration are monitored by AICTE.
One Stop Centre Scheme for Women: Key Points
Launched On: 1st April 2015
Objective: To provide support and assistance to women affected by violence at any place whether a private or a public irrespective of caste, class, religion, region, sexual orientation or marital status


Features:
o   It is established by the Ministry of Women and Child development to support women affected by the violence of any type.
o   These centres will provide immediate access to a range of service which includes medical assistance, Legal aid and counselling, Psycho-social support and counselling support to the victims.
o   A uniform number 181 will give a 24-hour emergency response to affected women and government has set up 660 centres with a budget of Rs 18.58 and comes under the Niramaya fund.
11 Important Women Empowerment Schemes in India
1) Beti Padhao, Beti Bachao Scheme
Aim: To generate awareness and improve the efficiency of welfare services meant for girls

Launched on: 22 January 2015
Initial Funding: 100 crore
Objectives:
o   To prevent sex-selective abortion
o   To ensure survival and protection of a girl child
o   To ensure education of the girl child


2) One Stop Centre Scheme
Aim: To provide support and assistance to women affected by violence both in private and public spaces.
Funds: The Scheme will be funded through Nirbhaya Fund.

Objectives:
o   To provide integrated support and assistance to women affected by violence, both in private and public spaces under one roof
o   To facilitate immediate emergency and nonemergency access to a range of services including medical, legal, psychological and counselling support to fight against any forms of violence against women.
3) Women helpline scheme
Launched on: 01 April 2015
Aim: Scheme for Universalization of Women Helpline is meant to provide 24 hours immediate and emergency response to women affected by violence.

Objectives:
o   To provide toll-free 24-hours telecom service to women affected by violence seeking support and information.
o   To help crisis and non-crisis intervention through referral to the appropriate agencies such as police/Hospitals/Ambulance services/District Legal Service Authority (DLSA)/Protection Officer (PO).
4) Women Helpline Nos.
o   Women's Helpline: 181
o   Toll-free Call to 1091- Police Helpline,
o   102 (hospital/Ambulance) &
o   108 (Emergency Response Services) Contact to One Stop Centre (OSC)
o   4 Working Women’s Hostel (WWH)

Aim: Scheme envisages provision of safe and affordable hostel for women.

Objective:
o   To promote the availability of safe and conveniently located accommodation for working women with day care facility for their children wherever in urban, semi-urban or even rural areas where employment opportunity for women exist.


5) Support to Training and Employment Programme (STEP) for Women
Aim:
o   To make a significant impact on women by upgrading skills.
o   It targets marginalised asset less rural women and urban poor and includes wage labourers, unpaid daily workers, women-headed households and families below poverty line.

Objectives
o   To mobilise women in small viable groups and make facilities available through training and access to credits
o   To provide training for skill upgrading
o   To enable groups of women to take up employment-cum- income generation programs.
o   To provide support for further improving training and employment conditions of women.
6) SWADHAR Greh Scheme
Launched: 2001
Objective: To provide temporary accommodation, maintenance and rehabilitative services to women and girls rendered homeless due to family discord, crime, violence, mental stress, social ostracism. Another scheme with similar objectives is Short Stay Home (SSH).

Features:
o   To provide the primary need of shelter, food, clothing, medical treatment and care of the women in distress and who are without any social and economic support.
o   To enable them to regain their emotional strength, affected by unfortunate circumstances.
o   To provide them with legal aid and guidance to take corrective steps and start their life as fresh with dignity and conviction.
o   To rehabilitate them economically and emotionally.
7) Rajiv Gandhi National Creche Scheme
Aim: This scheme is for the children of working mothers to take care of the children.
Launched: launched in 2012 and It was revamped in 2016.

Features:
o   The present scheme will provide assistance to NGOs for running crèches.
o   To providing creches where babies and young children care during the working day.
o   Thus the children of these women, who were earlier getting support from relatives and friends while their mothers were working now in need of day care services which provide quality care and protection for the children.
8) Indira Gandhi Matriva Sahyog Yojana (IGMSY)
Launched: October 2010
Features:
o   It is a Conditional Cash Transfer Scheme for pregnant and lactating (P&L) women to contribute to the better environment by providing cash incentives for improved health and nutrition.
o   The beneficiaries are paid Rs.4000 in three instalments per P&L woman between the second trimesters till the child attains the age of 6 months on fulfilling specific conditions.
o   To promote cash incentives for improved health and nutrition to pregnant and lactating mothers and take appropriate care and institutional service utilization during pregnancy, delivery and lactation, 
o   To encourage the women to follow (optimal) nutrition and feeding practices, including early and Exclusive breastfeeding for the first six months.
9) Mahila e-Haat
Aim: To strengthen financial inclusion of Women Entrepreneurs in the economy by providing continues sustenance and support to their creativity.
Features:
o   Mahila E-Haat is an initiative to meet needs of women entrepreneurs; this unique e-platform will strengthen the socioeconomic empowerment of women.
o   This startup Rashtriya Mahila Kosh website leverages technology for showcasing products made/manufactured/sold by women entrepreneurs.
o   To act as a catalyst by providing a web-based marketing platform to the women entrepreneurs by directly selling their products.
o   To support 'Make in India' through online marketing platform.
10) Mahila police volunteers
Aim:
o   To ensure safety and security of citizens in general and women in particular.
o   To increase the number of women in the police force.
Features:
o   An MPV will serve as a public-police interface in order to fight crime against women.
o   The broad mandate of MPVs is to report incidences of violence against women such as domestic violence, child marriage, dowry and violence faced by women in public spaces.
11) National Mission for Empowerment of Women (NMEW)
Launched: 15 August 2011
Aim: It is an initiative of the Government of India for empowering women holistically.

Features:
o   To strengthen and empowering women holistically, conceptual and programmatic basis of women-centric schemes
o   To Train & build Capacity to enhance and strengthen understanding of gender issues, build a Resource Pool (trainers) at the National and State level to bridge gaps between knowledge and practice will be the other focus area of NMEW
Scheme TIES for Developing Export Linked Infrastructure: Explained
Launched On: March 15, 2016
Launched by: Union Minister of State for Commerce and Industry Nirmala Sitharaman
Objective: To provide assistance for setting and up gradation of infrastructure projects with export linkages, outbound shipments, facilitate forward and backward linkages and to create export infrastructure.
Features:
o   It will focus on infrastructure requirements like integrated check posts, customs’ checkpoints, a border has, trade promotion centres, dry ports, export warehousing and packaging, last mile connectivity besides establishing quality testing and certification labs, and Special Economic Zones (SEZs), etc.
o   The focus is not just to create infrastructure and leave it, but to ensure that the infrastructure developed is professionally run and sustained.
o   A budget allocation for this scheme is of Rs 600 crore for the financial year 2017-2020 and cost are shared by the centre and states in a ratio of a 50:50 percent.
o   A committee is set up for the sanctioning, funding, overseeing and monitoring of the projects of this new scheme and the head of this is Commerce Secretary with 10 members in it.
o   A committee member is from the different sector like The Directorate General of Foreign Trade (DGFT), Department of Industrial Policy & Promotion (DIPP), National Institution for Transforming India (NITI Aayog) and Ministry of Home Affairs and Ministry of Development of North-East Region.
o   Rajasthan and Karnataka, the two states have already proposed projects under the new scheme.
Extra Benefits Announced Under Pradhan Mantri Awas Yojana
Aim:
o   To expand the scope of Pradhan Mantri Awas Yojana and to cater housing need of middle-income people and economically backward community.
Features:
o   It is managed by National Housing Bank (NHB) and Housing and Urban Development Corporation (HUDCO) which have been identified as Central Nodal Agencies (CNAs) by Ministry of Housing and Urban Poverty Alleviation (MoHUPA) for the purpose of implementation of this scheme.
o   The mid-income group, the economically weaker sections (EWS) and low-income group in cities will get 4% exemption on interest for home loans up to Rs. 9 lakh and 3% exemption up to Rs. 12 lakh. Under PMAY-Gramin, the government will build 33% more houses than earlier planned by the government.
o   The government will provide loans in villages with 3% exemptions for building a new house. Also, this loan is available for renovation of houses in the villages.
o   Under the new scheme of housing for all 2022, the central assistance per house for EWS has been planned to increase to 1.5 lakh rupees from 70,000 rupees.
National E-Health Authority (Neha): Functions & Benefits

o   Launched by: the Ministry of Health and Family Welfare
o   Objective:To promote e-Health standards


Features:
o   It is the nodal authority liable for the progress of an integrated health information system and responsible to impose rules & regulations linking to the privacy & security of the patient’s health information & records.
o   To guide in e-health solutions at various level and to enable integration of multiple health IT systems through health information exchanges.
o   To supervise the systematic development of state & national electronic health record exchange system which safeguards security, confidentiality & privacy of patient data & continuity of care.
o   To engage with shareholders by various means so that e-health plans and many other policies, regulatory & legal provisions are implemented by both the public & private sector shareholders.
o   To address the problems related to privacy & confidentiality of patients’ Electronic Health Record (EHR) in the legislation.
JAM Trinity: Jan Dhan Aadhar and Mobile
Aim: To link Jan Dhan accounts, Mobile numbers and Aadhaar cards of Indians to avoid the leakages of government subsidies.

Features:
o   JAM Trinity stands for Jan Dhan, Aadhaar, and Mobile.
o   It can effectively solve the problems of corruption and lack of transparency in government subsidy programme.
o   Aadhaar will help in biometric identification of citizens with accuracy, Jan Dhan accounts and mobile numbers will help the direct transfer of cash in the accounts. It will help to make Indian subsidy programme corruption free.
o   Until April 2016, Government's estimates show about Rs.17, 000 crores of subsidies has been saved on cooking gas alone by Direct Benefit Transfer using Aadhaar. Parliament has now approved the bill granting statutory status to Aadhaar which will further accelerate Aadhaar seeding in bank accounts. It is a good example of how government can use JAM efficiently in its subsidy programme. 
Rashtriya Krishi Vikas Yojana (RKVY): Key Points to Know
Launched At: 11th Five Year Plan by the Government of India
Aim:
o   To help State Governments so as to increase investment in agriculture and its allied sectors.
Features:
o   It is also known as 'National Agriculture Development Scheme'.
o   To help State Governments so as to increase investment in agriculture and its allied sectors.
o   To make sure that the local needs and crops should be priorities and reflected in the agriculture plans of the States.
o   By the decentralising decision-making power and by providing flexibility and autonomy to States in the process of planning and executing agriculture and related sectors schemes.
o   By ensuring the preparation of Agriculture Plans for Districts and States based on climatic conditions, availability of technology and natural resources.
o   To significantly increase the productivity of Agriculture and its allied sectors and eventually maximise the returns of farmers in agriculture and its allied sectors.
6 sub-schemes under RKVY
o   Bringing Green Revolution to Eastern Region:
o   Initiative on Vegetable Clusters:
o   National Mission for Protein Supplements:
o   Saffron Mission:
o   Vidharbha Intensive Irrigation Development Programme:
o   Crop Diversification:
Saur Sujala Yojana: Key Facts & Advantages
Launched At: 16th Foundation Day of Chhattisgarh
Launched By: Prime Minister of India
Aim:
o   To strengthen the agriculture & rural development in rural area
Features:
o   To provide solar-powered irrigation pumps to farmers at a sponsored price. Also, Chhattisgarh is the first state to implement the scheme.
o   The main aim of this scheme is to strengthen the agriculture & rural development in rural Chhattisgarh.
o   Under the scheme, solar-powered irrigation pumps of 3HP & 5HPcapacity would be distributed to farmers by 31-Mar-2019.
o   The scheme targets the areas, where there is no reach of electricity.
o   Around 51,000 farmers would be benefitted in the state with the launch of the scheme in next 2 years.
o   The Chhattisgarh State Renewable Energy Development Agency (CREDA) is the liable authority for the installation & maintenance of the solar pumps given to the eligible farmers. Under this scheme, about 1100 solar pumps will be distributed to farmers in various zones in the state within the present financial year.
National Agriculture Market: Key Facts to Know
Launched by: Union Ministry of Agriculture and Farmers' Welfare
Aim: To create a unified national market for agricultural commodities.

Features:
o   It is a virtual market but at the back of it there is a physical market (mandi)
o   It provides facility to farmers, traders, buyers, exporters and processors with a common platform for trading commodities.
o   The Portal is managed by Small Farmers’ Agribusiness Consortium (SFAC) appointed by the ministry.
o   In this market total, 69 commodities are included which are staple food grains, vegetables and fruits
o   Recently, 585 regulated mandis across the country are to be integrated with the portal by March 2018
o   It provides the opportunity to farmers and local traders to access a larger national market for secondary trading and more options for sale.
o   It will facilitate the emergence of value chains in major agricultural commodities across the country and help to promote scientific storage and movement of agricultural goods.
National Transit Oriented Development Policy: Key Facts
Launched By: The Ministry of Urban Development
Aim:
o   To promote development near mass urban transit corridors which enables people to live within walking or cycling distance from Metros, Monorail and Bus Rapid Transit (BRT) corridors, etc.
o   To enhance the depth of understanding of States and UTs on TOD as a viable solution to many of the challenges like excessive urban growth, rapidly rising private vehicles on roads, pollution, housing choices etc.
Features:
o   It will promote integration of land use planning with transportation and infrastructure development to avoid long-distance travel in cities
o   TOD policy will help the states to develop an in-depth understanding of the challenges currently faced by Indian cities.
o   Initially, TOD has pilot projects along four metro corridors and another pilot project near Karkardooma in Delhi is getting in-principal approval for the first phase of transit-oriented development (TOD).
o   The TOD aiming to build mass-rapid transport hubs that will have an inner zone of 300 metres radius called the intense-zone
o   This intense zone will give preference to high-density mixed use development, pedestrians and non-motorised transport, and two more concentric zones of 800 metres and 2 km with high-density street network and equitable distribution of road space.
Krishi Kalyan Cess: All You Need to Know
Launched on: Union Budget, 2016-17
Applicable From: 1st June 2016
Aim:
o   To collect and us this cess for the improvement of agriculture and welfare of farmers
Features:
o   It is permissible under Cenvat Credit Rules, 2004
o   In order to provide a stable and predictable taxation regime and reduce black money, it was announced in the budget that domestic taxpayers can declare undisclosed income by paying tax at 30% and surcharge at 7.5% and penalty at 7.5% which is a total of 45% of the undisclosed income. Such declarants will have immunity from prosecution.
o   The Finance Minister while declaring the above provision mentioned that Surcharge levied at 7.5% of the undisclosed income will be called as Krishi Kalyan Surcharge, to be used for agriculture and rural economy.
o   KKC needs to be charged separately on the invoice and paid separately under separate accounting code
o   KKC is not applicable to service mentioned in Negative List and Mega Exemption List.
o   KKC is applicable to Reverse Charge Mechanism (RCM) service.


National Afforestation Programme (NAP)
Launched by: The Ministry of Environment and Forests.
Aim:
o   Sustainable development and management of forest resources and Improve Forest and Tree Cover
Features:
o   Rehabilitation of degraded forests and other areas by institutionalizing decentralized/participatory forest management and supplementing livelihoods improvement processes
o   The Scheme will be implemented by a three-tier institutional set-up, namely State Forest Development Agency (SFDA) at the State/ UT level, Forest Development Agencies (FDA) at the forest division level, and Joint Forest Management Committees (JFMCs) or Eco-development Committees (EDCs) at the village level.
o   The Scheme will be implemented to regenerate, afforest or reforest degraded forests and adjoining lands, under both public as well as private tenure. Due priority will be given to the treatment of the problem, eco-sensitive and disaster-prone areas, such as coastal areas, mangroves, ravines, shifting cultivation areas, cold and hot arid areas, tank foreshore, strips along public infrastructure, etc.
The National Mission for a Green India
Launched By: the Minister for Environment and Forests
Aim:
o   To facilitate smooth implementation of climate change mission
Features:
o   It is one of the eight Missions under the National Action Plan on Climate Change (NAPCC)
o   Increased forest/tree cover on 5 m ha of forest/non-forest lands and improved quality of forest cover on another 5 m ha (a total of 10 m ha).
o   Improved ecosystem services including biodiversity, hydrological services and carbon sequestration as a result of treatment of 10 m ha.
o   Increased forest-based livelihood income of about 3 million households living in and around the forests.
o   Enhanced annual CO2 sequestration by 50 to 60 million tonnes in the year 2020.
o   The total mission cost is estimated to be Rs 46,000 crores.

Pradhan Mantri Mahila Shakti Kendra' Scheme
Launched by: Government of India
Aim: To empower rural women through community participation to create an environment in which they realize their full potential.

Highlights
o   National level (domain based knowledge support) and State level (State Resource Centre for Women) structures will provide technical support to the respective government on issues related to women. 
o   District and Block level Centres will provide support to PMMSK and also give a foothold to BBBP in 640 districts to be covered in a phased manner. 
o   The financial outlay during 2017-18 to 2019-20 will be Rs.3,636.85 crore with a Central Share of approximately Rs.3,084.96 crore.
 ‘She Pad’ Scheme
Launched in: Kerala
Aim at: Providing sanitary napkins for free
Highlights
o   The first-of-its-kind scheme in India
o   300 government schools to be covered in the state
o   This scheme is an attempt to normalize public debates about menstrual hygiene.
o   She Pad scheme will aware people about the need for menstrual hygiene and break the taboo around the subject.
Nabakrushna Choudhury Seccha Unnayan Yojana
Launched in: Odisha
Estimated Cost: Rs 635 crore 
Aim: to provide irrigation facility to about 55,000 hectares of agricultural land across the state. 
Named After:  Chief minister and freedom fighter Nabakrushna Choudhury.
Exclusive 'Rural Livelihood' scheme for Northeast 
Supported by: World Bank
Aim: To benefit the tribals and the lower socioeconomic groups, including women, in the North-Eastern Region (NER). 
Four States: Mizoram, Nagaland, Sikkim and Tripura


4 Projects Under Nava Kerala Mission
Aim:To develop all the sector of state and want to make its position on the map of India.
Haritha Keralam:
o   Launched by: Kerala Government