Google Ads


Kisan Credit Cards
o   Aim: Kisan Credit Card is offered to farmers in India in order to enable them to access affordable credit.
o   Launched by: Reserve Bank of India (RBI), along with National Bank for Agriculture and Rural Development (NABARD) initiated the conception of Kisan Credit Cards (KCC) in 1998-99
o   Cash withdrawal using the Kisan credit card requires very little paperwork, it is simple and hassle-free for both ( the card holder and bank). 
o   An elaborate documentation process is not required or continuous appraisals under the Kisan Credit Card Scheme.
o   Repayment of the credit can be made once the harvest season in over.
o   Funds withdrawal from any of the Bank’s branches, as per the sole discretion of the bank is possible.
o   Some other advantages include no transaction costs, lesser risks in loan recovery, etc.

Pradhan Mantri Yuva Yojna
Aim: To encourage youngsters and also make them well prepared for the global competition. 
Launched by: Minister of State (I/C) for Skill Development and Entrepreneurship Shri Rajiv Pratap Rudy
Budget: Rs. 499.94 crore

o   After becoming a party of this Ministry, these MSDE’s two institutes are now focusing on mentorship of budding entrepreneurs across the country and succeed so far and we are determined to create more opportunities of employment for our youth through this initiative. 
o   The institutes under this scheme include 2200 institutes of Higher Learning (colleges, universities and premier institutes), 300 schools, 500 ITIs and 50 entrepreneurship development centers through Massive Open Online Course (MOOCs). 
o   MSDE’s two institutions dedicated to entrepreneur education and training- NIESBUD and IIE- have trained more 7 lakh trainee including 2600 person from more than 125 countries in the field of entrepreneurial skills till date.

Technology Acquisition and Development Fund
Aim: Facilitation of Green, Clean and Energy efficient technologies through MSME
Projects under TADF take the form of patents, customized products, technology, specialized services and industrial design Implement by: Department of Industrial Policy and Promotion (DIPP)

o   Financial assistance to Indian owned MSME 
o   Scheme applicable to all MSME in the NIMZ (National Investment and Manufacturing Zones)
o   SME patent and technology acquisition costs covered
o   Direct patent acquisition costs reimbursed

Pradhan Mantri Kaushal Vikas Yojana:
Aim: PMKVY helps to mobilise and enable a large Indian youth to become employed and take up skill training that is outcome based

o   Targets of skill training aligned with flagship programs such as Digital India, Swachh Bharat, National solar mission and Make in India 
o   PMKVY has a formal grievance redressal mechanism 
o   Online citizens portal setup to convey information about PMKVY 
o   Industry relevant skill training 
o   PMKVY portal includes a complete set of database available to all courses and the various training centres

Pradhan Mantri Vittiya Saksharta Abhiyan:
Aim: To make the country with the cashless economy and its citizen trying their hands to use cashless transactions in their daily life. This Scheme also aims to create a strong digital economy and put India in digitally developed countries and leading countries in the global map. Launched on: 1st December 2016.
Launched by: Union HRD Minister – Prakash Javadekar

o   Make the youth and students getting involved in this major transformation that the nation is going through and help others.
o   Go for cashless transaction and payment modes like using credit or debit cards or the payment wallets

Skill India Mission
Aim: Skill India mission is a long-term strategy to address the shortage of skilled persons and promote faster, inclusive and sustainable growth.
Launched by(Prime Minister): Narendra Modi
Launched on: 16 july 2015
Budget: Rs. 17,000 Crore

o   Skill India Mission is projected to improve the skills of the Indian workforce 
o   Skill India Mission will make skilled labour a competitive advantage among world nations 
o   Nearly 833 million of unorganized labor will be trained and placed in industry 
o   India will emerge as the skill capital of the entire world supplying skilled labor force to the developed nations
E-Nivaran : Online Tax-Related Grievance Redressal Scheme
Aim: To resolve all the query related to tax issues in a single screen under the scanner of assessment officials.
Lunched by: CBDT(Central Board of Direct Taxes)

o   To deal with the concerns an Electronic-Prevention Plan is being launched as a pilot basis in New Delhi. 
o   Initiatives are being taken to create awareness among masses about tax policies and procedures. 
o   The Whole process will be done over Electronic Media i.e. on Single Screen on Computer (Through Website). 
o   Union Government Advised CBDT to resolve the query related to Tax issues within a month which may be further reduced with time.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana
Aim: DDUGKY aims to place 75% trained people in guaranteed employment
Launched by (Prime Minister): Narendra Modi
Launched on: 25 september 2014

o   Bridges challenges like lack of formal education 
o   Develops marketable skills by funding training projects 
o   Provides placement to trained rural youth 
o   Retention of trained people 
o   Foreign placement 
o   Career progression

Rural Self-employment training Institute
Aim: Rural Self-employment training Institute (RSETI) set up to impart skill and technical training to rural youth

o   Training programs mostly cover agricultural practices, products, process and general entrepreneurship 
o   Helps rural youth to set up self-employment avenues 
o   Creates new employment opportunities 
o   Hand holding ensured credit linkage and microenterprise sustainability 
o   Implemented by banks in each district with the collaboration of Ministry of Rural development and respective state governments

Deendayal Upadhyay Gram Jyoti Yojana (DUGJY):
Launched: 25th July 2015 in Patna
Aim: To bring reforms and uninterrupted power supply in rural areas of the country

o   Funding of of 43,033 crores w
o   BPL will get a free electricity connection with LED lamps at Rs.3000 per connection. 
o   GARV-2 app launched to provide realtime data about the six lakh villages of the country. 
o   100% electrification of rural areas
Pradhan Mantri Ujjawala Yojana (PMUY)
Launched: 1st of May 2016 in Uttar Pradesh. Aim: Social welfare by providing LPG connections to BPL households in the country.

o   To replace the unclean cooking fuels with the clean and more efficient Liquefied Petroleum Gas (LPG). 
o   Financial support of Rs. 1600 for each LPG connection 
o   Implemented by the Ministry of Petroleum & Natural Gas 
Urja Ganga Yojana (UGY)
Launched: 24th October, 2016 in Varanasi Aim: A 2540 km long gas pipeline which will guarantee supply of clean and eco friendly fuel to at least seven main cities – Varanasi, Patna, Jamshedpur, Kolkata, Ranchi, Bhubaneswar and Cuttack .

o   To provide the accessibility of approx. 5 lakh LPG gas cylinders within next 5 years.
o   20,000 vehicles will get CNG
Swachh Swasth Sarvatra Abhiyan (SSSA)
Launched: 25th December 2016 by Union Health Ministry  in collaboration with the Ministry of Drinking Water and Sanitation and Human Resource Development Aim:To strengthen health centers in open defecation-free blocks

o   Grant of Rs 10 lakh to each Community Health Centres (CHCs) in ODF blocks of the country. 
Main components
o   Community Health Centres (CHCs) in ODF blocks supported to achieve Kayakalp certification.
o   Gram Panchayat of Kayakalp Primary Health Centres (PHCs) prioritized to become ODF.
o   Training in WASH (Water, Sanitation and Hygiene ) of CHC/PHC nominees. 
Deendayal Antyodaya Mission (DAM)
Launched: June 2011
o   To nurture rural power till they comes clear of abject poverty
o   To expand livelihoods in small enterprises; agriculture based rural areas and employment in formal sector. 
o   Also known as National Rural Livelihood Mission (NRLM)
o   SAMARTHYA – A set of 10 training programmes focusing on technical education created under MGNREGA 
o   Provides scope for value addition, innovation and entrepreneurship. 
Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA)
Launched: 9th June 2016 Aim: To improve the quality and coverage of Antenatal Care with Diagnostics and Counselling services as part of Reproductive Maternal Neonatal Child and Adolescent Health.

o   Offers some additional opportunities to all pregnant women who have missed their ante-natal visits due to some reasons. 
o   Provides care provision by a Doctor, Physician or Specialist in the second or third trimester. 
o   Pradhan Mantri Surakshit Matritva Abhiyan will be held on the 9th of every month.
Pradhan Mantri Vittiya Saksharta Abhiyaan (PMVSA)
Launched: 1st December 2016 by Human Resource Development Minister Prakash Javadekar in New Delhi. Aim: To go for cashless transaction and payment modes like using credit or debit cards or the payment wallets to reduce the malpractice in the country.

o   To stop the malpractice of corruption and to finish black money in India. 
o   Encourages the common people to evolve and opt for cashless transactions 
Digi Dhan Vyapar Yojana (DDVY)
Launched: 15 December 2016 by Prime Minister Narendra Modi 
Proposed by: NITI Ayog headed by Arvind Panagariya
Aim: To increase the “Cashless Transactions”
o   NITI Ayog stands for the “National Institution for Transforming India”.
o   Prizes for Merchants for all digital transactions are worth Rs. 50,000, Rs 5,000 and Rs. 2,500. 
o   Incentives shall be restricted to transactions within the range of Rs 50 and Rs 3000 (common people). 
o   The winners will be selected through a random draw of the eligible Transaction IDs. 
Launched: 15th December 2016 by NITI Aayog and NPCI. Aim: To increase the “Cashless Transactions”

o   In this Yojana, there is a lucky draw for those who will do more cashless transactions during a particular period. This scheme is for merchants and customers only. 
o   Those who are doing cashless transactions by using AEPS, USSD, UPI, RuPay. They will be eligible for this scheme. 
Pradhan Mantri Garib Kalyan Yojana (PMGKY)
Launched: December 2016 Aim: To improve the financial position of the poor people

o   To organise Garib Kalyan Mela
o   Make our country developing to developed. 
NTR Arogya Rakshya Scheme
Launched: 1st December, 2016 in Vijayawada Aim: To provide medical treatment to the people belonging to Above Poverty Line (APL) at Rs. 1200 premium per annum

o   Offers health insurance cover up to 2lakh and free treatment
o   Provides medical treatment for 1044 health and
o   The new Married couple either the wife or husband belongs to other state can be registered under one family by paying the entire annual premium. 
o   People can resister for this scheme at any of the Mee Seva centers till 28th February, 2017. 
Digi-Locker scheme
Launched: 1 July 2015 Aim: To provide a secure storage of documents in digital form.I

o   Helpful in sharing the e-documents through the registered repositories,
o   Digital document contains the URL’S of the documents issued by the government agencies or any other entities. Uploaded documents contain all the documents uploaded by the user,each not exceeding 10 mb of space
Atal Amrit Abhiyan (AAA)
Launched: 25 December 2016 on 92nd birth anniversary of Atal Bihari Vajpayee Aim: To provide health insurance against 437 illnesses including 5 critical diseases.

o   The scheme will roll out from 1 April, 2017. 
o   A Health/Smart Card will be given at the cost of Rs 100/- 
o   437 illnesses are divided into six groups which are kidney, cardiovascular, cancer, burns, neo-natal and neurological conditions
Nagar Uday Scheme (NUS)
Launched: 25th December, 2016, on the birthday of former Prime Minister Atal Bihari Vajpayee
Launched by: Chief Minister of Madhya Pradesh Shivraj Singh Chouhan. Aim: To assess service being provided to citizens and bring them at standard life.

o   To inform lower income class people about public welfare scheme and provide benefit. 
o   Under this scheme CM Shivraj Singh Chouhan flagged off Uday Abhijan Rath and 51 e rickshaws. 
Voluntary Disclosure and Surcharge Wavier Scheme
Launched: 19th November, 2016 by Haryana Government 
Aim: For declaring tampered or defective meters for all category of consumer having sanctioned load up to 5KW and for small domestic and non-domestic consumers having sanctioned load up to 2 KW in rural areas.

o   Applicable to only those consumers falling in the aforesaid three categories, who were in default as on 30th September, 2016
o   To replace old meters with a new electronic meter within three days. 
o   No checking during the period of operation of the scheme for consumers having load up to 5KW. 
Baristha Bunkar Sahayata Yojana (BBSY)
Launched: 7th August, 2016 by Odisha Government Aim: All weavers within age of 60 years would get a monthly pension of 500 rupees per month.

o   Weavers above age of 80 years would get 700 rupees per month. 
o   Weavers within age of 60 years would get a monthly pension of 500 rupees 
Pradhan Mantri Zero Deficit Zero Effect Scheme (ZED)
Launched: 2016 by Prime minister Narendra Modi. The scheme is launched
Aim: To suppress the bad effect of products on environment.

o   Micro Small and Medium Enterprises companies which follows the guidelines set by ZED and meet the standards set by the ZED will be awarded ZED certification along with various benefits. 
o   More emphasis on producing items that have “Zero Deficits” so as to achieve the quality
o   To encourage a sustainable environment & development 
E-Nirvan: Online Tax Related Grievance Scheme
Launched: September 8 2016 by CBDT. 
Aim: To reduce the forged cases on tax evasions & to provide assistance through electronic media.

o   Works will be done under paperless environment under the eyes of an assessment officer of IT department. 
o   Everyone will be able to track their complaint and get a solution on the real-time basis. 
o   A separate and dedicated window for grievance redressal in the Income Tax Business Application 
Mission Bhagiratha: Safe drinking water scheme
Launch: August 7, 2016 in Telangana
Aim: To provide safe drinking water to everyone in the State through dedicated water pipeline channels in the state. 
o   The state government has designed a water grid project to provide a sustainable and durable solution to the problem of safe drinking water. 
o   Mission “Bhagiratha” will provide 100 litres & 150 litres of clean drinking water per person in rural households and in urban households respectively. 
Kayakalp Award Scheme
Launched: 15th May 2015 by Ministry of Health And Family Welfare 
o   To promote cleanliness and enhance the quality of public health facilities in Hospitals, Clinics, Public Space, 
o   To incentivize and recognise such public healthcare facilities that show exemplary performance in adhering to standard protocols of cleanliness and infection control. 
o   Few parameters on which the performance of Health Facilities Centre would be judged are as Hospital or Facility Upkeep, Sanitation and hygiene, Waste Management, Infection control, Support Services, Hygiene Promotion
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Launched: 13th January 2016 by Government of India Aim: To provide insurance coverage and financial support to the farmers in the event of failure of any of the notified crop as a result of natural calamities, pests & diseases.

o   It replaced the National Agriculture Insurance Scheme (NAIS) and modified NAIS. 
o   Covers nearly 50 percent of the total cropped area in our country in the next three years
o   Offers a uniform premium rate of 2 percent for kharif crops and 1.5 percent for Rabi crops. 
Pradhan Mantri Awas Yojana (PMAY)
Launched:  25 th June 2015. Aim: Provide affordable houses to Indian citizen

o   More than 2 Crore houses to be built among which 1 crore houses are to be built by 2019. 
o   Ministry of Housing and Urban Poverty alleviation (HUPA) is the nodal agency. 
o    It has a cost of 1.25 lakhs per unit. 
o   The houses constructed under PMAY will be in accordance with “Going Green” concept. 
UJALA (Unnat Jyoti by Affordable LEDs for All)
Launched: 1st May 2015 by Piyush Goyal Aim: It aims at replacing 77 crores of incandescent lamps with LEDs which are much more energy saving.

o   Domestic Efficient Lighting Program (DELP) has come up with this new UJALA scheme. 
o   EESL (Energy Efficient Services Limited) has implemented the UJALA scheme. 
Lalima Abhiyan
Launched: November 1 2016 by CM of Madhya Pradesh Shivraj Singh Chauhan 
Aim: To make the Madhya Pradesh anaemia free

o   Iron folic acid tablets will be provided free in aaganwadis, hospitals and academic institutions. 
o   Ferrous escorbate tablets will be distributed by the health minister JP Nadda. 
Kalinga Shiksha Sathi Yojana (KSSY)
Launched:  27th June 2016 by Chief Minister of Orissa Mr. Naveen Patnaik Aim: 
o   To reduce the financial stress of the parents facing hardship in paying high rate of interest of educational loans
o   Provide the education loan at only 1% interest rates
o   The loan facility will be given to the students on the basis of their merit and the total annual income of their family. 
o   Release the financial burden from the shoulders of the parents of the aspiring students. 
o   The Odisha government is allotted the budget for this scheme is nearly 500 crore from its own resources. 
Sovereign Gold Scheme
Launched: Budget session 2016 Aim: To reduce the demand of physical gold thus keeping a tab on gold imports and utilising resources effectively.

o   On gold bond maturity, redemption will be made in Rupee only
o   Price of gold bond will vary with the market prices of gold
o   RBI has fixed tenor of the bond from 5 to 7 years to protect the investors from medium term volatility.
Annapurna Rasoi Yojana
launched: December 15, 2016 by Rajasthan’s Chief Minister Vasundhara Raje Annapurna Aim:  To provide nutritious food to street-dwellers, vendors, rickshaw-pullers and students and working women

o   People will be provided breakfast at Rs. 5 and nutritious will be provided at Rs. 8.
o   The scheme is implemented in 12 districts including Jaipur, Jodhpur, Kota, Ajmer, Bikaner, Udaipur, Bharatpur and many other districts along with Raje’s constituency Jhalawar.
o   The skilled will prepare meals with their gloves, head-masks and aprons on.
Niramaya Health Insurance
Launched: October 2016 Implemented & monitored by: National Trust with the active participation of the Local Level Committees (LLC). Aim: To enable and empower persons with disability to live as independently and as fully as possible, health services and their access to persons with disabilities assume a very significant role.

o   Scheme available all over India except J&K
o   Insurance cover of up to 1 lac to PwDs
o   PwDs with disabilities under the National Trust Act are eligible
Swavlamban Health Insurance Scheme
Launched: 2nd October 2015 Implementing agency: New India Assurance Company Aim: To provide affordable health facilities

o   Uniform premium of 357 rupees per PwD person through out the country
o   Sum insured is 2 lacs for a year and will cover PwDs in the age group of 0 to 65 years
o   OPD benefits include 10000 p.a per PwD and 3000 p.a for mentally retarded people
o   No premedical tests involved
o   Swavlamban excludes people with autism, cerebral palsy and Multiple disabilities
National Health Policy
Aim: To achieve universal health coverage and delivering quality health care services to all at affordable cost. Launched: By Prime Minister Narendra Modi on 15th march 2017

o   This policy helps in problems and solutions with private sector as strategic partners. 
o   It seeks to promote quality of care focus is on emerging diseases and investment in promotes and prevents healthcare. The policy is patient centric and quality driven. It addresses issues on health security and makes in India for drugs and devices. 
o   The main objective of the National Health Policy 2017 is to achieve the highest possible level of good health and well-bein and to achieve universal access to good quality health care services without facing any financial hardship. 
Cyber Swachhta Kendra
Aim: Creating a secure cyber space by detecting botnet infections in India. Launched: By the Minister of Electronics and Information Technology.

o   It is a Digital India initiative in creating a secure cyber space by detecting botnet infections in India and to enable cleaning and securing systems of end-users to prevent further infections. 
o   The Center is operated by the Indian Computer Emergency Response Team (CERT-In).The Centre aims to enhance coordination between the Government and industry in order to encourage cyber hygiene among all end-users and to create a secure and safe internet in India. 
Some of the tools released for citizens are as follows: 1. USB Pratirodh -A desktop security solution, which protects from USB mass storage device threats. 2. AppSamvid - A desktop security solution which protects systems by allowing installation of genuine applications through white listing. This helps in preventing threats from malicious applications. 3. M-Kavach – An indigenously developed solution to address the security threats in mobiles.

Credit guarantee limit for small and medium businesses
Aim: To give a boost to the small entrepreneurs and job creation, the government today doubled the credit guarantee limit for small and medium businesses to Rs. 2 crore to help them over the liquidity problems. Launched: By Prime Minister Narendra Modi

o   The government has taken certain decisions in the interest rate of small and medium businesses which will also boost employment. 
o   Government underwrites loans given by banks to small businesses through a trust. So far, loans were covered up to 1.crore rupees. This limit is now being enhanced to Rs. 2.crore 
o   Earlier, the scheme only covered bank loans. But now it will cover loans given by NBFCs (non-banking financial companies) as well. 
o   This will enable better access to credit for small shop-owners and small enterprises and the banks and NBFCs will not levy high interest on these loans, as the government is bearing the cost of underwriting them. 
Pradhan Mantri Gramin Digital Saksharta Abhiyan
Aim: To make 6 crore rural households digitally literate. This project is Rs.2,351.38crore to usher in digital literacy in rural India by March,2019. Launched:By Finance Minister in the Union Budget 2016-17
o   PMGDISHA is expected to be one of the largest digital literacy programs in the world. Under this scheme 25 lakh candidates will be trained in the FY 2016-17, 275 lakh in the FY 2017-18 and 300 lakh in the FY 2018-19. To ensure geographical reach each of the 2,50,000 Gram Panchayats would be expected to register an average of 200-300 candidates. 
o   Digitally literate persons will be able to operate computers/digital access devices, send and receive emails, browse internet, access Government Services, search for information, undertaking cashless transactions, etc. and use IT to actively participate in the process of nation building. 
o   The implementation of this Scheme would be carried out under overall supervision of Ministry of Electronics and IT in active collaboration with States/UTs through their designated State Implementing Agencies, District e-Governance Society, etc. 
Varishtha Pension Bima Yojana
Aim: To provide social security during old age and protect elderly persons aged 60 years and above against a future fall in their interest income due to uncertain market conditions. Launched: Prime Minister Narendra Modi has given its post-facto approval for launching of Varishtha Pension Bima Yojana 2017. It is a part of Government’s commitment for financial inclusion and social security.

o   This scheme will provide an assured pension based on a guaranteed rate of return of 8% per annum for ten years, with an option to opt for pension on a monthly / quarterly / halfyearly and annual basis. 
o   The difference between the return generated by LIC and the assured return of 8% per annum would be borne by Government of India as subsidy on an annual basis. 
o   Minimum investment is not yet specified. However, the maximum investment limit is Rs.7,50,000. 
Lucky Grahak Yojana and the Digi-Vyapar Yojana
Aim: The primary aim of these schemes is to incentivize digital transactions so that electronic payments are adopted by all sections of the society, especially the poor and the middle class.

Lucky Grahak Yojana (Consumers): 
o   Daily reward of Rs 1000 to be given to 15,000 lucky Consumers for a period of 100 days. 
o   Weekly prizes worth Rs 1 lakh, Rs 10,000 and Rs. 5000 for each Consumer who uses the alternate modes of digital Payments. 
o   This will include all forms of transactions viz. UPI, USSD, AEPS and RuPay Cards but for the time being exclude transactions through Private Credit Cards and Digital Wallets. 
Digi-Vyapar Yojana (Merchants) 
o   Prize for Merchants for all kinds of digital transactions conducted at Merchant establishments. 
o   Weekly prizes worth Rs. 50,000, Rs 5,000 and Rs. 2,500 
o   Mega Draw on 14th of April (Ambedkar Jayanti) 
o   3 Mega Prizes for consumers worth Rs, 50 lakh and 25 lakh for digital transactions between 8thNovember, 2016 to 13th April, 2017 to be announced on 14th April, 2017. 
o   3 Mega Prizes for merchants worth Rs 50 lakhs, 25 lakh, 12 lakh for digital transactions between 8th November, 2016 to 13th April, 2017 to be announced on 14th. 
First Flight under UDAN Scheme to Take off
Aim: To form more airports and to make air service available at low cost. Launched: The Minister of State for Civil Aviation JayantSinha, on January 19, 2017 announced that the under UDAN Scheme is likely to take off in February 2017.
o   Presently there are 75 operational airports in the country and after the implementation of UDAN scheme 43 new airports will be added. 
o   Under this scheme traveller can buy tickets at Rs.2500. from 9 seats to maximum 40 seats can be booked by single user. 
Modified Special Incentive Package Scheme
Aim: To further incentivize investments in Electronic Sector and further move towards the goal of ‘Net Zero imports’ in electronics by 2020. Launched: By Union Cabinet on 18 January

o   The incentive under the scheme will be available from the date of approval of a project and not from the date of receipt of application. 
o   The incentives will be available for investments made within 5 years from the date of approval of the project. 
o   Approvals will normally be accorded to eligible applications within 120 days of submission of the complete application. 
o   A unit receiving incentives under the scheme will provide an undertaking to remain in commercial production for a period of at least 3 years. 
o   The Appraisal Committee recommending approval of project will be chaired by Secretary, Ministry of Electronics and IT. 
CCEA approves 40,000-mw solar park scheme
Aim: For the development of Solar Parks and Ultra Mega Solar Power parks. Launched: By the Union Cabinet Committee on Economic Affairs.

o   This Scheme for Development of Solar Parks and Ultra Mega Solar Power Projects with the production target enhancement to 40,000 MW from the present 20,000 MW. 
o   The enhanced target capacity would ensure development of at least 50 solar parks each with a capacity of 500 MW and above in various parts of the country 
o   In the recent development smaller parks in Himalayan and other hilly States where contiguous land may be difficult to acquire in view of the difficult terrain, will also be considered under the scheme. 
Credit Linked Subsidy Scheme (CLSS) of PMAY
o   Aim: TO extend the tenure of loans under the Credit Linked Subsidy Scheme (CLSS) of PMAY from 15 to 20 years 
o   Launched: By PM Modi has given its approval on February 1, 2017 
o   The scheme has been introduced for the middle income group (MIG) category and an initial allocation of Rs. 1000 crore has been made at Budgetary Estimate stage in 2017-18 for the proposed CLSS for MIG. 
o   The Primary Lending Institutions (PLIs) that have signed a MoU with the Central Nodal Agencies (CNAs), under the CLSS of PMAY (Urban) have also been directed to extend the necessary conditions of their MoU to CLSS for MIG with appropriate changes as applicable. 
o   The schemes aim to ensure greater participation amongst the Economically Weaker Section (EWS), LIG and MIG segment of the society to provide Housing for All by 2022. 
Mission Fingerling
o   Aim: To achieve Blue Revolution with the holistic development and management of fisheries in the country. 
o   Launched: By Union government on March 11, 2017 
o   The Blue Revolution program focuses on creating an environment that envisages integrated and holistic development and management of fisheries for the socio economic development of the fishers and fish farmers. 
o   The main motive behind this program is to enhance the fisheries production from 10.79 mmt to 15 mmt by 2020-21. 
o   The Department has identified 20 States based on their potential and other relevant factors to strengthen the Fish Seed infrastructure in the country. 
Solar Energy Scheme
Aim: To mitigate the problem of power cut/ shortage faced by decentralized power loom units in the country so as to improve utilization, efficiency, productivity to face both the domestic and international markets competitively. Launched: April 1, 2017

o   To provide financial assistance/capital subsidy to small power loom units, for installation of Solar Photo Voltaic (SPV) plant. 
o   The Scheme is meant for Units having 04, 06 & 08 power looms and subsidies for different SPV plants will be given in the range of Rs 2,25,000 to Rs 8,55,000 depending upon the capacity of the SPV plant (4KWP, 6KWP, 8 KWP). 
o   The Government of India will provide financial assistance/capital subsidy to the extent of 50%, 75% & 90% of the basic cost of the Solar Energy Plant (Cost of Solar Panel + Inverter + batteries) to the applicants of General category, SC & ST respectively. 
Rashtriya Vayoshri Yojana
Aim: To provide Physical Aids and Assisted-living Devices for Senior citizens belonging to BPL category. Launched: On 1st April, 2017

o   Free of cost distribution of the devices, commensurate with the extent of disability/infirmity that is manifested among the eligible senior citizens. 
o   In case of multiple disabilities/infirmities manifested in the same person, the assistive devices will be given in respect of each disability/impairment. 
o   The devices will help the Senior Citizens to overcome their age related physical impairment and to lead a dignified and productive life with minimal dependence on care givers or other members of the family. 
o   The scheme is implemented through the implementing agency, ‘Artificial Limbs Manufacturing Corporation (ALIMCO) a PSU under the Ministry of Social Justice and Empowerment.
Deendayal Rasoi Yojana
o   Launched by: Madhya Pradesh CM Shivraj Singh Chouhan. 
o   Total Budget: Rs. 10 Crore 
o   Under this scheme poor people will get good Quality food at cheaper rate 
o   Cost of breakfast will be Rs. 5 and Lunch at Rs. 8 
o   It will be completely monitored by Level Coordination and Monitoring Committee 
Pandit Deendayal Upadhyaya sanchar Kaushal Vikas Pratisthan Scheme
o   Launched by: Minister of states for communication, Manoj Sinha 
o   Aim: Main Objective of this scheme is to train rural youth to maintain mobile towers properly, to repair optical fibers and ability to fix communication technology related issues 
o   Under 1st phase, 10000 people from 10 states/UT will be trained 
o   Total Budget: Rs. 7 crore. 
o   Launched On: May 26, 2017 
o   Launched by: PM Narendra Modi 
o   Full Form: Scheme for Agro Marine Processing and Development of Agro Processing clusters. 
o   Aim: Main Objective of this scheme is to bring more income to farmers by 2022 
o   Total Budget: Rs. 6000 crore 
Antyodaya Anna Yojana
o   Launched By: Haryana Government 
o   Aim: Main objective of this scheme is to provide meals at low cost to registered construction workers 
o   Under this scheme meal will be served between 8 am to 2 pm 
o   Launched By: Union Home Minister Rajnath Singh 
o   Launched on: May 8, 2017 
o   Aim: Main Objective of this scheme is to abolish left wing terrorism 
o   S for Smart Leadership 
o   A for Aggressive strategy 
o   M for Motivation and Training 
o   A for Actionable Intelligence 
o   D for Dashboard KPI and KRA 
o   H for Harnessing Technology 
o   A for Action plan for each theatre 
o   N for No access to financing 
Interest Subvention Scheme
o   Under this scheme small saving interest were reduced by 0.1% 
o   It provides short term crop loan of Rs. 3 lakh at a interest rate of 4 % per annum to farmers. 
o   Total Budget: Rs. 20,339 crore 
o   Implemented by: NABARD and RBI 
o   Aim: Main Objective of this scheme is to provide short term crop loan at lower interest rate to boost agricultural productivity in the country. 
Single Women Pension Scheme:
o   Launched on: June 4, 2017 
o   Launched by : Telangana Government 
o   Aim: Main objective of this scheme is to provide 1000 financial assistance per month to single women like unmarried and divorced women 
Chief Minster Scholarship Scheme:
o   Launched on: June 6, 2017 
o   Launched by: Punjab Government 
o   Aim: Main objective of this scheme is to provide cheaper and quality technical education to the poor students of the state. 
o   Under this scheme student scoring 60 % to 70% marks I 10th exam will be given 70% scholarship. 
o   Student scoring 70 % to 80% marks I 10th exam will be given 80% scholarship. 
o   Student scoring 80 % to 90% marks I 10th exam will be given 90% scholarship. 
o   Student scoring 90 % to 100% marks I 10th exam will be given free education. 
o   Launched by: CSIR- Council of Scientific and Industrial Research. 
o   Aim: Main Objective of this scheme is to connect students and scientist and to extend students classroom learning into research based laboratory. 
National Bio-pharma Mission
o   Launched by: Union ministry of science and technology 
o   Aim: Main Objective of this mission is to improve India’s technological and product development capabilities to globally competitive level in the next decade. 
Stands for Comprehensive Online Modified Modules on Induction Training Aim: Main objective of this scheme is to improve the public service delivery mechanism.

VAJRA Faculty Scheme
o   VAJRA stands for "Visiting Advanced Joint Research" faculty scheme. 
o   This scheme was launched by department of science and technology on the advise of PM Modi, at Bengaluru on 8th January 2017 , during 14th Pravasi Bharatiya Divas Convention. 
o   It enables NRI scientist s to participate and give their contribution to the research and development in India. 
o   Prof. Ashutosh Sharma, secretary at department of science and technology said, that the main objective of the Scheme is to bring the best of the world to India and to conduct research in India. 
o   Minister of science and technology, Harsh Vardhan launched the web portal of VAJRA in New Delhi. 
o   This scheme will be implemented by SERB ( The Science and Engineering Research Board) 
o   VAJRA faculties will engage in collaborative research in public funded institutions and national laboratories. 
o   These faculties can reside in India for a period of one month to max three months a year. 
o   Maximum number of scientists who can take part in the program can be 1000. 
o   Salary for these faculties will be $15000 for first month and $10000 p.m for the rest two months. 
o   Additional perks like accommodation , medical insurance etc are not provided 
o   These faculties are been selected and evaluated by a selection committee of eminent scientists. 
o   The committee will meet twice a year on January and July. 
o   SERB will announce the result in the month of April and september. 
o   They will co- guide and mentor the students in collaborative programs.


No comments

Powered by Blogger.