Biggest challenge to Indian Banking--Expert view

I came across a Video interview with Mr. K C Chakravarthy, Dy. Governor of RBI in a website. I am giving the link for the same. In fact I thank connect.in.com for giving a link to my blogsite. Connect.in.com http://connect.in.com/indian-banks-association/play-video-expert-view-biggest-challenge-for-indian-banking-1327981-f2271d5c78e65cb71e745e40d824e51bcf6b263e.html