COMPREHENSIVE CAR INSURANCE

 Comprehensive car insurance, also known as full coverage, provides broader protection than third-party insurance. Here are the key features:

1. Third-Party Cover:

   • Like third-party insurance, it covers liability for third-party property damage and bodily injury.
   • However, comprehensive insurance goes beyond this.

2. Own Damage Cover:

   • It covers damage to your own vehicle due to accidents, theft, fire, natural disasters, or vandalism.
   • Repair costs are covered, subject to deductibles.

3. Additional Benefits:

   • Personal Accident Cover: Provides compensation for injuries or death of the owner/driver.
   • Add-Ons: You can enhance coverage with add-ons like zero depreciation, engine protection, and roadside assistance.

4. Premium Calculation:

   • Premiums depend on factors like car make, model, age, location, and add-ons.
   • Comprehensive insurance is costlier than third-party, but offers comprehensive protection.

Remember to compare policies and choose one that suits your needs. 😊