SBI PO MAIN 2018 GENERAL AWARENESS for SBIPO

SBI PO MAIN 2018 

GENERAL AWARENESS

81.       The Union Government for the first time has given approval three infrastructure proposals to address the infrastructure problem under the TIES. The TIES scheme is related to __________

(1) Importers (2) Education (3) Exporters (4) Experts      (5) Economy

82.       Small Finance Banks (SFBs) will be required to extend __________ of their adjusted net bank credit (ANBC) for priority sector lending.

(1) 60%           (2) 50%           (3) 25%           (4) 40%           (5) 75%

83.       The All India Institute of Ayurveda (ANA) is a new upcoming institute, which is conceived as an Apex Institute of Ayurveda. This institute is located in __________

(1) Bangalore (2) Ahmedabad           (3) New Delhi             (4) Kanpur      (5) Patna

84.       Jayant Ganpat Nadkarni was passed away, recently. Who was Jayant Ganpat Nadkarni?

(1) Actor         (2) Footballer             (3) Former Cricketer (4) Indian Army chief

(5) Indian Navy chief

85.       The Indian Air Force is all set to be part of the Exercise Pitch Black scheduled to be held in __________

(1) Myanmar (2) Hongkong             (3) Thailand    (4) Japan         (5) Australia

86.       Behdienldilam festival is celebrated in the month of July for good health, property and bumper harvest in which state?

(1) Odisha       (2) Maharashtra          (3) Gujarat      (4) Meghalaya            (5) Kerala

87.       Asteroid Day is an annual global event which is held on the anniversary of the Siberian Tunguska event that took place on

(1) 30th June   (2) 24th June               (3) 21st June   (4) 18th June               (5) 12th June

88.       Who has been appointed the first ever chief financial officer (CFO) of the Reserve Bank of India (RBI) effective 15th 2010 in what is the biggest organizational change since Urjit Patel took over as RBI governor in September 2016?

(1) YV Reddy             (2) SudhaBalakrishnan           (3) Lakshi Reddy        (4) CNR Rao

(5) Sunil Mehta

89.       Social Pay, this "first-of-its kind service by any Indian bank" is available on Money2lndia (M2I), the bank's app for remittances. It has been launched by which of the following banks?

(1) SBI            (2) Bank of India        (3) HDFC Bank          (4) ICICI Bank           

(5) PNB

90.       South Asia Economic Focus includes a Focus section presenting more in-depth analysis of an __________ topic of relevance for stability, growth, and prosperity in the region as well as country briefs covering South Asian Countries.

(1) Economic (2) Social        (3) Commercial          (4) Job             (5) All of the above

91.       The HDI is a composite statistic of life expectancy, education, and per capita income indicators, which are used to rank countries into four tiers of human development. What is the meaning of "H" in HDI?

(1) Hole          (2) Helpless    (3) Help          (4) Harmony               (5) Human

92.       The government has identified __________ Regional Rural Banks (RRBs) for listing on stock exchanges in line with the Union Budget 2018-19.

(1) Five           (2) two            (3) four           (4) three          (5) one

93.       Bharat QR Code, the latest initiative to boost digital transactions, will make use of QR codes system for payments across merchant outlets. Bharat QR was launched with much fanfare by

(1) FICCI        (2) NPCI         (3) RBI            (4) SEBI          (5) IRDAI

94.       What is the time limit to Bankruptcy resolution process in Insolvency and Bankruptcy Code (IBC)?

(1) 180 days    (2) 60 days      (3) 90 days      (4) 120 days    (5) 30 days

95.       Payments banks is a new model of banks conceptualized by the Reserve Bank of India (RBI). Payment Banks can

(1) Issue debit cards or offer internet banking

(2) Undertake utility bill payments

(3) Accept remittances to be sent to or receive remittances from multiple banks

(4) Issue credit Card

(5) Accept demand deposits

96.       Which country has thrashed. Iran 44-26 to emerge champions of the six-nation Kabaddi Masters in UAE?

(1) France       (2) USA          (3) India          (4) China         (5) Thailand

97.       Amangarh Tiger Reserve is a Tiger Reserve under Project Tiger in           

(1) Uttar Pradesh        (2) Jharkhand (3) Karnataka (4) Sikkim      (5) Gujarat

98.       Government will come out with a. Rs. 350 commemorative coin to mark 350th birth anniversary of __________ the 10th and last Sikh Guru.

(1) Guru HarKrishan              (2) Guru Gobind Singh           (3) Guru TeghBahadur

(4) Guru Amax Das                (5) Guru Ram Das

99.       A loan offered by a group of lenders who work together to provide funds for a single borrower is called a __________

(1) Secured     (2) Demand     (3) Concessional         (4) Syndicate (5) Subsidized

100.     __________ is the process of using agricultural machinery to mechanize the work of agriculture, greatly increasing farm worker productivity.

(1) Harvest agriculture           (2) Mechanized agriculture                (3) Simple agriculture

(4) Greatly agriculture           (5) Combine agriculture

101.     The new telecom policy or National Digital Communications Policy aims to attract __________ investments in the digital communications sector by 2022.

(1) $100 billion          (2) $50 billion            (3) $10.billion            (4) $500 billion

(5) $1000 billion

102.     INDRA is a joint, bi-annual military exercise conducted by India and __________?

(1) USA          (2) Nepal         (3) Singapore              (4) Austria      (5) Russia

103.     Name the city, which has get India's first e-waste plant?

(1) Jaipur        (2) Patna         (3) Deoghar                (4) New Delhi             (5) Bengaluru

104.     All Regional Rural Banks or RRBs are, therefore, advised to achieve and maintain a minimum CRAR of __________on an ongoing basis. Social

(1) 15%           (2) 11%           (3) 5%                         (4) 9%                         (5) 7%

105.     The government has set up a 13-member committee to upgrade the norms for computation of economic data at states and districts level in the backdrop of plans to revise the base year for National Accounts or GDP calculation. The Committee for SubNational Accounts will be headed by-

(1) Subhash Chandra Khuntia                        (2) Ravindra H Dholakia       

(3) Pradeep Kumar Sinha                   (4) A. K. Goel

(5) P. J. Joseph

106.     Which country has emerged as the top export destination for India, with USD 47.9 billion worth of shipments last fiscal?

(1) USA          (2) Russia       (3) Singapore              (4) UAE          (5) Japan

107.     Which organization has organized India's First Global Mobility Summit?

(1) IRDAI        (2) SEBI          (3) Finance Ministry (4) NITI Aayog           (5) RBI

108.     Foreign Direct Investment to India decreased to __________ billion dollars last year from 44 billion dollars in 2016 while outflows from India, the main source of investment in South Asia, more than doubled, according to a new trade report by the UN.

(1) 40 billion dollars              (2) 42 billion dollars              (3) 38 billion dollars

(4) 45 billion dollars              (5) 35 billion dollars

109.     The Cabinet Committee on Economic Affairs chaired by the Prime Minister, Shri Narendra Modi has approved an initial Corpus of __________ crore for setting up of a dedicated "Micro Irrigation Fund" (MIF) with NABARD under Pradhan Mantri Krishi Sinchayee Yojana (PMKSY).

(1) Rs. 1000 crore       (2) Rs. 2,000 crore      (3) Rs. 3,000 crore      (4) Rs. 4,000 crore

(5) Rs. 5,000 crore

110.     The Reserve Bank of India has Pulled one more rabbit out of the hat. This time it's a fluorescent blue Rs. 50 currency note, with 'an incredible __________ motif on the reverse side as a nod to India's syncretic past.

(1)Temple       (2) Star            (3) Hampi       (3) Sun            (5) Moon

111.     Paramparagat Krishi Vikash Yojana aims to promote __________ farming.

(1) Organic farming               (2) Revolution farming          (3) Community farming

(4) Sustainable farming         (5) None of the options given above

112.     Which Bank has raised its stake in microlender Swadhaar FinServe to 100 per cent to help expand its financial inclusion?

(1) State Bank of India           (2) South Indian Bank            (3) Kotak Mahindra Bank

(4) ICICI Bank                        (5) RBI Bank

113.     Numaligarh Refinery Limited is a public sector oil company in-

(1) Rajasthan              (2) Assam       (3) Odisha       (4) Kerala       (5) West Bengal

114.     Singapore state investment arm Temasek has struck its third back-to-back deal in India this month by inking an agreement to pick up a stake of around 4.8% in which Bank?

(1) AU Small Finance Bank Limited                         (2) State Bank of India

(3) FINO Pay Tech Bank                                (4) ICICI Bank

(5) Bandhan Bank

115.     Reserve Bank of India (RBI) has granted permission to the __________ to operate offices in India recently (July 2018).

(1) Bank of England               (2) Bank of China                   (3) Bank of Hong Kong

(4) Bank of Paris                    (5) Bank of Germany

116.     The Kalidas Samman is a prestigious arts award presented annually by the government of-

(1) Uttar Pradesh        (2) Tamil Nadu           (3) Kerala       (4) Madhya Pradesh

(5) Bihar

117.     Banks have finalized an intercreditor agreement and are working on details of an asset management company as part of a fivepronged mechanism they have identified to resolve the issue of mounting __________ under Project "Sashakt".

(1) Fund Transfer       (2) UPI            (3) NPA          (4) KYC          (5) NEFT

118.     Atal Pension Yojana (APY) Scheme's subscriber base crossed 1 Crore on completion of 3 years of the Scheme launch. APY was launched by the Prime Minister of India, Narendra Modi at a function in Kolkata on 9th May, 2015 and the current number of subscribers stands at __________ Crore.

(1) 1.90 Crore                         (2) 1.70 Crore                         (3) 1.50 Crore                         (4) 1.30 Crore

(5) 1.10 Crore

119.     What is the amount announced in Union Budget 2018-19 in Operation Greens?

(1) Rs 100 crores        (2) Rs 200 crores        (3) Rs 400 crores        (4) Rs 500 crores

(5) Rs 300 crores

120.     From 1 May, 2017, petrol and diesel prices, are revised on a __________ basis.

(1) Weekly basis        (2) Daily basis            (3) Hourly basis          (4) Monthly basis

(5) Yearly basis

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ANSWERS

81.       (3) Trade Infrastructure Export Scheme (TIES) is a centrally sponsored scheme to address the needs of the exporters. Its objective is to enhance export competitiveness by bridging the gap in export infrastructure, create focused export infrastructure and first-mile and last-mile connectivity. It is being implemented from FY18 till FY20 with budgetary allocation of Rs. 600 crore.

82.       (5) In its guidelines issued in July 2017, the RBI said that the small finance banks will be required to extend 75 per cent of their Adjusted Net Bank Credit (ANBC) to the priority sector lending (PSL). It added that the scope of activities of a small finance bank would primarily be to undertake basic banking activities of acceptance of deposits and lending to unserved and underserved sections including small business units, small and marginal farmers, micro and small industries and unorganized sector entities.

83.       (3) The government has approved setting up of an All India Institute of Ayurveda (AIIA) at Sarita Vihar in New Delhi, to come up on the lines of All India Institute of Medical Sciences (AIIMS).The Institute has been conceived as an apex institute of Ayurveda with 200 bedded referral hospitals for imparting education in the field of Ayurveda at MD and Ph.D levels.

84.       (5) Jayant Ganpat Nadkarni was an Indian Navy admiral who served as the 14th Chief of the Naval Staff of the Indian Navy from 1 December, 1987 to 30 November 1990. Nadkarni was a recipient of the Param Vishisht Seva Medal, Ati Vishisht Seva Medal, Nausena Medal and the Vishisht Seva Medal for his distinguished service.

85.       (5) Indian Air Force participated for the first time ever in Exercise Pitch Black 2018 (PB-18) hosted by the Royal Australian Air Force (RAAF) in July 2018. Exercise Pitch Black is a biennial three-week multinational large force employment exercise. It is conducted from RAAF Base Darwin and RAAF Base Tindal.

86.       (4) Behdienkhlam is an important dance festival observed by non-Christian ‘Pnars’ of Jaintia Hills of Meghalaya, India who believe in the traditional faith of ‘Niamtre’. It is celebrated every year in the month of July. During the festival people offer prayers for their property and good health.

87.       (1) The International Asteroid Day (IAD) is observed every year on June 30 to raise public awareness about the asteroid impact hazard and to inform the public about the crisis communication actions to be taken at the global level in case of a credible near-Earth object threat. It is held on the anniversary of the Siberian Tunguska event that took place on 30th June 1908, the most harmful known asteroid-related event on Earth in recent history.

88.       (2) NSDL executive Sudha Balakrishnan was, in May 2018, appointed the first ever chief financial officer (CFO) of the RBI, in what was the biggest organizational change since Urjit Patel took over as RBI governor in September 2016. She was earlier a vice president With the National Securities Depository Ltd (NSDL), India’s first depository, before joining RBI.

89.       (4) ICICI Bank, in April 2018, launched "Social Pay", a new service offering non-resident Indians. (NRIs) the ability to send money to a beneficiary in India using social media and e-mail. This "first-of-its-kind service by any Indian bank" is available on Money2lndia (M2I), the bank's app for remittances.

90.       (1) The South Asia Economic Focus is a biannual economic update presenting recent economic developments and a near-term economic outlook for South Asia. It includes a Focus section presenting more indepth analysis of an economic topic of relevance for stability, growth, and prosperity in the region as well as country briefs covering Afghanistan, Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, and Sri Lanka.

91.       (5) HDI stands for Human Development Index. It is a composite index of life expectancy, education, and per capita income indicators, which are used to rank countries into four tiers of human development. It was developed by Pakistani economist Mahbub ul Haq, with help from Gustav Ranis of Yale University and Lord Meghnad Desai of the London School of Economics.

92.       (3) The government has identified four regional rural banks (RRBs) for listing on stock exchanges in line with the Union Budget 2018-19.It is proposed to allow strong RRBs to raise capital from the market to enable them to increase their credit to the rural economy. There are 56 RRBs in the country with a combined balance sheet size of Rs 4.7 lakh crore.

93. (2)             Bharat QR was launched with much fanfare by NPCI in collaboration with MasterCard, Visa and American Express in September 2016. It facilitates users to transfer their money from one source to another. The money transferred through BharatQR is received directly in the user's linked bank account. It provides a common interface for American Express, Visa, MasterCard, and RuPay cards.

94. (1)             Section 12 of the Insolvency and Bankruptcy Code provides that the corporate insolvency resolution process (CIRP) shall be completed within a period of 180 days from the date of admission of the application. The adjudicating authority is empowered to extend the 180-day timeline by a further period "not exceeding" 90 days.The current law allows a maximum 270 days for resolution — an initial 180 days and 90 days of extra time on top of that.

95. (4)             Payments banks is a new model of banks conceptualised by the Reserve Bank of India (RBI). These banks can accept a restricted deposit; however, they cannot issue loans and credit cards.Payments banks can issue services like ATM cards, debit cards, net-banking and mobile-banking.

96. (3)             India thrashed Iran 44-26 to emerge champions of the six-nation Kabaddi Masters Dubai, in Dubai in June 2018.The six-nation invitational tournament was organised by International Kabaddi Federation in association with Star Sports and Dubai Sports Council.

97. (1)             Amangarh Tiger "Reserveis located in Amangarh in Bijnor district of Uttar Pradesh. It is one among the only three Tiger Reserves in Uttar Pradesh, the other two being Dudhwa Tiger Reserve and Pilibhit Tiger Reserve. It was originally part of the Jim Corbett National Park.

98. (2)             Prime Minister Narendra Modi in January 2019 released a commemorative coin of Rs.350 to mark the birth anniversary of Guru Gobind Singh, the 10th Sikh Guru. Guru Gobind Singh founded the Khalsa in 1699 and introduced the Five Ks, the five articles of faith that Khalsa Sikhs wear at all times. He enshrined the Guru Granth Sahib as Sikhism's eternal Guru.

99. (4)             A syndicated loan or syndicated bank facility, is a loan offered by a group of lenders -referred to as a syndicate - that work together to provide funds for a single borrower. The borrower could be a corporation, a large project or sovereignty, such as a government.

100. (2) Mechanised agriculture is the process of using agricultural machinery to mechanize the work of agriculture, greatly increasing farm worker productivity. Current mechanized agriculture includes the use of tractors, trucks, combineharvesters, countless types of farm implements, aeroplanes and helicopters (for aerial application), and other vehicles.

101. (1) The Union Cabinet in September 2018 approved the new telecom policywhich envisions attracting $100 billion investments into the country's digital communications sector. It aims at creating at least 40 lakh new jobs in the sector in the next four years. It also aims to provide broadband access to every citizen at 50 Mbps speed by the year 2022.

102. (5)INDRA is a joint, bi-annual military exercise conducted by India and Russia since 2003. The exercise is tasked with boosting cooperation and interoperability between the Russian and Indian navies. The word INDRA is a portmanteau of the participants' respective countries. The exercise involves live firing drills, as well as air defence and anti-submarine operations.

103. (5) Union minister of chemicals and fertilisers Ananth Kumar, in July 2018, announced that India's e-waste recycling unit will come up in Bengaluru. It is in keeping with the Swachh Bharat Abhiyan drive. Bengaluru, the IT capital of India, is the third in terms of e-waste generation in the country.

104. (4) Consequent to the consolidation of RRBs by amalgamation and recapitalisation of weak RRBs, the RBI decided to prescribe a minimum CRAR for RRBs in November 2013. All RRBs were, there-fore, advised to achieve and maintain a minimum CRAR of 9% on an on-going basis with effect from March 31, 2014. The decision marked the end of their transitory phase.

105. (2) The Union Government, in Jun 2018, constituted Ravindra Dholakia Committee for Sub-National Account to upgrade the norms for computation of economic data at states and districts level in backdrop of plans to revise the base year for National Accounts or Gross Domestic Production (GDP) calculation. Dholakia is a retired professor of IIM Ahmedabad.

106. (1) According to the Commerce Ministry data released in June 2018, the US emerged as the top export destination for India, with $47.9 billion worth of shipments in 2017-18 fiscal, followed by UAE and Hong Kong. In 2016-17, the country's shipments to Americastood at $42.2 billion.The other key destinations included China, Singapore, UK, Germany, etc.

107. (4) India's first global mobility summit 'MOVE' was organized by government think-tank Niti Aayog in New Delhi in September 2018.The summit aimed to bring together stakeholders from across the sectors of mobility and transportation to co-create a public interest framework to revolutionize transport.

108. (1).According to the World Investment Report 2018, released by the UN Conference on Trade and Development (UNCTAD) in June 2018, Foreign Direct Investmentto India decreased to 40 billion dollars in 2017 from 44 billion dollars in 2016 while outflows from India, the main source of investment in South Asia; more than doubled. Global foreign direct investment flows fell by 23 per cent in 2017, to USD 1.43 trillion from USD 1.87 trillion in 2016.

109. (5) The Cabinet Committee on Economic Affairs, on 17 May 2018, approved an initial Corpus of Rs.5,000 crore for setting up of a dedicated Micro Irrigation Fund (MIF) with NABARD under Pradhan Mantri Krishi Sinchayee Yojana (PMKSY).The allocation of Rs.2,000 crore and Rs.3,000 crore will be utilised during 2018-19 and 2019-20 respectively.

110. (3) The Reserve Bank of India (RBI) in August 2017 announced to release Rs.50 denomination banknotes in fluorescent blue. It has a motif of Hampi with Chariot on the reverse, depicting the country's cultural heritage. The note has geometric patterns aligning with the overall colour scheme, both at the obverse and reverse.

111. (1) Paramparagat Krishi Vikas Yojana (Traditional Farming Improvement Programme) was launched in Apri12015 to support and promote organic farming and thereby improving soil health. This scheme encourages the farmers to adopt eco-friendly concept of cultivation and reduce their dependence on fertilizers and agricultural chemicals to improve yields.

112. (5) RBL Bank, in June 2018, raised its stake in micro lender Swadhaar Finserve to 100 per cent to help expand its financial inclusion initiatives. RBL Bank had earlier held 60.48 per cent stake in Swadhaar, which is an exclusive business correspondent of the lender.

113. (2) The Numaligarh Refinery is located at Morangi, Golaghat district, Assam. It is a refinery owned by Numaligarh Refinery Limited, a joint venture between Bharat Petroleum (61.65%), Oil India (26%) and Government of Assam (12.35%). It has a capacity of 3 million metric tonnes per year.

114. (1) Temasek, Singapore government owned investment company, in June 2018, acquired 4.8 per cent stake in AU Small Finance. Bank with an investment of Rs.1000 crore. This is the largest primary capital infusion in AU Bank and its first ever since their last rise in fiscal 2012.

115. (2) The Reserve Bank of India (RBI), in July 2018, issued a licence to the Bank of China (BoC), one of the four biggest state-owned commercial lenders in China, to operate in India. The RBI approval followed Prime Minister Narendra Modi's commitment that India would expedite procedures to allow the BoC to set up branches in India.

116. (4) The KalidasSammanis a prestigious arts award presented annually by the government of Madhya Pradesh. The award is named after Kalidasa, a renowned Classical Sanskrit writer of ancient India. The XalidasSamman was first awarded in 1980. It was initially conferred in alternate years in the fields of Classical Music, Classical Dance, Theatre and Plastic Arts.

117. (3) Banks have finalised an inter-creditor agreement and arc working on details of an asset management company as part of a five-pronged mechanism they have identified to resolve the issue of mounting non-performing assets (NPAs) under Project Sashakt. Under ProjectSashakt, financial institutions will enter into an inter-creditor agreement to authorize the lead bank to implement a resolution plan in 1,80 days.

118. (5) Atal Pension Yojana (APY) subscriber base crossed 1 Crore on completion of 3 years of the Scheme launch. APY was launched by the PM, Narendra Modi at a function in Kolkata on 9 May 2015 and the current number of subscribers stands at 1.10 Crore. APY, a guaranteed Pension Scheme for citizens of India announced by the Government of India, is focused on the unorganized sector workers which constitute more than 85% of the workforce.

119. (4) In the budget speech of Union Budget 2018-19, a new Scheme "Operation' Greens" was announced on the line of "Operation Flood", with an outlay of Rs.500 crore to promote Farmer Producers Organizations (FPOs), agri-logistics, processing facilities and professional management. Accordingly, the Ministry has formulated a scheme for integrated development of Tomato, Onion and Potato (TOP) value chain.

120. (2)From 1 May 2017, Petrol and diesel prices are revised on a daily basis in select towns in sync, with international rates, much like it happens in most advanced markets. Instead of using fortnightly average, pump rates will reflect daily movement in international oil prices and rupee – USdollar fluctuations

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THANKS PRATYOGITA KIRAN MAY 2019