ENGLISH BANK OF MAHARASHTRA PO 2016
PART – III
ENGLISH LANGUAGE
Directions
(101-105): Rearrange the given six sentences/group of sentences (A), (B), (C),
(D), (E) and (F) in a proper sequence so as to form a meaningful paragraph and
then answer the given questions.
A. While
an ischemic stroke is a one wherein a clot forms in one of the arteries and stops
blood flow to the brain, a hemorrhagic stroke is a one wherein the blood vessels
bursts and bleeds, thereby killing the brain cells of the affected region.
B. Therefore,
treatment within the first 8 hours of the onset of symptoms is required to
prevent long-term morbidity and mortality.
C. However,
in reality, these are two different phenomena.
D. Stroke,
however, is either a blockage (ischemia) or a rupture (hemorrhage) in an artery
that supplies blood to the brain.
E. It
is common notions among people that heart attack and stroke (or brain attack)
are one and the same.
F. As
these brain cells die, the person loses control of whatever functions those
brain cells perform.
101. Which of the fallowing should be the SIXTH
(LAST) sentence after the rearrangement?
(1) E (2) B (3) D (4)
A (5) C
102. Which of the following should be the FIFTH sentence
after the rearrangement?
(1) F (2) A (3) E (4)
C (5) B
103. Which of the following should be the THIRD
sentence after the rearrangement?
(1) B (2) A (3) F (4)
D (5) E
104. Which of the following should be the SECOND
sentence after the rearrangement?
(1) B (2) A (3) E (4)
D (5) C
105. Which of the following should be the FIRST sentence
after the rearrangement?
(1) F (2) D (3) E (4)
C (5) B
Directions
(106-115): Read the following sentences to find out whether there is any
grammatical error in them. The error, if any, will be in one part of the
sentence. Mark the part with the error as your answer. If there is no error,
mark `No error' as your answer. (Ignore the errors of punctuation, if any).
106. Despite
having been inspected and pronounced safe earlier, the century old bridge
collapse after a train went across it.
(1)
Despite having been inspected (2)
and pronounced safe earlier
(3)
the century old bridge collapse after (4)
a train went across it
(5)
No error
107. The
study published last year revealed that the use of body cameras has resulted in
sharply dropping false complaints against the police.
(1)
The study published last year revealed (2)
that the use of body cameras has
(3)
resulted in sharply dropping (4)
false complaints against the police
(5)
No error
108. At
present when urban planners try to understand the patterns of activity in a
district they do by conducting surveys.
(1)
At present when urban planners (2)
try to understand the patterns
(3)
of activity in a district (4)
they do by conducting surveys
(5)
No error
109. The
Prime Minister has stated that changing the 'overwork work culture' in Japan is
one of the main arms of the labour reforms he plans to introduce next year.
(1)
The Prime Minister has stated that changing
(2)
the 'overwork work culture' in Japan
(3)
is one of the main arms of the labour reforms
(4)
he plans to introduce next year
(5)
No error
110. Just
over a year ago, policymakers were worried about China's tumbling stock
markets, but now it is China's property market that causing worries at home and
abroad.
(1)
Just over a year ago, policymakers were worried
(2)
about China's tumbling stock markets,
(3)
but now it is China's property market
(4)
that causing worries at home and abroad
(5)
No error
111. Typical
measures that schools employ to boost results include putting the best Teachers
in charge of students whom are about to take tests and cutting the time devoted
to activities unrelated to exams.
(1)
Typical measures that schools employ to
(2)
boost results include putting the best Teachers
(3)
in charge of students whom are about to take tests
(4)
and cutting the time devoted to activities unrelated to exams
(5)
No error
112. This
is Africa's largest and most profitable of airline, earning more than all its
rivals across the entire continent.
(1)
This is Africa's largest and (2)
most profitable of airline, earning
(3)
more than all its rivals (4)
across the entire continent
(5)
No error
113. The
government is hoping to raise the electricity generated from nuclear plants
from 25 percent to 50 percent since 2020.
(1)
The government is hoping (2)
to raise the electricity generated
(3)
from nuclear plants from (4)
25 percent to 50 percent since 2020
(5)
No error
114. Ask
economists how best to reduce pollution and the chances are; that they will recommend
taxing carbon emissions.
(1)
Ask economists how best to (2)
reduce pollution and the chances
(3)
are; that they will recommend (4)
taxing carbon emissions
(5)
No error
115. Foreign
investors already own about half of the firm which has a market valuation of more
than $9 billion.
(1)
Foreign investors already own (2)
about half of the firm
(3)
which has a market valuation (4) of
more than $9 billion
(5)
No error
Directions
(116-120): In these questions, each sentence has two blanks, each blank
indicating that something has been omitted. Choose the set of words for the
blanks which best fits the meaning of the sentence as a whole.
116. Despite
being ………. in minerals, this State remains one ………. the poorest in the country.
(1) dearth, in (2) abundant, as (3) rich, of (4) despondent, for
(5) scarce, to
117. The
country's education system still ………. very old-fashioned and is in ………. need of
a revamp.
(1)
languishes, fastidious (2) stays,
firm (3) stand, imperative
(4)
is, quickly (5)
remains, urgent
118. ……….
injured with a hamstring injury, the player remained in the field ………. for his country.
(1)
Even, played (2) Besides, playing
(3) Inspite, play (4) Despite, plays
(5)
Though, playing
119. Everything has ………. superfast these days,
with the ………. of technology.
(1) gone,
evolves (2) becoming, vanguard (3) became, initiative
(4) become,
advent (5) been, culling
120. Ali
has had a ………. for trains and endeavors to become a railway engineer ………. He grows
up.
(1)
liking, what (2) passion, when (3) dream, because (4) pioneer, wherein
(5)
penchant, whereas
Directions
(121-130): Which of the phrases (1), (2), (3) and (4) given below each sentence
should replace the phrases printed in bold in the following sentences to make
the sentences grammatically correct. If the sentence is correct as it is and
'No correction is required', mark (5) as the answer.
121. Both
ayurvedic and herbal products has
gaining popularity among consumers nowadays.
(1)
have gained popularity (2) is gained
popularity (3) will have gains
popularity
(4)
is being popular (5) No
correction required
122. He is sad to had defrauded many people of lakhs of rupees till date.
(1) be fraud of (2) defraud (3) be in defraud of (4)
have defrauded
(5) No
correction required
123. Ring
network technology requires many wiring
and is not feasible for connecting too many nodes.
(1)
require most wiring (2)
required too more wiring (3) require
much of wires
(4)
requires a lot of wiring (5) No
correction required
124. Within
the next decade, healthcare is going to
be one of the most lucrative sectors in India.
(1)
will go on to (2) has gone in (3) has been going to be
(4)
have become (5) No correction
required
125. Of
late, there have some things or the
other going wrong in the recruitment department of the organisation.
(1)
have been something (2) had
something (3) are
something
(4)
has been something (5) No
correction required
126. Predicting
consumer behaviour and taking business decisions
accordingly makes this company so successful:
(1)
taking according business decisions (2)
accordingly make business decision
(3)
take according business decision (4)
make business according decisions
(5)
No correction required
127. A recent study has revealed that eight out
of ten people suffers as vitamin D
deficiency.
(1) is suffering
in (2) suffer from (3) may be suffered of
(4) will be
suffering to (5) No correction
required
128. From
the sweet notes of classical music to the rings
of its temple bells, the melody of this area can move you.
(1)
ring of bell temple (2) rings
of temple bell (3) ringing of
temple bells
(4)
ringing bells of temple (5) No
correction required
129. Diwali
is gaining increasingly popular
today and is being celebrated all over the world.
(1)
became increasingly popularly (2)
gaining increasing popularity
(3)
gained populous (4) so more
popular than (5) No correction
required
130. There
was a falling out in the team after
they lost the football match to their arch rivals.
(1)
fall of (2) falling apart (3) fell enough (4) fall over
(5)
No correction required
Directions
(131-140): Read the following passage carefully and answer the questions given.
Certain words/phrases have been given in bold to help you locate them while
answering some of the questions.
Life is
expensive for America's poor, with financial services the primary culprit;
something that also afflicts migrants sending money home. Some 8% of American
households and nearly one in three whose income is less than $15000 a year do
not have a bank account. More than half of this group says banking is too
expensive for them. Many cannot maintain the minimum balance necessary to avoid
monthly fees; for others; the risk of being walloped with unexpected fees looms too large.
Doing without
banks makes life costlier; but in a routine way. Cashing a pay cheque at a
credit union or similar outlet typically costs 2-5% of the cheque's value. The
unbanked often end up paying two sets of fees one to turn their pay cheque into
cash, another to turn their cash into a money order says Joe Valents of the
Centre for American Progress, a think-tank. In 2008, the Brookings Institution,
another think tank, estimated that such fees can accumulate to $40,000 over the
career of a full-time worker.
Pre-paid debt
cards are growing in popularity as an alternative to bank accounts. A renowned
consultancy estimates that deposits on such cards rose by 5% to $570 billion in
2014. Though receiving wages or benefits on pre-paid cards is cheaper than
cashing cheques, such cards typically charge plenty of other fees. Many States
issue their own pre-paid cards to dispense welfare payments. As a result, those
who do not live near the right bank lose out, either from ATM withdrawal
charges or from a long trek to make g withdrawal. Other terms can rankle; in
Indiana; welfare cards allow only one free ATM withdrawal a month. If claimants
check their balance at a machine, it costs 40 cents.
To access
credit, poor typically rely on high-cost payday lenders. In 2013 the median
such loan was $350, lasted two weeks and carried a charge of $15 per $100
borrowed an interest rate of 322% (a typical credit card charges 15%). Nearly
half of those who borrowed using payday loans did so more than ten times in
2013, with the median borrower paying $458 in fees. In 2014 nearly half of
American households said they could not cover an unexpected $400 expense
without borrowing or selling something. 2% said this would cause them to resort
to payday lending.
Costly credit
does not mix well with lumpy welfare payments. The earned-income tax credit (EITC), an income top-up for poor
families, is paid annually, as part of a tax refund. The total refund can run
into thousands of dollars, making it worth more than many families' monthly pay
cheque. Unsurprisingly, cash-strapped households seek to borrow against this
windfall in advance. Regulators have recently nudged banks away from issuing high-cost short-term loans secured
against imminent tax refunds. But it is still common to borrow to cover the
cost of applying for the EITC. In 2014 almost 22 million consumers used 'refund
anticipation cheques', which offer a loan to pay the filing costs and collect
repayment automatically when the refund arrives. These products typically costs
between $25 and $60 for credit that lasts only a few weeks.
How might
financial services be made cheaper for the poor? Mobile banking looks promising. But the poor are not yet
well placed to benefit from the mobile revolution, in financial services or
otherwise. Only half of those earning less than $30,000 per year own a
smartphone, compared with 70% of more of those in higher income groups. Nearly,
half those who do manage it have had to temporarily cancel their service for
financial reasons. That might itself be the result of disparate prices; those
with poor credit ratings rely on pre-paid SIM cards, which unlike normal
monthly contracts do not come with a hefty discount for the handset. Low
smartphone preparation in turn makes life more expensive in other ways. The
unconnected do not benefit from the cheap communication, education and even
transport the app economy provides. A quarter of poor households do not use the
internet at all, which makes seeking out low prices harder.
131. As
mentioned in the passage, many poor American are reluctant to open a bank
account because ……….
A.
they prefer traditional methods of
handling their finances.
B.
they are unwilling to provide the
required documents.
C.
they find it difficult to fulfill
the requirements stipulated by banks.
(1)
Only A (2) Only B (3) Only C (4) Both B and C (5)
Both A and C
132. Which
of the following is most nearly the same in meaning as the word 'RANKLE' as
used in the passage?
(1)
Please (2) Beware (3) Irk (4)
Appease (5) Written
133. As
mentioned in the passage, one of the reasons mobile banking may prove to be a
costly affair for the poor is ……….
(1) there
are not enough service providers to cater to the needs of these segment of
people.
(2) they
are unable to take advantage of the services owing to financial charges of
banks.
(3) incidences
of theft of mobile phones is high.
(4) there
are no latest hi-tech smartphones available to the poor.
(5) None
of the given options
134. Which
of the following is most nearly the opposite in meaning to the word 'PROMISING'
as used in the passage?
(1)
Hopeless (2) Worthwhile (3) Desperate (4) Tangible (5) Unhappy
135. Which
of the following is most nearly the same in meaning to the word 'NUDGED' as
used in the passage?
(1)
Pushed (2) Overwhelmed (3) Judged (4) Welcomed (5)
Annoyed
136. As mentioned in the passage, pre-paid Cards are
gaining popularity because ……….
A. It is very convenient to withdraw money
using such cards.
B. these are durable.
C. these make provision to withdraw money
without any additional fee.
(1) Only A (2) Only B (3) Only C (4) All
A, B and C (5) Both A and B
137. Which
of the following is most nearly the opposite in meaning to the word 'DISPARATE'
as used in the passage?
(1)
Distant (2) Similar (3) Equity (4) Anonymous (5)
Destructive
138. Which of the following can be a suitable
title for the passage?
(1) Living the
American Dream Not A Distant Dream Anymore
(2) Technology
The Only Tool To Alleviate The Poor
(3)
Understanding - The Household Economics
(4) Exploring A
Rich Nation Of Poor People
(5) Innovative
Ways Of Banking And Their Success Stories
139. Which of the following is TRUE in the
context of the passage?
(1)
More than seventy percent of those who earn less than $30,000 per year do not
have smartphones.
(2)
Welfare programs for uplifting the poor have been extremely fruitful so far.
(3)
The EITC is given bi-annually to support the poor.
(4)
Payday lenders are quite popular among the poor.
(5)
All the given options are true
140. Which
of the following explains the meaning of the phrase 'looms too large' as used
in the passage?
(1)
Can be taken care of (2) Is
acceptable (3) Is awaited (4) Is morbid
(5)
Appears threatening
Directions
(141-150): In the given passage, there are blanks each of which has been
numbered. Against each, five words are suggested, one of which fits the blank
appropriately. Find out the appropriate word in each case.
A social
entrepreneur is one who develops an innovative answer to a social problem (for
instance a business model for helping to tackle poverty). A decade ago, the
term was scarcely heard: today, everyone wants to be bring ………. (141) ………. The
idea behind social entrepreneurship is that fresh business like ideas Will ……….
(142) ………. a productivity miracle in the 'social sector' similar to the one
that ………. (143) ………. in business in 1990s. Already a growing number of social
entrepreneurs have made a ………. (144) ………. The best known is Muhammad Yunus,
founder of Grameen a microfinance organisation. Another ………. (145) ………. example
is Wendy Kopp, the founder of Teach for America which puts thousands of recent ……….
(146) ………. from leading universities to work as teachers in some of the country's
worst schools.
However ………. (147)
………. far, the enthusiasm for social entrepreneurship has run ahead of its
affects. The ………. (148) ………. has not been a lack of good idea. Innovative
projects have ameliorated seemingly ………. (149) ………. Social troubles for
instance by reducing rates of reoffending by former prisoners or by ………. (150)
………. prisoners from rougher parts of American cities to graduate from college:
The problem is of speed and scale. Successful innovations have spread only
slowly, if at all. Policymakers hope that with encouragement from the government,
social entrepreneurs best ideas can be spread faster and wider.
141. (1) grown (2)
rich (3) one (4) greatest (5) part
142. (1) from (2)
into (3) away (4) about (5) end
143. (1) start (2)
achieved (3) occur (4) cropped (5) began
144. (1) mark (2)
blot (3) show (4) fool (5) sign
145. (1) one (2)
indirect (3) high (4) funny (5) prominent
146. (1) dropout (2)
graduates (3) steps (4) official (5) upstart
147. (1) too (2)
accordingly (3) as (4) hence (5)
so
148. (1) problem (2)
crises (3) key (4) solution (5) resolution
149. (1) creative (2) hopeless (3)
helpful (4) worth (5) wonderful
150. (1) preventing (2) improving (3) alleviating (4) bettering (5)
helping
ANSWERS:
101. (2) ; 102. (1) ; 103. (4) ; 104.
(5) ; 105. (3) ;
106. (3) ; Use 'had collapsed' is place of
'collapse'.
107. (2) ;
108. (4) ; Use 'they do so by' in place of 'they
do by'.
109. (1)
110. (4) ; Use 'that is causing' in place of 'that
causing'.
111. (3) ;
112. (2) ; Remove 'or from the sentence.
113. (4) ; Use `by' in place of 'since'.
114. (5) ; No error
115. (5) ; No error
116. (3) ; 117. (3) ; 118. (1) ; 119.
(4) ; 120. (2) ;
121. (1) ; 122. (4) ; 123. (4) ; 124.
(5) ; 125. (4) ;
126. (5) ; 127. (2) ; 128. (3) ; 129.
(2) ; 130. (5) ;
131. (3) ; 132. (3) ; 133. (4) ; 134.
(1) ; 135. (1) ;
136. (1) ; 137. (2) ; 138. (4) ; 139.
(4) ; 140. (5) ;
141. (3) ; 142. (4) ; 143. (5) ; 144.
(1) ; 145. (5);
146: (2) ; 147. (5) ; 148. (1) ; 149.
(2) ; 150. (5) ;
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