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IBPS 2018 INTERVIEW QUESTIONS ASKED

[19:59, 2/2/2019] +91 86030 16888: Bhopal interview. 1pm reporting time panel 3. I was 2nd last to be interviewed today there.
[19:59, 2/2/2019] +91 86030 16888: Entered the interview room. Greeted all 4 male members together and 1 madam separate.

Starting from my right side M1 asked me to introduce myself. I was about to start, but M2 (senior most in panel) interrupt before I could speak and asked the meaning of my name. I told them and then they asked me about why I am not working at ISRO. I had mentioned about my project work there for about 2 years. I told them about the eligibility criteria 70% . I had 68.7 %.

Then they switched over to asking about my work at Bank of Maharashtra as I have been working there as a cashier for about 4 months.
 First question I was asked that what's the yesterday's news for my bank.
 I thought that they might've seen some other news which I hadn't seen as I didn't get time to see because left Branch late and immediately had to take bus to interview city which is 8 hrs away.
So, i told them that sir yesterday's work was very much tiresome as 25 new accounts were opened and had to punch ATM cards for all same day as per instructions from higher authorities. Work was more as manager sir was on leave yesterday. Then madam asked at what time I Left Branch then. I told her that it got 7pm. But they told didn't i see that it was about NPA. Then mentioned about 2 other banks being removed from NPA too. The some other questions about Branch work.

Then they asked about the branch and how much business it's doing. It told I don't know even approx as I am yet to see it. Since I am single clerk there, not much time I get to see other stuffs and it's been only 4 months approx of working here.


Now they asked me about my extra achievements. I jad submitted some certificates of participation at national and international events for Sudoku and there was one winner certificate too among them. This went on for about 4 minutes.

And after that they told thank you for coming and wished me all the best. I greeted them all and then left the interview room.


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Pune- panel 2
Intro
Family background, questions on family
Questions on work experience
Difference between cash flow and fund flow ( I am bcom and mba finance)
What is sensex
what are performing assets
Do you use lockers
Do you use banking services
The head panelist was very friendly and was smiling throughout. Lastly while leaving he asked me who is the principal of my college. Apparently it seems we are the alumni of the same college. I asked him if he was an alumni, he didn't confirm but he laughed sort of acknowledging 😁
When I couldn't answer any questions since I did my grad and masters 7-8 yrs back, they prodded me and even helped me to answer. Overall a good and encouraging panel

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[16:38, 2/3/2019] +91 94394 33433: Hello Sir
I am sharing my IBPS PO 2018 Interview Experience. Please try to give a rating or feedback or an expected score that i can expect from this interview.

IBPS PO 2018 INTERVIEW:-
Date:- 01/02/2019
Venue:- UCO Bank Head Office, Ashok Nagar, Bhubaneswar.
Reporting Time: 08:30 AM
Panel-3

There were a total of 24 candidates in the list under Panel-3. But around 3-4 candidates were absent that day. Ours was the last day of the interview conducted in that venue.

I reached the venue 5 minutes early. We entered the premises at 8:45 AM.
Then we were seated in the room allotted to our Panel.
We were greeted by an instructor(probably a Bank staff of that branch) and he called out our names(Roll No. Wise) and assigned a serial number. We were given a form to fill and mention the list of documents that we had to submit them while document verification. We were asked to arrange the documents in a particular order.

First of all we were called for Biometric verification(done by TCS guy). We had to enter serially as per the number assigned to us.
2 candidates had issue with the matching of Right thumb impression which was later sorted out.

Second was the document verification. We had to show the original certificates and photocopy of those were matched,verified then submitted to them.
Then comes the Interview round.
My serial no. was 16 so i had to wait quite long than expected.
The guy who entered first was lucky one and had his interview last for around 25 minutes.
To my surprise, after interviewing the 15th serial no. candidate, the panelists took a break of around 15-20 minutes.
I was nervous and somewhat exhausted waiting so long.
Finally i heard the bell and entered the interview room.
There were 5 people in the panel all around or above 55 years age.
4 Males n 1 Female.

I opened the door slowly and wished them Good Morning Sirs and Mam.
They asked to me have a seat then only i sat.
Their faces looked serious but i tried to have a smile on my face but lost my smile somewhere during the conversation.
The Male panelist in the middle was a General Manager. He started the conversation. Then the female panelist asked my name.
I was not asked to introduce myself.

*M1- Your name is xyz..
!!
>Me- Yes Sir

*F1- So your name is xyz. Are you from Berhampur?
>Me- My native/place of ancestral origin is Berhampur but i was born n brought up in Rourkela(Steel City of Odisha).

*M1- When did you passout and what is your qualification. Why there is a long gap in between?
>Me- Explained in short and honestly. But he seemed uninterested.

*M2- Explain me about Atom. What an Atom consists. What is valency. Why is inert gas called inert gas.
>Me- I tried to answer as much i knew. But he kept on asking me questions from Chemistry in spite of knowing that i did my B.Tech from Electronics & Telecommunications.

*F1- Have you heard about Swachh Bharat. Elaborate it. When was it launched and why?
>Me- Answered in detail.

*F1- What is the name of the health insurance scheme launched on a massive scale. Explain in detail about it.
>Me- Explained in detail.

*M3- Do you have a bank account? Have you seen a cheque? Tell me the difference between Cross Cheque and Bearer Cheque.
>Me- Answered but he was not satisfied.

*M1- Tell me something about 'Restructuring of Loans'
>Me- I was unable to recall at that moment and linked that with NPA. But after noticing his face i knew that i have said it wrong.

*M4- What is BHIM ? What is the use of it?
>Me- Answered it in detail.

*M1- Ok Tell me something about your family like parents, brothers n sisters.
>Me- Answered to the point.

*M1- Ok so you want to join a bank as a PO. What are the qualities that are essential to have to be a successful banker.
>Me- I mentioned few qualities and skills like Good Mathematical/Analytical Skills, Good Communication Skills,
Positive attitude, Inter Personal Skills, Ability to handle pressure, Commitment, Polite Behavior, Willingness to take on challenges.

*M1- Ok Tell me how do you assess/rate yourself out of 10?
>Me- First of all i was a bit hesitant (by saying Sir i have tried to give my best and now it's up to you to decide) but when i was asked to say a number out of 10, i said considering my performance somewhat above average, i would rate myself between 7-8 out of 10.

*M1- Ok Thank You Mr.xyz. Have a good day.
>Me- Thank You Sirs and Mam. Wished them at first and stood up then while coming out of the room wished them again.

Slowly opened the door and closed it as it was when i entered the room.
I noticed that the Female panelist was observing me consistently.

That's all about my first IBPS PO Interview Experience.
: It hardly lasted for around 7-8 minutes.

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