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Banking related general awareness -- IBPS PO/SBI PO/IBPS CLERKS

1.      As per the notification issued by the Finance Ministry, the investment in Kisan Vikas Patra will earn what per cent of interest rate for 2015-16?
         a) 9.2 per cent       b) 8.7 per cent  c) 9 per cent            d) 8.3 per cent             e) 10.2 per cent

2.      Who among the following has been crowned the Femina Miss India 2015?
         a) Vartika Singh                         b) Deeksha Kaushal                c) Tanya Hope
         d) Afreen Racheal Vaz              e) Aditi Arya

3.      Hannover Messe, 2015, one of the biggest industrial fairs in the world, was inaugurated on Apr 13 in which of the following countries?  India is the partner country of the fair this year.
         a) France            b) Germany    c) Japan           d) Spain           e) None of these

4.      Every bank is given a unique MICR code and this helps the RBI identify the bank branch and speed up the clearing process.  The MICR code has how many digits in it?
         a) Three              b) Four            c) Five             d) Seven          e) Nine

5.      The QIP is a capital-raising too, primarily used in India and other parts of southern Asia.  What is the expanded form of QIP?
         a) Qualified Institutional Placement  
         b) Quantitative Institutional Placement
         c) Qualitative Institutional Placement  
         d) Qualified Institutional Proposal       
         e) None of these

6.      President Abdrabbuh Mansour Hadi was forced to flee as Houthi rebels advance towards the city recently in which of the following countries?
         a) Syria               b) Yemen                    c) Libya           d) Iraq             e) None of these

7.      The health insurance business in India is regulated by which of the following institutions at present?
         a) PFRDA          b) IRDA of India       c) SEBI           d) FMC           e) None of these

8.      The Insurance Australia Group has announced to raise its stake from 26 per cent to 49 per cent in the general insurance joint venture with
         a) HDFC                                                            b) ICICI                      c) Punjab National Bank        
         d) State Bank of India                         e) None of these

9.      What is India’s ranking on the new index compiled by the UN trade body UNCTAD for assessing the readiness of countries for electronic commerce?
         a) 63rd                 b) 130th            c) 83rd              d) 75th              e) 92nd

10.    Who among the following is a deputy governor of the RBI as of now?
         a) Pratip chaudhuri                     b) Usha Thorat                        c) Subri Gokarn          
         d) SS Mundra                           e) KC Chakrabarty

11.    Name the woman shuttler who clinched her maiden India Open Super Series badminton title recently.
         a) Carolina Marin                       b) Saina Nehwal        c) Ratchanok Intanon
         d) PV Sindhu                             e) None of these

12.    PM Narendra Modi on 25 Mar launched his ambitious multi-purpose and multi-model platform PRAGATI in New Delhi.  The letter ‘I’ in the term PRAGATI stands for
         a) Information         b) Implementation            c) Initiative      d) Investment      e) Integration

13.    Which of the following is the only cricket team to win the ICC Cricket World Cup five times so far?
         a) West Indies                b) Australia    c) India            d) Sri Lanka    e) England

14.    In Nov 2014, RBI had asked banks to follow from Apr 1, 2015 some new norms.  Which of the following is one of them?
a)      Imposing a penalty proportionate to the shortfall in minimum balance in the account
b)      Informing the accountholder through email/SMS of imminent charges when the balance requirement is breached
c)      Banks are barred from creating negative balances by imposing charges on the grounds that charges will be deducted from future deposits.
d)     All the above
e)      None of these

15.    India’s economy will grow at what per cent during 2015-16 as projected by the Asian Development Bank (ADB)?
         a) 7.8 per cent     b) 8.1 per cent      c) 8.5 per cent      d) 7.2 per cent            e) 6.8 per cent

16.    Sania Mirza lifted the women’s doubles trophy of the Indian Wells Open tennis tournament at California recently with her partner
         a) Elena Vesnina                                    b) Sara Errani                          c) Martina Hingis     
         d) Cara Black                                         e) Roberta Vinci

17.    Indian and Qatar signed six agreements to strengthen bilateral ties recently.  Which of the following is NOT among them?
         a) Transfer of Sentenced Persons
         b) Cooperation in the field of Information and Communication Technology
         c) Leasing an island to India for infrastructure development
         d) Cooperation in the field of Radio and television
         e) Mutual Cooperation and Exchange of News

18.    Who was declared the ‘man of the tournament’ in the 2015 ICC Cricket World Cup won by Australia?
         a) Mitchell Starec                      b) AB de Villiers                     c) Shane Watson        
         d) Shikhar Dhawan                    e) James Faulkner

19.    The Reserve Bank of India (RBI) was nationalised in
         a) 1947               b) 1948            c) 1949            d) 1951            e) 1952

20.    The RBI on 1 Mar approved the merger of which of the following banks with the Kotak Mahindra Bank which will create the fourth largest private sector lender in the country?
         a) Federal Bank                          b) Yes Bank                            c) ING Vysya Bank  
         d) IndusInd Bank                      e) None of these

21.    The govt will raise a record amount over next 12 years in the biggest and the fiercest auction of telecom spectrum so far that ended on 25 Mar.  The amount the govt is expected to receive is
         a) 82,395 cr      b) 109,874 cr          c) 112,470 cr             d) 118,748 cr    e) 106,000 cr

22.    The Food Processing Ministry allocated 17 mega food parks to states and pvt firms across the country recently.  The present Union Food Processing Minister is
         a) Harsimrat Kaur Badal                    b) Ramvilas Paswan          c) Ashok Gajapathi Raju  
         d) Chaudhary Birender Singh                e) Narendra singh Tomar

23.    Which of the following two countries primarily hold the Malabar naval Exercise?
         a) India and China                                 b) India and US         c) India and Nepal     
         d) India and Sri Lanka                           e) None of these

24.    The central Office of the Reserve Bank of India (RBI) was initially established in _____ but was permanently moved to Mumbai in 1937.
         a) Calcutta         b) Madras        c) Hyderabad             d) New Delhi              e) Kanpur

25.    The Reserve Bank of India turned 80 recently.  It started its operations as a shareholders’ bank in 1935 on
         a) 30 Mar            b) 31 Mar        c) 1 Apr                      d) 2 Apr                      e) 1 May

26.    Which of the following institutions was set up on the basis of the recommendations of the Hilton Young Commission?
         a) SEBI              b) RBI             c) SBI              d) CBI                         e) Supreme Court

27.    Name the player who made the highest score in World Cup history with 237 not out against West Indies in the quarter finals of the ICC Cricket World Cup 2015.
         a) Daniel Vettori                        b) Ross Taylor                         c) Brendon McCullum           
         d) AB de Villiers                       e) Martin Guptill

28.    The Supreme Court on 24 Mar ruled which of the following sections of the Information Technology Act as unconstitutional in its entirety?
         a) 56A                b) 63A             c) 65A             d) 66A             e) 67A

29.    The Reserve Bank of India(RBI) acted as the central bank of which of the following countries up to Apr 1947?
         a) Pakistan          b) Sri Lanka    c) Bhutan        d) Nepal          e) Burma(Myanmar)

30.    SDR is an international reserve asset created by the IMF in 1969 to supplement its member countries’ official reserves.  The term SDR stands for
         a) Structured Drawing Rights        b) Special Drawing Rights           
         c) Segregated drawing Rights  
         d) Special Drawing Resolution      e) None of these

31.    Which of the following films has won the Best Popular Film for Providing Wholesome Entertainment award at the 62nd National Film Awards?
         a) Court              b) Chotushkone           c) Mary Kom            d) Jaoar Majhe      e) Jigarthanda

32.    The Indian Railways has launched pre-paid RuPay debit card for ticket bookings and purchasing on IRCTC site.  The pre-paid card has been launched in association with
         a) State Bank of India               b) Bank of India         c) Bank of Baroda     
         d) Union Bank of India                       e) Central Bank of India

33.    Which of the following is NOT correct about DigiLocker, an online system launched by the govt?
a)      To sign-up for the DigiLocker, you need to have an Aadhaar and mobile number.
b)      BIt securely stores documents online
c)      Apart from e-documents DigiLocker can store Uniform Resource Identifier (URI) link of e-documents issued by various issuer departments.
d)     At present, the digital locker gives 10 GB of free space for individuals to store documents.
e)      None of these
34.    Who among the following was appointed the first governor of the Reserve Bank of India (RBI)?
         a) Sukumar sen                           b) RK Shanmukham Chetty               c) CD Deshmukh
         d) Sir Osborne Smith               e) Benegal Rama Rau

35.    Which of the following is/are allowed in ‘small accounts’ opened with banks?          
         a) Withdrawal and transfers up to 10,000 in a month
         b) Credit of foreign remittances
         c) Total credits in one year up to 1,00,000
         d) All the above
         e) Only a) and c)

36.    Which of the following is NOT a commercial bank operating in India as of now?
         a) Federal Bank                          b) Royal Bank of Scotland     c) Catholic Syrian Bank         
         d) South Indian Bank                e) None of these

37.    The govt on 1 Mar unveiled its Foreign trade Policy (FTP) for 2015-2020.  The FTP seeks to strengthen merchandise and services exports with a targeted value of _____ by 2020.
         a) USD 500bn    b) USD 600bn      c) USD 700bn       d) USD 900bn                        e) None of these

38.    Who among the following has won the Best Director award at the 62nd National Film awards?
         a) Vikas Bahl(Queen)
         b) Srijit Mukherji (Chotushkone)
         c) Vishal Bhardwaj (Haider)
         d) Omung Kumar (Mary Kom)
         e) None of these

39.    Name the veteran Hindi film actor who has been named for the prestigious Dada Saheb Phalke Award recently.
         a) Manoj Kumar                         b) Dharmendra            c) Amitabh Bachchan
         d) Shashi Kapoor                     e) Rishi Kapoor

40.    As per the news published in financial newspapers, the govt has scaled the steep fiscal –deficit target set for 2014-15.  The fiscal-deficit target set for 2014-15 was ____ of gross domestic product.
         a) 3.9 per cent         b) 3.6 per cent        c) 4.1 per cent        d) 4.3 per cent      e) None of these
41. Who among the following is the Minister of State for Finance in the present Union Cabinet?
a) Manoj Sinha   b) Giriraj Singh  c) Sanwar Lal Jat   d) Jayant Sinha  e) Mukhtar Abbas Naqvi
42. The Finance Minister, in his budget speech on 28 Feb, announced that two more Indian Institutes of Management (IIMs) will be set up which will take the total number of IIMs in the country to 20. These new IIMs will come up in
a) Jammu & Kashmir and Andhra Pradesh  b) Punjab and Tamil Nadu
c) Himachal Pradesh and Assam  d) Bihar and Karnataka  e) None of these 

43. As announced in the Union Budget for 2015-16, the govt will infuse what amount in PSU Banks in FY16?
a) Rs 6,999 cr  b) Rs 7,240 cr  c) Rs 7,940 cr  d) Rs 7,999 cr  e) None of these 

44. Who among the following has been sworn in as the new Chief Minister of Jammu & Kashmir?
a) Nirmal Singh  b) Mufti Mohammad Sayeed  c) Mehbooba Mufti   d) Sajjad Lone
e) None of these 

45. Who among the following is the new president of the BCCI?
a) Anurag Thakur  b) Sanjay Patel  c) Sharad Pawar   d) N Srinivasan  e) Jagmohan Dalmiya 

 The National Association of Software and Services Companies (NASSCOM) celebrated its silver jubilee on Mar 1. The present chairman of NASSCOM is
a) Krishnakumar Natarajan  b) R Chandrasekaran  c) Phaneesh Murthy
d) Kris Gopalakrishnan  e) Ashok Soota 

47. The winner of the men’s singles title of the 2015 Dubai Tennis Championships is
a) Roger Federer  b) Novak Djokovic  c) Stan Wawrinka  d) Andy Murray  e) Rafael Nadal 

48. In the General Budget for 2015-16, the service tax has been increased from current 12.36 per cent to
a) 12.50 per cent  b) 13 per cent  c) 13.50 per cent d) 14 per cent e) 14.50 per cent 

49. As proposed in the General Budget for FY16, the rate of corporate tax is to be reduced to what per cent from the current 30 per cent over next four years?
a) 28 per cent  b) 25 per cent  c) 23 per cent  d) 22 per cent  e) 20 per cent 

50. Wealth tax has been abolished in the general budget for FY16. It is to be replaced by surcharge of __________on income of Rs 1 cr and above.
a) 1 per cent  b) 2 per cent  c) 5 per cent  d) 8 per cent  e) 10 per cent 
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